<p style="text-align:left;">Bank has adopted the Business Correspondent (BC) channel to reach out the financially excluded section. In that process, Bank has partnered with Business correspondents to deliver the much needed micro-credit services to said segment. Bank uses the Corporate Business correspondence (BC) channel to reach out to the customers. On behalf of the Bank, BC provides the services to end customers /borrowers and administers loan origination, follow up, monitoring, recovery processes. Various channels of delivery under the BC are:</p> <p style="text-align:left;"> &bull; BC branches<br> &bull; BC staff<br> &bull; Sub-agents of BC </p> <p style="text-align:left;">“Indusind Bank has engaged Bharat Financial Inclusion Limited, Cashpor Micro Credit, Samhita Community Development Services, Finserin Online Services Pvt Ltd, Sonata Finance Pvt Ltd. as Business Correspondents for sourcing and servicing loans presently. We have also engaged SV Credit Line Ltd, FINO Finance Pvt Ltd, Satin Credit Care Network Ltd as Business Correspondents to service the existing loans”</p> <p style="text-align:left;">Bank Through Business Correspondent offers Micro-finance and MSME loans.</p> <p style="text-align:left;"> <strong>Micro-finance Loan:</strong>&nbsp;<a href="/content/indusind-corporate/en/personal/loans/micro-finance-loans.html" target="_blank"><strong style="color:#832625;">Click here</strong></a> to&nbsp;Know More.<br> <strong>MSME Loan:</strong>&nbsp;<a href="/content/indusind-corporate/en/personal/loans/msme-loans.html" target="_blank"><strong style="color:#832625;">Click here</strong></a> to&nbsp;Know More.<br> <strong>Loans to Merchants and Retailers:</strong> <a href="/content/indusind-corporate/en/personal/loans/loans-to-merchants-and-retailers.html" target="_blank"><strong style="color:#832625;">Click here</strong></a> to Know More.</p>

Allow IBL the opportunity to offer you customised term loan solutions for lending to micro-borrowers. With simplified processing, dedicated relationship management and industry-comparable terms, IBL is your go-to bank for accessing debt across your business life-cycle.

Access Cash Credit and Overdraft facilities through IBL to meet your working capital requirements on easy, hassle-free and affordable terms. Bank with IBL to access working capital finance at competitive interest rates! Your business opportunities shall henceforth not, at any time, face any seasonal cash-flow headwinds!

Access capital at attractive rates by pooling your assets and selling them as structured securities to investors by way of securitization or direct assignments! We at IBL, offer structured finance solutions tailored to incorporate your capital needs and repayment capacities. Choose between single originator, multi-originator, MOSEC and other transaction structures, and give us a shout!

Join our endeavour to bring inclusive banking solutions for all, at affordable interest rates by co-originating loans for micro-borrowers. We shall work with your micro-lending solutions and formulate sustainable growth of primary sector advances across the Indian banking landscape.