That the Rewards come with no limits is a given. But what next?

A world full of delights that is beyond extraordinary. That is carefully curated, meticulously structured and lavishly showered on discerning customers like you. Be prepared to be delighted like no other with rewards that are specially sculptured to match your every whim and fancy.

International Spends

Get 3 Reward Points for every ₹100 spent on International transactions

Domestic Spends

Get 1 Reward Point for every ₹100 spent on Domestic transactions

Redemption of Rewards Beyond Extraordinary

Experience all that life has to offer and more with our redemption option that is made to match your lifestyle.

  • Walk away with best-in-class offers - log on to www.indusmoments.com
  • Fly higher with Airline Miles on partner airlines. Convert your Reward Points to Air miles with our Airline Partners in the ratio of 1 Reward Point = 1 Air mile
  • Convert your Reward Points to Krisflyer miles with Singapore Airline in the ratio of 2 Reward Points = 1 Krisflyer mile
  • For detailed Krisflyer Terms & Conditions, click here  
  • Get Cash Credit in the ratio of 1 Reward Point = ₹ 0.75 of cash value (With effect from 15th April 2022)


Please note: From 1st August 2019, the Rewards program will be revised for select merchant categories. Click here for details.

Click here for Terms & Conditions
Terms and Conditions – Celesta Rewards Program

How to redeem

All you need to do to redeem your reward points against any of the Reward Redemption option is to log on to www.indusmoments.com and place a request stating your choice.

  • IndusInd Bank reserves the right to change the rate of conversion of Reward Points to airline miles or cash credit or towards any other redemption option at any time without prior notice. However, this change will be restricted to incremental points and there will be no impact on already converted Reward Points.
  • IndusInd Bank does not underwrite or warrant the services against which the reward points are redeemed including but not limited to any activities concerning air travel services and redemption of airline miles provided by airline partners and shall not have any liability for any loss, damage, defect, deficiency, delay or imperfection in such services or for any loss or damage that may be suffered, or for any personal injury to a IndusInd Bank Credit Cardholder ("Cardholders") directly or indirectly by use or non-use of the services provided by the airline or any other service provider. Any disputes regarding delivery, service, quality or performance of products/services under the offer must be addressed in writing by the Cardholder directly to the airline or the service provider.
  • Maximum reward points allowed for cash redemption is 10000 per calendar month (Effective 1st September 2024).

  • Minimum reward points required for redemption towards cash credit and air miles is 500.
  • Terms and Conditions of the respective airlines and service providers will apply.
® Registered trademark of American Express. This Card is issued by IndusInd Bank pursuant to a license from American Express