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Personal Loans - Apply Instant Loan Online

Turn your diverse dreams into reality with IndusInd Bank’s Personal Loans. Enjoy easy access to credit, a seamless application process, and competitive interest rates to empower your journey to financial success. Be it renovating your home, taking that dream vacation, or funding your wedding, IndusInd Bank is your trusted partner. Say yes to hassle-free personal loans to take charge of your financial needs! Apply for a personal loan with IndusInd Bank now!

Documents Required For Personal Loan - IndusInd Bank
Best offers on Personal Loan - IndusInd Bank
Personal Loan Kyc Documents - IndusInd Bank
Apply Instant Personal Loan Online - IndusInd Bank
  • Documents Required For Personal Loan - IndusInd Bank
    Input your details

    Let us know your details and loan requirement

  • Quick Personal Loan Online - IndusInd Bank
    Best offer for you

    Basis your details we fetch best offer for you

  • Personal Loan Kyc Documents - InduInd Bank
    Complete application

    Complete V-KYC and Auto repayment setup

  • Get Personal Loan - IndusInd Bank
    Get Money in account

    Sign contract digitally for instant disbursement in your bank account

APPLY NOW

There are no collaterals required on the loan application. As one of the leading loan providers in India, IndusInd Bank offers personal loan with low interest rates & flexible tenure. Apply online to submit your loan application for quick processing.

Personal Loan Features & Benefits

IndusInd Bank’s personal loans require minimal documentation and provide ease of applying online.

Easy documentation

Obtain an instant personal loan with simple documentation, quick processing and speedy disbursal.

Flexi Personal Loan tenure

Apply for personal loan and choose a comfortable loan tenure between 1 to 6 years.

Best-in-class features

Enjoy the convenience of doorstep service, low personal loan interest rates, no stress of collaterals or guarantors and lots more!

Online Application

Apply for a personal loan anytime, anywhere. All you need to do is fill out this form.

Instant Approvals

Get instant personal loans with easy documentation, quick processing, and speedy disbursals.

Competitive Interest Rates

Benefit from attractive interest rates that make IndusInd Bank’s Personal Loans affordable.

No Collateral Required

Simple application process with zero collaterals required.

Flexible Repayment Options

Choose a repayment tenure that works for you. You can choose to repay borrowed funds between 1-6 years.

Calculate EMI on your Personal Loan

Calculate your EMI and know your monthly payable amount even before you apply for a personal loan.

I wish to avail a Personal loan amounting at interest rate for approximately months.

CALCULATE NOW

These Calculations may vary from actual figures. For more details, visit here.

Use our personal loan EMI calculator to calculate your applicable EMIs and determine your annual repayment amount even before applying for a loan.

Eligibility Criteria for Personal Loan

Personal Loan Eligibility
  • Minimum age to apply for personal loan should be 21 years.
  • Maximum age at personal loan maturity should be 60 years or retirement age whichever is earlier.
  • Minimum net monthly income should be Rs.25000 for personal loan online application.
  • Should have completed minimum 2 years in employment and minimum 1 year in the current organisation.
  • Should have completed minimum 1 year of stay at the current residence, if rented.
Documents for Salaried Employees
  • Application :
    Application form with photograph
  • Proof of Identity:
    Self-attested photocopy of any one of the following:
    • Driving license
    • Passport
    • Voters ID
    • Aadhaar
    • PAN
  • KYC:
    Valid identity/Residence/Signature proof
  • Income proof:
    • Form 16/ITR for last 3 years
    • Latest 3 months salary slip
  • Banking:
    • Latest 3 months’ Salary Credit Bank Statement.
Personal Loan Eligibility
  • Minimum age to apply for personal loan should be 25 years
  • Maximum age at loan maturity should be 65 years
  • Minimum annual net income post tax should be Rs.4.8 lakh
  • Should have 4 years of post qualification experience
Documents for Self Employed Professionals to apply for personal loan
  • Application :
    Application form with photograph
  • Proof of Identity:
    Self-attested photocopy of any one of the following:
    • Driving license
    • Passport
    • Voters ID
    • Aadhaar
    • PAN
  • KYC:
    Valid identity/Residence/Signature proof
  • Income proof:
    • Form 16/ITR for last 3 years
    • Latest 3 months salary slip
  • Banking:
    • Latest 6 months Practice Current Account and latest 3 months’ Primary Savings Bank Statement.
Personal Loan Eligibility
  • Minimum age to apply for personal loan should be 25 years
  • Maximum age at loan maturity should be 65 years
  • Minimum annual net income post tax should be Rs.4.8 lakh
  • Should have 5 years of post qualification experience
Personal Loan Documents for Self Employed Individuals
  • Application :
    Application form with photograph
  • Proof of Identity:
    Self-attested photocopy of any one of the following:
    • Driving license
    • Passport
    • Voters ID
    • Aadhaar
    • PAN
  • KYC:
    Valid identity/Residence/Signature proof
  • Income proof:
    • Form 16/ITR for last 3 years
    • Latest 3 months salary slip
  • Banking
    • Latest 6 months Business Current Account and latest 3 months’ Primary Savings Bank Statement.

Types of Personal Loan

Personal Loan for Home Renovation
Personal Loan for Home Renovation

Give your home a facelift by renovating it to perfection with hassle free Instant Personal Loan.

Personal Loan for Wedding
Personal Loan for Wedding

Make that dream wedding a reality with instant online application process.

Personal Loan for Travel
Personal Loan for Travel

Turn your travel aspirations into reality with low interest Instant Personal Loan.

Personal Loan for Medical Expenses
Personal Loan for Medical Expenses

Face unexpected situations with a smile with the low interest Instant Personal Loan.

Personal Loan for Debt Consolidation
Personal Loan for Debt Consolidation

Combine multiple debts and streamline your finances with our low interest Instant Personal Loan.

Personal Loan Interest Rates & Charges

With IndusInd Bank, you can obtain personal loans at attractive rates. To check the rates click on the link. For Fees & Charges, click here, all Fees & Charges are excluding applicable Government taxes or charges.

Personal Loan Amount - IndusInd Bank

30,000 - 50 Lacs

Loan Amount*
  • *Loan Amount will be in the range of 30,000 to 50 Lacs.
Personal Loan Processing Fees - IndusInd Bank

Upto 3.5%

Processing Fee**
  • **Processing Fee – Upto 3.50%
Personal Loan Interest Rate - IndusInd Bank

Starting from 10.49%

Low interest rate***
  • *** Terms and Conditions apply.

Direct Assignment

Bank has partnered with below NBFCs on Direct Assignment

S.No. Partnerships
1. Navi (Navi Finserv Ltd.)

Digital Lending Apps (DLAs)

Name Link
EasyCredit Personal Loan (DIY Platform) Click Here
EasyLoan (Pre-Approved PL Offer) Click Here

eNACH Registration for Personal Loan

For eNACH registration of your existing personal loan - Click Here

Personal Loan FAQs

  • What is a Personal Loan?

    A Personal Loan is an unsecured term loan provided by the bank that an individual can use as per his/her personal need. A personal loan unlike a home or car loan do not require lock in of any collateral by the applicant.

  • What is the minimum eligibility for a Personal Loan?

    The minimum eligibility for an instant Personal Loan is:
    a) An individual should be 21 years of age at the time of application.
    b) The minimum net monthly income should be at least Rs. 25,000.
    c) Completed minimum of two years in employment and one year in the current organization.
    d) Completed minimum one year of stay at the current residence, if rented.

  • What are the Personal Loan tenure options?

    You can choose to avail an instant Personal Loan with tenure from 12 to 72 months.

  • What is the maximum tenure available for an instant Personal Loan?

    A Personal Loan is offered for a maximum of 6 years (72 months).

  • What is the minimum tenure available for a Personal Loan?

    A Personal Loan is offered for a minimum of 1 year (12 months).

  • What are the steps to apply for an instant Personal Loan?

    Follow the steps below to apply for an instant Personal Loan online:

    • Visit our Personal Loan page and provide few basic details like your mobile number, PAN card number etc. to get started
    • Verify your address details
    • Check out your Personal Loan offer and complete your video KYC
    • Provide your bank account details for disbursement 
  • At what interest rate can I avail an instant Personal Loan online?

    At IndusInd Bank, you can avail an instant Personal Loan with rate of interest starting as low as 10.49%. Terms and conditions apply.

  • Are there any additional charges?

    A processing fee of up to 3.5% of the loan amount and requisite documentation charges are applicable, and the same is deducted from the loan amount at the time of disbursal.

Read more

Other Loans

Gold Loan
Gold Loan

We know your gold is worth a thousand sentiments and opportunities. Presenting IndusInd Bank Gold Loans - Smart way to fund your dreams.

Key Feature and Benefits
  • Minimum Documentation
  • Instant Disbursal
  • Tenure: 3-24 months
  • Upto 10 Lakh Loan
Home Loan
Home Loan

Our home loan is designed customisable for our customers to make their dream of buying home comes true.

Key Feature and Benefits
  • Wide range of home loan products
  • Doorstep service with fast & easy processing of your loan application
  • Transparent and no hidden charges
  • Simplified documentation
Loan against Property
Loan against Property

Apply for IndusInd Bank Loan against Property to meet your business or personal needs which helps you unlock the hidden value of your property.

Key Feature and Benefits
  • Loan Against Residential or Commercial Property
  • Loan for Purchase of Commercial Property
  • Additional Finance
  • Balance Transfer
  • Lease Rental Discounting

Insurance Products at IndusInd Bank

Motor Insurance
Motor Insurance

Protect your vehicle against unfortunate situations with IndusInd Bank’s Motor Insurance which offers extensive coverage.

Life Insurance
Life Insurance

Secure the future of the ones you love, in more ways than one with IndusInd Bank’s Life Insurance Plans.

Health Insurance
Health Insurance

Watch over your loved ones from miles away with IndusInd Bank’s Health Insurance Plans.


Terms and Conditions apply. All Loans at the sole discretion of IndusInd Bank Ltd.
Processing Fee Waiver T&C
Reduced PF Offer T&C