Tata AIG Two Wheeler Insurance Plan

Riding a two-wheeler may be a pleasant experience, while it takes you through longest of distances and the narrowest of streets. However, one must consider the safety factor equally well. With Tata AIG’s Auto Secure Two-wheeler package policy secure yourself and your two-wheeler. We cover loss or damage to your two-wheeler, liability to third parties and personal accident cover to the Owner-Driver. In addition, we offer unique add-on covers that enhance the protection offered in the standard package policy. 

• Loss of damage to the Insured vehicle - We will indemnify against: (i) fire, explosion self-ignition or lightning; (ii) burglary, housebreaking or theft; (iii) riot and strike; (iv) earthquake; (v) flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost; (vi) accidental external means; (vii) malicious act; (viii) terrorist activity; (ix) while in transit by road rail inland - waterway lift elevator or air; (x) landslide, rockslide
• Liability to third parties - We will indemnify against legal liabilities for: a) death of or bodily injury to any person including occupants carried in the vehicle; b) damage to property of the third party.
• Personal accident cover for owner-driver compensates for bodily injury / death sustained by the owner-driver of the vehicle
• Third Party Property Damage cover will allow to increase the maximum payable amount for third party property damage
• Additional Personal Accident Cover to Owner-Driver will raise the maximum payable amount for personal accident.
• Personal Accident Cover to unnamed persons will allow to raise the maximum payable amount for accident involving a passenger.
• Emergency Medical Expenses will reimburse for medical expenses incurred for bodily injury sustained by You in relation to the insured two-wheeler
• Consumable Cover helps with reimbursing the cost of replacing/replenishing engine oil, nuts & bolts etc. arising from an accident.