We are always by your side to help you revel in luxury and enjoy the best of our services. From accident insurance to travel insurance, we are here to ensure that you have a smooth ride with whatever assistance you require!

Air accident insurance of ₹25 lakhs

Total Protect covers you for the following:

  • Unauthorised Transactions in case of loss/theft of Card
  • We provide an insurance cover up to 48 hours prior to you reporting the loss of your Card to IndusInd Bank Counterfeit Fraud
  • It is possible that your Card or Card details are stolen and used unscrupulously by producing counterfeit plastic. We offer you insurance to protect yourself against such incidents.

Travel insurance

Lost baggage ₹100,000
Delayed baggage ₹5,000
Loss of passport ₹50,000
Lost ticket ₹25,000
Missed connection ₹25,000
Click here for Terms & Conditions
CELESTA ASSURANCE

Lost Card Liability

  • All PIN based transactions (like ATM, Internet and telephone etc) are not covered.
  • Pre-delivery fraud not covered.2 days (includes reporting day) pre-reporting and 7 days (Includes reporting day) post reporting claims are covered.
  • Claim has to be reported by Card holder within 15 days from the date of loss in case of card to be admissible for claim.
  • Insurance benefit would be available only to Active card users.
  • An active card is defined as the card with one transaction/ activity on any POS terminal in last 6 months from date of loss.

Counterfeit card liability:

  • Claim has to be reported by cardholder within 15 days from the date of issue of statement containing the disputed counterfeit transaction.

Personal Accident (AIR):

  • Cover: Accidental death due to air accident.In the event of insured having multiple cards, the personal accident claim would be payable on one card only, with maximum benefits (highest sum insured)
  • Card should have been used at least once for retails purchase in 90 days before date of loss
  • Click here for Term & Conditions 

* Insurance claim for above mentioned will be eligible only if booking is done through IndusInd Bank Credit Card.

® Registered trademark of American Express. This Card is issued by IndusInd Bank pursuant to a license from American Express