What is a Personal Loan?

A Personal Loan is an unsecured term loan provided by the bank that an individual can use as per his/her personal need. A personal loan unlike a home or car loan do not require lock in of any collateral by the applicant.

What is the minimum eligibility for a Personal Loan?

The minimum eligibility for an instant Personal Loan is: a) An individual should be 21 years of age at the time of application b) The minimum net monthly income should be at least Rs. 25,000 c) Completed minimum of two years in employment and one year in the current organization. d) Completed minimum one year of stay at the current residence, if rented.

What are the Personal Loan tenure options?

You can choose to avail an instant Personal Loan with tenure from 12 to 60 months.

What is the maximum tenure available for an instant Personal Loan?

A Personal Loan is offered for a maximum of 5 years (60 months).

What is the minimum tenure available for a Personal Loan?

A Personal Loan is offered for a minimum of 1 year (12 months).

What are the steps to apply for an instant Personal Loan?

Follow the steps below to apply for an instant Personal Loan online: Visit https://induseasycredit.indusind.com/customer/personal-loan/lead and provide few basic details like your mobile number, PAN card number etc. to get started Verify your address details Check out your Personal Loan offer and complete your video KYC. Provide your bank account details for disbursement

At what interest rate can I avail an instant Personal Loan online?

At IndusInd Bank, you can avail an instant Personal Loan with rate of interest starting as low as 10.49%. Terms and conditions apply.

Are there any additional charges?

A processing fee of up to 3% of the loan amount and requisite documentation charges are applicable, and the same is deducted from the loan amount at the time of disbursal.

RBI Notifications - Safety Tips for Secure Banking

Apply Now

TOP SEARCHES

Nexxt Credit Card

SFlexible options to pay through EMI, Reward points or Credit.

DUO Card

This first-of-its-kind card in India brings together a variety of benefits that treat you to the very best of a Credit and Debit Card.

18602677777

Reach Us

Vehicle Auction

Accounts
Savings Account Up to 7% p.a.

Zero Balance Savings Account

Corporate Salary Account

Uniformed Personnel Account

Current Account

Quick Links

Savings Account Interest Rate

Open a Savings Account

CASA Welcome Kit

FAQs

Manage Mandate(s)

Save Today, Enjoy More Tomorrow

Earn high interest up to 7% p.a. on savings
Open a Savings Account
Deposits
Fixed Deposit Up to 7.25% p.a.

Recurring Deposit

Senior Citizen FD Up to 8% p.a.

Auto Sweep FD

Safe Deposit Locker

Quick Links

FD Calculator

FD Interest Rates

Open a Fixed Deposit

Save Today, Enjoy More Tomorrow

Earn high interest up to 7% p.a. on savings
Open a Savings Account
Credit Cards
All IndusInd Bank Credit Cards

Platinum RuPay Credit Card Lifetime Free

Legend Credit Card Lifetime Free

EazyDiner Credit Card Premium

Platinum Aura Edge Credit Card Lifetime Free

Platinum Visa Credit Card Lifetime Free

Pinnacle Credit Card Premium

Nexxt Credit Card Premium

Tiger Credit Card Lifetime Free

Samman Credit Card Premium

EazyDiner Platinum Credit Card Lifetime Free

Avios Visa Infinite Credit Card Super Premium

Secured Credit Card

Quick Links

IndusInd Bank Offers

Credit Card Related

Check Credit Card Rewards

Apply for a Credit Card

Apply for a Rupay Credit Card

Important Updates on IndusInd Bank Credit Cards

Get Lifetime-Free Platinum RuPay Credit Card

Unlock 2X rewards on UPI payments this festive season
Apply for Credit Card
Other Cards
Debit Card

Duo Card

Corporate Cards

Business Cards

Forex Card

Tata Neu IndusInd Bank Forex Card

Prepaid Card

E-Mandate on Debit Card

Quick Links

Debit Card Related

Get Lifetime-Free Platinum RuPay Credit Card

Unlock 2X rewards on UPI payments this festive season
Apply for Credit Card
Loans
Personal Loan

Business Loan

Vehicle Loans

New Car Loan

Used Car Loan

Two Wheeler Loan

Affordable Home Loans

Gold Loan

Loan against Property

Loan against Securities

Loan On Credit Card

Agri Loan

Medical Equipment Loan

Home Loan

Quick Links

Personal Loan EMI Calculator

Apply for a Personal Loan

Apply for Business Loan

Celebrate Big with Instant Personal Loan!

Enjoy 2% processing fee for a limited period
Apply for Personal Loan
Apply Online
Savings Account Up to 7% p.a.

Fixed Deposit Up to 7.25% p.a.

Current Account

Credit Cards

Forex Card

Personal Loan

Business Loan

Affordable Home Loans

Vehicle Loans

MSME Loans

FASTag

Mutual Funds

Send Money Abroad

Govt. Social Security Schemes

Insurance - IndiQwik

Set up E-Mandate

Udyam Registration

Home Loan

Quick Links

V-KYC

Re-KYC

Get Mini Statement

Refer A Friend

Enjoy 100% Digital Process & Instant Approval

Choose from a range of lifetime-free credit cards
Apply for Credit Card
Digital Banking
INDIE for Business

IndusInd Bank Mobile App - INDIE

IndusInd Bank Net banking

Whatsapp Banking

IndusInd Bank Video Branch

Setup E-Mandate

UPI BHIM IndusPay

Debit Card EMI

FASTag

IndusAssist

Bharat QR

An Unparalleled Banking Experience Awaits You!

IndusInd Bank Mobile App
Scan the QR to download
Make Payment
Credit Card Bill Payment

Click Pay

Send Money Abroad

Loan Repayment

Pay Insurance Premium

Digital Rupee (e₹)

Bill Payment

E-Mandate

NEFT/RTGS

Tax Payment
Offers
IndusInd Bank Offers

Credit Card Rewards

Forex Card

Guaranteed Growth, No Risk Attached

Enjoy fixed deposit returns of up to 7.25% p.a.
Open a Fixed Deposit
Investments & Insurance
Wealth & Insurance

Mutual Funds New

Sovereign Gold Bonds

Alternate Products

Government Securities

National Pension System

ASBA

Insurance for Me & My Family

Insurance for Business

Forex Card

Inward Remittances

Outward Remittances

IndusForex Portal

FX Retail

Quick Links

Goal Calculator

SIP Calculator

Retirement Calculator

Grow Your Wealth with SIP or Lumpsum Investments

Enjoy 0 account opening charges & 100% digital process.
Start Investing
Reach Us
Aadhaar Enrolment Branches

Forms & Documents

Charges & Fees

Contact Us

Locate Us

Digital Payment Complaint

FAQ's

Feedback

Complaint Redressal

Report Unauthorized Transaction

Grievance Redressal
Vehicle Auction
Indus EasyWheels

Register Now

Login

Blogs

View all Live Auctions

View all Vehicles

View all Two-Wheelers

View All Cars

FAQs

Partner Services
Inclusive Banking
Range of Solutions

Rates

Reserve Bank - Integrated Ombudsman Scheme