Innovation at IndusInd Bank

Innovation at IndusInd Bank

  • We stay a step ahead to fulfil your needs with innovative products and services
Nexxt Card

India’s first interactive card, Nexxt offers flexibility with convenience. Equipped with LED buttons, this next gen state-of-the-art card gives customers the freedom to switch between multiple payment options i.e. regular credit card for online transactions, EMI & Rewards.

DUO Card

India’s first debit-cum-credit card, DUO comes with two Magnetic stripes & EMV chips. Offering customers a variety of benefits that ensures they get the best features of a Credit and Debit Card along with a single account statement and combined reward points.

Banking on Alexa

Giving you the choice to conduct financial and non-financial banking transactions on Amazon Echo and other Alexa-enabled devices, IndusInd makes banking easier. You can use voice based commands, through IndusInd Bank Artificial Intelligence (AI) based Alexa Skill - 'IndusAssist' for all your needs.

Banking on Whatsapp

The integration with Whatsapp allows the Bank to start appearing as a verified account. Customers can communicate and access basic banking services including checking balance, mini statement, checking reward points as well as updation of Aadhaar through Whatsapp.

Fingerprint Banking

It’s Time to Say Goodbye to Passwords. Unlock secure banking with just your fingerprint/ biometric. Simply download the IndusMobile app and enjoy 24*7 free funds transfer, mobile & DTH recharges and credit card payments with the innovative and secure fingerprint/ biometric banking feature.

Business banking on IndusInd Bank

This convenient and secure service is offered to our customers to connect with Branch Manager, Relationship Manager or with our centralised Video Branch Executive. One can also enjoy a multitude of services including fund transfer, opening of FD and RD accounts and more.

My Account My Number IndusInd Bank Online Journey platform

My Account My Number gives customers the freedom to choose their account number. The chosen account number may be a specific pattern, a lucky number, a favorite combination or just something simple to remember!

Check on Cheque

Never lose another cheque record again. With Check on Cheque, you can keep a record of all your issued cheques and receive access to copies of your cheques on statements or through IndusNet – Internet Banking.

ATM Services IndusInd Bank and non IndusInd Bank customers

Now you have the freedom to choose from a mix of 100, 200 & 500 rupee denomination from IndusInd Bank ATMs. This service is available to both IndusInd Bank and non IndusInd Bank customers.

IndusMobile's Cash-on-Mobile

IndusMobile's Cash-on-Mobile allows you to withdraw or send money by just using the receiver's mobile number. You can initiate a Cash-on-Mobile transaction from either select IndusInd Bank ATMs or through the IndusMobile Application. The receiver of the funds can withdraw money from select IndusInd

Quick Redeem Services on IndusInd Bank

The Quick Redeem service allows one to request for quick redemption on points received through credit card. The service offers you to earn reward points in a transaction and to redeem these earned points instantly.

Exclusive Phone Banking

All calls made from your registered mobile number to our 'Exclusive Phone Banking', are answered directly by our Phone Banking Executive. Say goodbye to IVR queues!

Video Conversations for Face-to-Face Banking Anytime, Anywhere!

Video Branch is a service offered exclusively to all our customers. By using this service, you can seamlessly connect with your Branch Manager, Relationship Manager or with our centralized Video Branch Executive.

Positive Pay

You can now safeguard all your cheque payments from any fraudulent use by registering to our Positive Pay Service. Through Positive Pay, you can keep the Bank pre-informed of all cheques payments that you will present for clearing.

FD Rate FD Rate
FD Rate
Regular Fixed Deposit

up to 7.75% interest p.a

Senior Citizen

up to 8.25% interest p.a

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