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Non Linked Non Participating Health Insurance plan

It is said “You can't predict the future, but you can plan for it”. Similarly, you may never know what the future has to offer, but you can certainly protect yourself and your loved ones from a few of the harsh uncertainties that life may throw at you. Your health and well-being are two such aspects, that you would always like to protect.

Presenting Tata AIA Life Insurance Vital Care Pro, a Non Linked Non Participating Health Insurance plan, which offers you superior health care protection with multiple options at an affordable cost. The plan not only offers you the flexibility to choose from a Lump Sum Benefit or Lump Sum plus Regular Income Benefit while covering 15 critical illnesses, but also provides you with the floater option to cover your spouse at the same time.

So go ahead and paint the future you always desired... carefree!


Tata AIA Life Insurance offers you a unique Critical Illness Plan which pays you a lumpsum amount, in case of an unfortunate event of you being diagnosed with any of the 15 covered Critical Illnesses (CI), during the term of the policy. What more, you can also cover your spouse under the same cover.

  • Get Lumpsum Critical Illness cover up to Rs. 60, 00,000 on diagnosis of any of the 15 covered Critical Illnesses.
  • Hassle free purchase experience through no medicals1
  • Affordable premiums for Priceless Care.
  • Get additional monthly payouts on Critical Illness Benefit claim, which becomes payable, for a period of 10 years2.
  • Flexibility to choose from following options:
    • Pro Care - Lumpsum Benefit
    • Pro Care Plus - Lumpsum Benefit with Income Loss Benefit
  • Spouse also can be covered under the same plan
    • Duo Care - Lumpsum Benefit with Joint Life
    • Duo Care Plus - Lumpsum Benefit with Income Loss Benefit with Joint Life
  • Tax benefits u/s 80D of the Income-Tax Act, 1961*

1No medicals up to the Sum Assured of Rs. 20,00,000, 2Based on the option chosen


  • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance
  • Health Insurance cover is available under this product
  • For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.
  • Participation by customers shall be on voluntary basis
  • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
  • All Premiums are subject to applicable taxes, cesses & levies which will entirely be borne by the Policyholder and will always be paid by the Policyholder along with the payment of Premium. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder. Alternatively, Tata AIA Life Insurance Company Limited has the right to deduct the amount from the benefits payable by Us under the Policy.
  • Company may request medical examination based on the Board Approved Underwriting Guidelines. In the event of the Company requesting for a medical examination, the cost of such medical examination shall be borne by Tata AIA Life.
  • In case of sub-standard lives, based on proposer's health or occupation, extra premium will be charged as per the Company's Board Approved Underwriting Guidelines. Policy will be issued only after obtaining the consent from the Proposer on the additional premium charged.
  • *Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.

INDUSIND Bank Limited(1749817) is the Corporate Agent of Tata AIA Life Insurance Company Limited and does not underwrite the risk or act as an insurer. INDUSIND Bank Limited,2401,Gen Thimmayya Rd.(Cantonment),Pune-411001. Participation by the Bank's clients in the Insurance products is purely on a voluntary basis. The contract of Insurance is between Tata AIA Life and the Insured and not between the Bank and the Insured.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110 • CIN: U66010MH2000PLC128403). Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at Visit us at: or SMS 'LIFE’ to 58888. UIN: 110N128V02


IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

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  • Daily balance Upto Rs. 1 Lakh 4 %
  • Daily balance above Rs. 1 Lakh & upto (& including) Rs. 10 Lakhs 5 %
  • Daily balance above Rs.10 Lakhs 6 %

  • Above 1 year 4 months to below 2 years 7.25 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 7.15 %
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