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Card Protection Plan (CPP), is India's first comprehensive service for use in the event of card loss, theft and related fraud. If you lose your cards (Credit, Debit, ATM), simply call a 24 hour Helpline (1800-419-4000), from anywhere in the world, and your lost cards will be blocked. You will not have to call your banks individually and would be free to continue living your life while we take care of your worries.

CPP will also help provide emergency travel, hotel and cash assistance to ensure you are not stranded after losing your cards, your wallet or your handbag and ensure that your life continues smoothly and you continue to be free of worries. You will additionally get complimentary insurance cover against fraudulent spends due to loss/theft, counterfeiting, skimming, phishing, online frauds on your lost cards from 15 days before your loss report to stay protected.


Benefits / Tier Classic Plus
Premium Plus
Platinum - Plus
Additional members who can  be covered in one CPP membership None Spouse Spouse and Parents
Card Loss Reporting and Blocking Benefits:      
24 hour loss reporting Y – All cards Y – All cards Y – All cards
Free loss reporting telephone line Y Y Y
Worldwide cover Y Y Y
Emergency Assistance Benefits:      
Emergency Cash in India (per CPP Membership) Rs 5,000 Rs 20,000 Rs 20,000
Emergency Hotel Bills Overseas Rs 80,000 Rs 120,000 Rs 160,000
Emergency Hotel Bills in India         Rs 40,000 Rs 60,000 Rs 80,000
Emergency travel ticket Overseas  Rs 80,000 Rs 120,000 Rs 160,000
Emergency travel ticket advance in India Rs 40,000 Rs 60,000 Rs 80,000
Internet Security (One subscription per CPP Membership):      
Norton / F-Secure Mobile Security (in case of smartphones and laptops) Y Y Y
Comprehensive internet security solution powered and owned by F-Secure (in case of laptops and PCs) Y Y Y
Other Mobile Benefits:      
SIM & IMEI Registration Service Y Y Y
Lost Phone Reporting  - SIM Blocking Y Y Y
Roadside Assistance Benefits:      
Breakdown support, battery jumpstart, flat tyre support, fuel delivery, vehicle towing etc. Y Y Y
Credit Report and Analysis Benefit:      
Credit Analysis by Credit Mantri of Equifax credit report (Single analysis annually) Y Y Y
Other Benefits:      
Tele Registration line Y Y Y
Reminder stickers Y Y Y
Valuable Document Registration Y Y Y
CPP Key-fob and retrieval service  Y Y Y
Lost PAN card Replacement Service Y Y Y
Dedicated Case Officer Y Y Y
SMS to Call-back service Y Y Y
Fraud Protection under Group Insurance Policy*:      
I. Card Fraud Protection      
PIN based frauds, Phishing, Tele-phishing and Transactions where OTP is not required (if card is lost/stolen) Pre Notification period 0 to 30 days Rs 100,000 Rs 200,000 Rs 300,000
Any card present or card not present transaction (other than the transactions listed above) Pre notification period 4 to 7 days Up to Rs 25,000 Up to Rs 25,000 Up to Rs 25,000
Pre notification period 7 to 30 days Rs 100,000 Rs 200,000 Rs 300,000
II. Mobile Wallet Protection      
Sum insured (per Membership) Rs. 50,000 Rs. 100,000 Rs. 100,000
Maximum Limit per mobile wallet No Limit No Limit No Limit
Number of Days Covered (prior to notification) 3 3 3
Number of days covered prior to notification to Card Issuer 15 days 15 days 15 days
Limit per card Not Applicable Not Applicable Not Applicable
Annual Membership Fees - (Incl. of taxes) (in Rs.) Rs 1649 Rs 2049 Rs 2599

How to Avail

Now you avail Card Protection Plan, India's first comprehensive service for use in the event of card loss, theft and related fraud, by selecting any one of the options given below

Option 1 :

Call us at Our Call Centre No. 1860 500 5004 / 022 44066666

Option 2 :

Let us Call you Back Click here

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  • Daily balance Upto Rs. 1 Lakh 4 %
  • Daily balance above Rs. 1 Lakh & upto (& including) Rs. 10 Lakhs 5 %
  • Daily balance above Rs.10 Lakhs 6 %

  • 1 year to 1 year 2 days 7 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 6.75 %
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