Pay Now with UPI
Unlock Smart Savings by linking your Platinum RuPay credit card to UPI!Scan & Pay at any Merchant QR. Get 2 Reward Points per Rs.100 on every UPI transaction.
Pay Now with UPI on your IndusInd Bank Platinum RuPay Credit Card.
Credit Card enabled on UPI
Earn 2 Reward Points on every ₹ 100 transaction done through UPI
Lifetime Free - Zero Joining Fee & Zero Annual Fee
1% Fuel Surcharge Waiver* T&C Apply
From 15th December 2024, the value of non-cash redemption (excluding airmiles) will be 1 RP = Rs.0.60
Effective 1st September 2024, maximum reward points allowed for cash redemption will be 2500 per calendar month
Enjoy the benefits of a Credit Card with the convenience of UPI—best of both worlds—with the IndusInd Bank Platinum RuPay Credit Card. Effortlessly link your card to popular UPI apps such as BHIM, Google Pay, PhonePe etc. and enjoy seamless digital payment experience with rewards on every transaction.
Earn 2 reward points for every ₹100 spent via UPI and 1 reward point for non-UPI transactions, with flexible redemption options. That’s not all! With your UPI-linked RuPay Credit Card, enjoy additional perks including fuel surcharge waivers, travel insurance, and fraud protection coverage. Apply for your RuPay Credit Card now!
Pay Now with UPI on your IndusInd Bank Platinum RuPay Credit Card.
Link your Platinum RuPay Credit Card on UPI in Few Steps
Step 1: Open your UPI app* BHIM, PhonePe, Paytm, Google Pay.
Step 2: Select the option "Add Credit Card/Link Credit Card"
Step 3: Select Credit Card Issuer Bank (IndusInd Bank)
Step 4: Select your IndusInd Bank Platinum RuPay Credit Card
Step 5: Proceed to generate UPI PIN
*(Download the UPI app from Playstore/App Store if you are not registered on any UPI app yet, verify your mobile no. and continue from Step 2 as shared above)
Set UPI Pin
Step 1: Select Generate PIN option > Select Platinum RuPay Credit Card
Step 2: Enter Platinum RuPay Credit Card Details:
(OTP will be triggered on your registered mobile number)
Step 3: Enter OTP and Set PIN of your choice
Making UPI Payments with your Platinum RuPay Credit Card
(Transaction status can be seen in Transaction History of your UPI App)
Click here for FAQs for UPI on CC
Here Is Why You Should Opt For UPI Payments Via Credit Cards
Travel Insurance Cover Details
Travel insurance is a priority document for all your trips. IndusInd Bank has tied up with The Oriental Insurance Company Ltd. (‘Insurance Company’) as a group manager to provide cardholders with the following insurance cover under its program:
Insurance Cover | Sum Assured (up to) |
---|---|
Lost baggage | ₹ 1,00,000 |
Delayed baggage | ₹ 25,000 |
Loss of passport | ₹ 50,000 |
Lost ticket | ₹ 25,000 |
Missed connection | ₹ 25,000 |
Click here for terms and conditions
Click here to view the Most Important Terms and Conditions
Click here to view the Card Holder's Agreement
Avail freedom from surcharge on petrol at petrol pumps across India. Enjoy a waiver* of 1% on fuel surcharge at any petrol pump within India.
Value Offering
Petrol Surcharge Waiver | Monthly Savings | Annual Savings |
---|---|---|
Monthly fuel usage @ Rs 4000 | Rs 40 | Rs 480 |
The information given in the value offering is based on certain assumptions and is for illustration purposes only. Actual savings will depend on the usage pattern of the individual cardholder.
Click here for terms and conditions
Total Protect
Has your card fallen into wrong hands? Attempted fraudulent usage of your card can no more pose a threat! Total Protect is a first-of-its-kind program that covers you for a sum up to the credit limit on your credit card and is available on add-on cards as well. With us, you can be completely worry-free about any fraudulent transactions performed using your card.
Total Protect covers you for the following:
*Click here for terms and conditions of the applicable insurance policy.
Air Accident Coverage
With the IndusInd Bank Platinum RuPay Credit Card, you also get a complimentary personal air accident insurance cover of up to INR 25 lakh.
It’s time to leave your worries behind. With IndusInd Bank Credit Card Services having your back, you can live your life in cruise-control mode. So sit back and enjoy the ride!
*Click here for terms and conditions of the applicable insurance policy.
Click here to view the Most Important Terms and Conditions
Click here to view the Card Holder's Agreement
Yes, you can use the Platinum RuPay Credit Card for international transactions. However, note that it comes with 3.5% Forex Mark-up. Hence, it is advisable to use it cautiously.
Platinum RuPay Credit Card holders enjoy several exclusive benefits, such as:
Most importantly, you can use the card to make payments via UPI. This way, you can make purchases even when you do not have a physical credit card with you.
To apply for the RuPay Credit Card, you can visit the IndusInd Bank website or click the ‘Apply Now’ button. Both existing and new customers are eligible to apply.
You can complete the application process online. Simply provide your details, choose a card offer, accept the card terms and do a quick VKYC and you are done.
The Platinum RuPay Credit Card is lifetime-free. So, you do not have to pay any joining fees or annual fees at all. This, along with the rewards programmes, fuel surcharge waiver, travel insurance coverage, and other benefits, makes the Platinum RuPay Credit Card an excellent choice.
Apply for the lifetime-free RuPay Credit Card now!
Yes, for non-UPI transactions, you earn 1 reward point for every ₹100 spent. Additionally, you can earn ₹0.70 for every ₹100 on select merchant categories, applicable to both UPI and non-UPI transactions. However, fuel transactions are excluded from earning reward points.
The rewards program ensures that whether you use the Platinum RuPay Credit Card for UPI payments or otherwise, you will have a rewarding experience!