SFlexible options to pay through EMI, Reward points or Credit.
This first-of-its-kind card in India brings together a variety of benefits that treat you to the very best of a Credit and Debit Card.
These are small collateral free loans provided to members of SHG, JLG and other individual wherein the credit facility is provided  for income generation purposes.
Product | Minimum | Weighted average interest rate* | Maximum |
---|---|---|---|
Microfinance Loans | 22.13% | 23.58% | 25.13% |
* Weighted average interest rate is calculated based on the disbursements done in Q1- FY 2025
Note: Interest rates offered may differ from product variant/scheme selected by the customers and may differ from BC to BC.
Product | Minimum | Maximum |
---|---|---|
Microfinance Loans | 25.57% | 28.77% |
Product | Minimum | Maximum |
---|---|---|
MFI | 23% | 25.13% |
*Interest rate may differ from BC to BC and basis customer category
Processing Fee - 1% of loan amount plus applicable taxes. Processing fee is applicable only for loans above Rs.25000.
Credit Shield Insurance to be charged at actuals and to be paid by the customer if opted. Borrower has choice to opt for
Note : Charges may differ from product variant/scheme selected by the customers and may differ from BC to BC.
*Customer final loan eligibility will be determined by the banks loan eligibility criteria set for the specific product.
With IndusInd Bank’s personal loan, you can achieve all your goals. You can effectively turn your dream into reality.
Bank through Business Correspondent offers MSME loans.