1. Personal
  2. Insurance
  3. Tata AIA Life Insurance MahaLife Gold Plan

Product Overview

A Non Linked, Participating, Whole of Life Individual Savings Plan

Throughout life's journey, one's goal is to create a secure future and a comfortable lifestyle for self and one's loved ones. How wonderful would it be if there is a product which can fulfill both short term as well as future horizon life needs? Tata AIA Life Insurance MahaLife Gold is that product which enables to fulfill one's aspirations by being by one's side as a long term companion.

Whether it's planning for a dream home in the near future, ensuring a good education for children through guaranteed* income, enjoying the finer moments of life post-retirement, or creating a lump sum for your loved ones, rest assured your family will always be financially secured for a long period of time through Tata AIA Life Insurance MahaLife Gold.

Tata AIA Life Insurance MahaLife Gold provides a complete solution by ensuring that one creates a legacy for three generations through annual returns and bonuses till 85 years of age or 100 years of age.

Key Features

  • Enjoy a lifelong coverage up to age 85 or age 100 by paying premium for 6, 8 or 15 years
  • Plan your legacy by ensuring Regular Income for yourself and your family for a long period of time
  • Guaranteed* Annual Coupons starting from 10th policy anniversary till Maturity
  • Non Guaranteed Cash Dividends annually from 6th policy anniversary till Maturity
  • Option to enhance protection through Riders~
  • Receive a lump sum at Maturity in addition to the Regular Income
  • Tax& benefits u/s 80C and 10 (10D) of the Income -Tax Act, 1961

*T n C apply

  • This product is underwritten by Tata AIA Life Insurance Company Limited.
  • *Guaranteed Benefit is a % of Total premiums paid based on the policy term, premium paying term, gender, annualised/Single premium band & entry age
  • ~Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums, and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch.
  • For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
  • The plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
  • &Tax benefits and liabilities under the Policy are subject to prevailing tax laws. Tax laws and the benefits arising there under are subject to change. The Policyholder is advised to seek an opinion of tax advisor in relation to the tax benefits and liabilities applicable.
  • All Premiums are subject to applicable taxes, cesses & levies which will entirely be borne by the Policyholder along with the payment of Premium. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder. Alternatively, Tata AIA Life Insurance Company Limited has the right to deduct the amount from the benefits payable by Us under the Policy.
  • Past performance is not indicative of future performance.
  • In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
  • Insurance cover is available under this product.
  • Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's insurance Website/Advisor/branch.

INDUSIND Bank Limited (CA0001) is the Corporate Agent of Tata AIA Life Insurance Company Limited and does not underwrite the risk or act as an insurer. INDUSIND Bank Limited, 2401, Gen Thimmayya Rd. (Cantonment), Pune-411001. Participation by the Bank's clients in the Insurance products is purely on a voluntary basis. The contract of Insurance is between Tata AIA Life and the Insured and not between the Bank and the Insured.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110 • CIN: U66010MH2000PLC128403). Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com. (UIN: 110N029V04)

L&C/Advt/2023/Nov/4080

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS / FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint