Indus Delite: Zero Balance Saving Account

All About Indus Delite Zero Balance Savings Account

Open your Indus Delite Savings Account instantly, whether from the comfort of your home or anywhere in the world. All you need to open this Zero Balance Savings Account is an internet connection and your Aadhaar and PAN card. With our 100% digital, instant, and paperless process, you can have your new Zero Balance Account up and running in minutes. The Indus Delite Savings Account is a Zero Balance Account designed for your convenience with no minimum balance requirements or restrictions on usage. Enjoy the flexibility and ease of a Zero Balance Savings Account without the hassle of paperwork or branch visits! Read More

Experience the future of banking by seamlessly opening a Zero Balance Account online with IndusInd Bank. Open your Indus Delite Savings Account today to enjoy a world of financial freedom, right at your fingertips!

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Open Instantly Savings Account

Open Instantly

Use your Aadhaar card & PAN card to open an account instantly using Video KYC
Attractive Cashback: Instant Zero Balance Account Opening

Attractive Cashback

Get upto 5% cashback on your debit card spends*
Instant Zero Balance Account

Zero balance

Enjoy the benefits with Nil Non Maintenance Charge

Fees & Charges of Indus Delite Zero Balance Savings Account

Ready for your zero balance account opening online? The good news is, you can now open an online zero balance account with IndusInd Bank at minimum fees and charges. As indicated by its name, this zero balance savings account has no minimum balance requirement, but you need to pay a small amount as debit card fee and fund your zero balance bank account with initial funding amount. The fees & charges of the account have been mentioned below:

Please click here to see the detailed Schedule of Charge for the account variant.

Please click here for Savings Account T&C

Minimum Balance Requirement

0*

Initial Funding

INR 10,000*

Debit Card Fee

INR 500 + taxes*

Terms and conditions apply.

Open an Online Zero Balance Account in Four Easy Steps

Verification via PAN & Aadhar

Fill in your Details

Complete your KYC on a Video Call

Fund Your Account

Eligibility Criteria for Opening Zero Balance Savings Account

Ready to get started with your zero balance account opening online? We have some simple and easy-to-fulfil eligibility criteria for this zero balance savings account:

  • Valid Aadhar Number Linked with your Mobile number
  • Physical copy of PAN Card
  • Camera facility on Mobile/Desktop

Bank with Convenience

Enjoy tailor-made benefits for a seamless banking experience.

Zero Balance Savings Account FAQs

  • What is a zero balance savings account?

    A zero balance savings account is a unique savings account wherein you don’t need to maintain a minimum balance to operate the account. You can easily open a zero balance savings account online and manage your savings at attractive interest rates. Only initial funding of Rs 10000 is required for this special zero balance savings account.

  • What is an Instant Savings Account?

    This type of account offers you the convenience of opening an account without ever visiting the branch. With 100% paperless and digital savings account opening process, the account can be used immediately
    All you need to do is provide your PAN and Aadhaar card to begin your online bank account opening with zero balance.

  • How to open a zero balance saving account?

    Our zero balance account opening online process is easy and hassle-free. For online bank account opening with zero balance, you need to follow these easy steps:

    • Begin your zero balance account opening online with verification of your PAN and Aadhaar Card
    • Fill in the application form with the necessary details
    • Fund your zero balance bank account!
    • Complete your video-KYC with our representative
    With a 100% digital application process, zero balance account opening online takes only a few minutes.
  • How Can I Convert My Indus Delite Zero Balance Account Into My Salary Account?

    Simply share your Indus Delite Savings Account details with your company HR to start getting your salary in your Indus Delite Savings Account. (Please ensure you have completed your Video KYC).

  • Additional benefits of making Indus Delite your Salary Account?

    Get your Delights Debit Card Issuance Fee of Rs 499 waived off on your first salary credit (customers with minimum salary credit of INR 10,000 will be eligible). Debit card issuance fees will be reversed post the first salary credit of INR 10,000 or more. The offer is applicable only for customers who request their debit card on or after 22nd December 2023.

  • Are there any minimum balance requirements?

    Indus Delite Saving Account is Zero Balance Saving Account. A zero balance savings account is a unique savings account wherein you don’t need to maintain a minimum balance to operate the account.

  • Can I open a zero balance savings account online?

    Yes, you can easily initiate your zero balance account opening online using a few simple steps. Our Indus Delite Savings Account is a Zero balance savings account offering you attractive interest rates and world-class banking facilities with minimum requirements. To open this online zero balance account, all you need is your PAN and Aadhaar card to verify your details.

  • Who can open a zero balance account?

    For zero balance account opening online, the applicant must be at least 18 years of age with a valid Aadhaar card number linked to their mobile and a physical copy of the PAN card available. Further, to complete the video KYC of a zero balance bank account instantly, the applicant must have a camera facility on their desktop/laptop for the video-KYC.

  • How to open a zero balance account without a PAN card?

    To open a zero balance savings account online, you need to have a valid physical copy of your PAN and have a valid Aadhaar number linked with your mobile. You cannot begin your zero balance account opening online without a PAN card.

  • Can I open a zero balance account in IndusInd Bank?

    Yes, you can begin your banking journey at IndusInd Bank with Indus Delite, our unique zero balance savings account which lets you enjoy the best banking services with zero balance requirements and attractive interest rates.
    Best of all, you may carry out your zero balance account opening online from anywhere. All you need is your PAN and Aadhaar to verify your details and open a savings account instantly. Complete the application process online and open a zero balance savings account without any restrictions.

  • How to open online zero balance account in IndusInd Bank?

    When it comes to your zero balance account opening online, IndusInd Bank promises a quick and hassle-free experience. With our four-step simple process, you can use your zero balance bank account without any limitations. All you need to do is:

    • Verify your PAN and Aadhaar Card
    • Fill in the application form with the necessary details
    • Fund your Account
    • Complete your video-KYC
    At IndusInd Bank, online bank account opening with zero balance takes only a few minutes.
  • Can I open an Instant Savings Account online?

    Yes. You can easily open such an account online. The process is hassle-free and 100% paperless.

  • How can I track my Instant Savings Account?

    When you get an instant zero balance savings account opened online, you can easily track and manage your account by downloading the IndusMobile app. The account can also be managed through whatsapp banking and video branch facility

  • How to use a Zero Balance Savings Account?

    With Indus Delite instant savings account, you can deposit and manage your funds seamlessly at attractive interest rates. Additionally, this zero balance savings account comes with a complimentary virtual debit card, which is easily accessible on the Indus mobile app to make safe and secure digital transactions seamlessly. The app can be used to pay bills, order online, book cabs and more. The Indus Delite account can thus become your gateway to a world of financial convenience!

  • What are the interest rates offered on opening a Zero Balance Account?

    Your Indus Delite account comes with the promise of earning attractive interest rates on your savings. Get started with your zero balance account opening online and watch your hard-earned savings grow!

  • How can I open a bank account online instantly?

    Your zero balance savings account opening with IndusInd Bank can take place instantly in just four easy steps. To get started, you need to submit your PAN and Aadhaar card and fill in a quick application form with all the necessary details.
    Our bank representative will get in touch with you for the video-KYC process. And that’s it! A few clicks are all you need for your zero balance account opening online!

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