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Features & Benefits

Platinum Plus Debit Card features & benefits

We understand that you deserve more on your Debit Card. IndusInd Bank presents 'Platinum Plus Debit Card', designed to deliver superior value through exciting features, offers and convenience of cashless payments for shopping, dining, entertainment and much more.


Introducing InstaPIN! A unique feature for instantly generating your Debit Card PIN within seconds. Just walk into the nearest ATM and select the InstaPIN option to generate your permanent Debit Card PIN

Joining Benefits

  • Vouchers from leading brands worth Rs. 1000 – On the first Swipe. Click here for terms and conditions.
  • 100 Reward Points – On the first shopping transaction (+50 points for first online shopping)
  • 100 Bonus Points On activating the card at IndusInd bank ATM
  • 100 Bonus Points for activating NB using this Card (New account holders)
  • 100 Bonus Points for activating Mobile Banking

On-going Benefits

  • Buy one Get One offer & can be availed once per month i.e. upto 12 times in a year (on first come first serve basis). Valid for ticket price upto Rs. 250/- when booked through BookMyShow
  • Lost Card Liability (Rs. 3,00,000) + Air accident Insurance (Rs. 30,00,000) + Personal Accident Insurance (Rs. 2,00,000) + Purchase Protection (Rs. 50,000)
  • Accelerated IndusRewards Points : Unique 6X rewards structure including kicker for Online and International usage
  • Points redemption and Shopping on IndusMoments
  • Secure Online Shopping : Online shopping with your Debit Card is safe and Secure, when you sign up for Verified By Visa. Alternatively, you can do an Online purchase transaction using OTP ( One Time Password ) on your registered mobile number
  • Fuel Surcharge Waiver upto Rs 250/- per month (subject to regulations)
  • Limits:
    For shopping and purchases (online/ purchase at merchant establishments): INR 2,50,000/- per day. For ATM cash withdrawals: INR 1,25,000/- per day
Maximum Rewards


For Swipe Transactions: Reward Points for every Rs. 200 spent as per the following Grid

Your Monthly Spends Points per Rs.200/-
Upto Rs.5,000/- 2
Between Rs.5,001/- to Rs.10,000/- 3
Between Rs.10,001/- to Rs.20,000/- 4
Between Rs.20,001/- to Rs.40,000/- 5
Above Rs.40,001/- 6

For more details on rewards program, click here

Maximum Benefits

Our Maximum Platinum VISA Debit Card allows you Maximum Convenience:

  • Access any of the 1200 IndusInd Bank ATMs across India for cash withdrawals, cash/cheque deposits, visa credit card bill payment, balance enquiry, mobile top-up and other miscellaneous requests
  • Withdraw cash at any of the 120,000 VISA / PLUS ATMs in India and over a million ATMs across the world, through bilateral arrangements with our network partners, VISA and NFS
  • Use your card for shopping at over 9,00,000 merchant locations in India and over 26 million merchant locations across the world


Platinum Plus Debit Card charges

a) Joining Fee: Rs 1500 + Service Tax

b) Annual Fee (2nd year onwards): Rs 799 + Service Tax

Platinum Plus Variants

Platinum Plus Debit Card variants

Now get the features of our Platinum Plus Debit Card for just Rs. 1000* + Taxes. Terms and Conditions apply.

*Multi-brand voucher worth Rs. 1000 is not applicable for this debit card variant.

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  • Daily balance upto Rs.10 Lakhs 4 %
  • Daily balance above Rs.10 Lakhs and upto Rs.1 Crore 5 %
  • Daily balance above Rs.1 Crore and upto Rs 10 Cr 5.5 %
  • Daily balance above Rs.10 Crore 6 %

  • 1 year to 1 year 2 months 8 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 7.5 %
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