Mobile to Merchant Payment

Overview

IMPS Merchant Payments service allows customers to make instant, 24*7, interbank payments to merchants or enterprises via mobile phone.

The key features of IMPS merchant payments service are as follows:

Instant Interbank fund transfer
Merchant needs to get on-board IMPS network with one bank. Customer of any bank in the IMPS merchant network can make payment to merchant through IMPS
Convenient and time-saving
Anytime, anywhere service
Safe and secure
24*7*365 availability
Instant confirmation to sender and receiver

Payments to merchants can be of two kinds:

Initiated by customer: Make payments to vendors using reference number of transaction on the IndusMobile application
Payment done online: Use your MMID and OTP (generated through your application) to make payments to merchants online

Customer can make payment to any kind of merchant using IMPS merchant payments service:

Mobile top-up / DTH top-up
Insurance premium payment
Online shopping
Over-the-counter payments
Fees payments to schools / colleges / universities
Utility Bill payments
Travel and ticketing

Registration

Indus Mobile Registration: You can follow any of the below mentioned options to register yourself for the IndusMobile service.

Use your IndusInd Bank Debit Card: Download the IndusMobile application (from iTunes, Google Play Store, Blackberry World or Indusind bank website) or visit m.indusind.com and use your debit card details to register via the Sign Up option
Send "IndusMobile" to 5676757: You will be called back by IndusInd Bank to confirm your details and register you for the IndusMobile service
Through an IndusInd Bank ATM: Just walk into an IndusInd Bank ATM, choose the IndusMobile Registration option, confirm your mobile number for registration (should be the same as registered with the bank) and confirm your primary account for mobile banking transactions
By Calling the IndusInd Contact Center: Call our Contact Center at 1860-267-7777/1800-209-0061 or 022-4406 6666 and let our service executive assist you in registering for IndusMobile
Visit your nearest IndusInd Bank Branch: Walk into your nearest IndusInd Bank branch and ask any one of our service representatives to assist you in the IndusMobile Registration
Request through IndusNet: Place a request for Mobile Banking registration through your IndusInd Bank NetBanking account on the service request link

After registering you will receive through SMS the web-link to download the IndusMobile Application, Application Password, MPIN and SMS PIN. You will need to modify your MPIN & SMS PIN before using IndusMobile. You can modify your MPIN through the IndusMobile Application. To modify SMS PIN please send the below SMS to +919223173927

CHANGESPIN OLDPINNEWPIN NEWPIN

Please Remember: To register for IndusMobile please ensure that your mobile number is updated with IndusInd Bank.

To know the banks live on IMPS fund transfer using Account Number & IFSC, click here

How To Use

Customer Inititated transaction (P2M Push)

Using Indus Net

Login to IndusInd Bank Online Banking application(IndusNet)
Click on Funds Transfer
Click on IMPS Fund Transfer
Click on radio button Fund transfer to Mobile Number
Enter Merchant Mobile Number, MMID,Amount and unique payment reference number provided by merchant
Authenticate using transaction password or OTP
Your transaction will get complete and you will receive a success message
You will also receive an SMS informing you about the relevant status.

Using Indus Mobile

Login to Indus Mobile
Choose Banking>>IMPS>>IMPS Merchant Payment
Choose the account you wish to do payment from
Authenticate using mPIN
Enter merchant mobile number, merchant MMID, amount to be transferred and payment reference
Confirm the transaction and the status of the same will be displayed

Merchant Initiated Transactions(P2M Pull)

Using Merchant Application

Visit merchant application such as web site, mobile application, or WAP site
Select product / service for which payment is to be made
In the payment options available, choose IMPS
Enter credentials as follows:
- Customer mobile number
- Customer MMID
- OTP (One-Time Password) which can be generated from Indus Mobile
- The transaction status is displayed on the screen