Credit Limit
Overview
Working capital is the lifeblood of any business, enabling seamless day-to-day operations. At IndusInd Bank, we recognize that working capital is essential for the smooth functioning and growth of businesses. Our Working Capital Finance solutions are designed to provide the liquidity to meet day-to-day operational expenses and short-term financial obligations. Our key offerings such as Cash Credit, Overdraft Facilities, and Bill Discounting ensure your business remains agile and well-positioned to seize new opportunities as they arise.
We provide flexible financial support to help businesses manage cash flow, maintain operations, and thrive in a competitive market. Whether for inventory or urgent needs, our solutions offer the financial flexibility to keep your business moving. Partner with us to optimize your working capital and drive long-term success.
Product Suite
Features
A flagship product with class leading features
Lower Costs
Versatile Collateral Options
Eligibility Criteria
Understand the detailed eligibility for accessing Working Capital Finance to Support your daily Operational and Business needs
Business Vintage
Profitable Business
Business Turnover
Document Checklist & Credit Timeline
Credit Decisioning Timeline
Loan Amount | Timeline |
---|---|
Loan amount less than 25 Lakhs | Applications will be decided within 14 working days |
Loan amount more than 25 lakhs | Applications will be decided within 45 working days |
*Timelines are subject to the submission of a complete set of documents by the customer |
Document Checklist
List of Documents |
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Application form/Customer request letter |
MOA/AOA/ Partnership deed along with ROF in case collateral is in partnership firm name |
KYC & Pan Details of Borrower/Relevant Parties |
GST Registration cetificate & GST Returns |
Click here to download the full list of documents:
- List of Documents for Loan Amount less than 2 Crores
- List of Documents for Loan Amount more than 2 Crores
*List is illustrative & additional documents may be required on a case-to-case basis.