• Life cover is the benefit payable on death of the Life Assured during the policy term.
• Save the date: The policyholder has the option to receive GIs on any one date, succeeding the due date of first GI pay-out, to coincide with any special date such as birth date or anniversary date. This option needs to be selected at policy inception which can be changed before the completion of the premium payment term and is only available with annual mode of income. This option to receive GIs on any one date is available only for Income plan option, and can be availed by both in-force as well as paid-up policies. The GIs payable from the special date will be increased for the deferment period i.e. for completed number of months between the due date of GI pay-out and the special date, at an interest rate equal to Reverse Repo Rate, compounded monthly. Any change in bases used for determination of applicable interest rate will be subject to prior approval from IRDAI and will be disclosed to policyholders. The last GI will be paid on the date of maturity of the policy and not on the special date. Therefore, the interest rate mentioned above shall not be applicable for the last GI. Please refer to the sales brochure for more details.
• Savings Wallet: The policyholder has an option to accumulate GIs, instead of taking as payment during the policy term. The GIs will be accumulated daily at an interest rate equal to Reverse Repo Rate published by RBI. The policyholder also has an option to withdraw, completely or partially, the accumulated GIs anytime during the Income Term. In case the accumulated GIs are not withdrawn completely during the policy term, the accumulated GIs will be paid to the claimant in the event of death, maturity or surrender, whichever is earlier along with other benefit payments (if any), and the policy will terminate. This option to accumulate GIs is available only for Income Plan and can be availed for both in-force as well as paid-up policies. The policyholder can choose to start or stop this feature multiple times during the policy term. The interest rate on GI will be set equal to Reverse Repo Rate published on RBI’s website. Any change in bases used for determination of applicable interest rate will be subject to prior approval from IRDAI and will be disclosed to policyholders. Please refer to the sales brochure for more details.
  
• Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details.
  
• The total premium mentioned in the illustrations in this document is exclusive of Goods and Services tax and Cesses, if any.
  
• Bonuses^#: Reversionary bonuses may be declared every financial year and will accrue to the policy if it is premium paying or fully paid. Reversionary bonus once declared is guaranteed and will be paid out at maturity or on earlier death. terminal bonus if any, may also be payable at maturity or on earlier death. The Bonuses are declared at the discretion of the Company. Bonuses, if declared, in each financial year, will depend on the surplus disclosed. To know more about bonuses, refer to the sales brochure.
  
• For further details on product features such as surrender and revival, please refer to the sales brochure and policy
  

© ICICI Prudential Life Insurance Co. Ltd. All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Regn. No. 105. CIN: L66010MH2000PLC127837. Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600. Customer helpline number - 1860 266 7766. Timings – 10:00 A.M. to 7:00 P.M., Monday to Saturday (except national holidays). Member of the Life Insurance Council. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. ICICI Pru Sukh Samruddhi.  UIN:105N188V01. Advt number. W/II/0456/2023-24

BEWARE OF SUSPICIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
^{IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
IRDAI CAUTIONS PUBLIC AGAINST SPURIOUS CALLS AND FICTITIOUS OFFERS}

The plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance. INDUSIND Bank Limited (CA Registration: 0001) is the Corporate Agent of ICICI Prudential Life Insurance Company Limited and does not underwrite the risk or act as an insurer. INDUSIND Bank Limited, 2401, Gen. Thimmayya Rd., (Cantonment), Pune – 411001. Participation by the Bank’s clients in the insurance products is purely on voluntary basis. Call us on: 1860 267 7777.

 ICICI Pru Sukh Samruddhi. A Non-linked Participating Individual Life Insurance Savings Plan.  UIN:105N188V01