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Own a big car at the price of a small one!

Buying your favorite car is now easy with Used Car Loans from IndusInd Bank. With financing options of upto 90% of value, long & flexible repayment tenures, pocket-friendly EMIs and easy documentation, your dream luxury car is now in your budget!

Salient Features:

  • Loan upto 90% of the value of the car
  • Flexible loan tenures of upto 5 years
  • Attractive interest rates
  • Simple documentation & super quick approval process
  • Upgrade your two-wheeler to your dream four wheeler with our "Do-Ka-Chaar" loans


For Salaried Individuals:

Minimum Age: 23 years
Maximum Age: Retirement age
Minimum Income: 2.5 lakhs per annum
Employment stability: Minimum 1 year in current employment
Residence Stability:1 year in the current residence and at least 2 years in the same city.

For Self Employed Individuals:

Minimum age: 23 years
Maximum age: 65 years
Minimum Income: 2 lakhs per annum as per latest income tax returns
Employment stability: Minimum 3 years' experience in the current line of business
Residence Stability: 1 year in the current residence and at least 2 years in the same city.

For IndusInd Bank customers:

  • Indus More: Top-up loans for existing car loan customers.


Asset Documentation:

  • RC copy with original verified seal
  • Valuation report & Vehicle inspection report
  • Copy of Insurance Policy

Income Documents For Salaried Individuals:

  • Form 16
  • Last 3 months' salary slips
  • Latest Income Tax Returns
  • Bank Statements

Income Documents For Self Employed Individuals:

  • With Income Proof:
    • Latest Income Tax Returns
    • Balance Sheet for the previous financial year
    • 3 months' Bank statements
    • Business Incorporation Certificate
  • With No Income Proof:
    • 6 months' bank statements
    • Business incorporation certificate/business continuity proof for last 3 years
    • Owned residence stability proof
  • With No Income Proof (Agricultural):
    • Form J or 'Patta' copy of minimum 3 years (land document)
    • 6 months' bank statements
    • Owned residence stability proof
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  • Daily balance Upto Rs. 1 Lakh 4 %
  • Daily balance above Rs. 1 Lakh & upto (& including) Rs. 10 Lakhs 5 %
  • Daily balance above Rs.10 Lakhs 6 %

  • 1 year to 1 year 2 days 7 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 6.75 %
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