Dedicated Relationship Team
Overview
Inspired by the Grandéur of the diamond and all the sparkle it embodies, we are delighted to welcome you to Indus Grandé-Prime banking services :
Relationship Manager & Service Manager
Free Small/Medium Lockers for 1st Year
75% off Second year onwards
Family Banking
Get Free Add-on accounts for 8 family members
Pinnacle Credit Card
* Based on eligibility
Cashback & Rewards on Debit Card
Upto 2.5% on Travel, Dining, Entertainment, OTT
Complimentary Airport Lounge & Golf Access
On Your Grandé Debit card
Free Tickets on BookMyShow
4 tickets per quarter*
Times Prime Annual Membership
Benefits on Food, Entertainment & Health
Features of Indus Grandé Business Account
Dynamic Cash Deposit Limit
12 time of previous month’s maintained AMB or Rs. 75 Lacs, whichever is higher
DD & Pay Orders Issuance
Unlimited Free DDs/POs at IndusInd Bank locations and 70 lacs p.m. at correspondent Bank locations.
Waiver on Outward Cheque Return Charges
Nil charges up to 25 Outward cheques retuns per month.
Auto Sweep Deposit
Automatic transfer of excess balance from Current account into sweep FD.
Grouping of accounts
Pass on the banking benefits to your other Businesses and family members at no incremental balance requirement
Doorstep Banking
Enjoy Free Cheque pickup & Cash pickup/delivery services right from your doorstep.
Most Preferential Trade Charges
For all your international business needs
Recommended Debit Card for Indus Grandé Account
Free for Life
Grandé World Debit Card
2.5% Cashback on Dining, Entertainment, OTT, Flights, Hotels & Holidays
Complimentary Airport Lounge & Golf Access
Buy One Get One Movie Ticket on BookMyShow
20% Discount on Swiggy & Big Basket
Daily Limits: Rs 4,00,000/- ATM; Rs 8,00,000/- POS (Point-of-Sale)
Indus Grandé Business Account Fee & Charges
Schedule of Charges for Indus Grandé Business Account
| Program Criteria to be maintained at Group Level | Any one of the criteria mentioned below |
| AQB (Single or Group) | Rs. 7 Lacs |
| Total Relationship Value (CA+SA+FD) ^ | Rs. 25 Lacs with minimum AQB of Rs. 1 Lac (in combination of Current and Savings Accounts) |
| Charges for Non-Maintenance | 10% of the shortfall in required AQB as per program, subject to max of Rs. 900 |
| Cheque Book Issuances (Payable At Par: 50 Leaves Book) | Unlimited Free |
| Cash Deposit at Home+Non Home Locations | |
| Free Limit per month | 12 times of previous Month's AMB or Rs. 75 Lacs, whichever is higher |
| Additional Charges | |
| Charges on Additional Deposits | Rs. 4/1000, Min Rs. 50/- Per transaction. |
| Cash Withdrawal | |
| Cash Withdrawal Non IndusInd ATMs * | Free |
| Cash Withdrawal Limit by Debit Card | Refer Standard Schedule of Charges for Debit Card |
| DD/PO (At Branch Locations) | |
| Free Limit | Unlimited Free |
| Charges on Additional usage | Unlimited Free |
| DD/ PO (Correspondent Bank Location) | |
| Free Limit | Rs. 70 lacs per month |
| Charges on Additional usage | Rs. 2/1000, Min Rs. 100, Max Rs. 15000 |
| DD/ PO (Non-Correspondent Bank) | Rs. 3/1,000 Min Rs. 100 Max Rs. 15,000 |
| Stop Payment | |
| Cheque | Single cheque Rs. 100,Series cheque Rs. 150 Nil charges if requested through Indus Net/ Indus Mobile/ IVR |
| Cheque Return | |
| Inward For Financial Reasons | Upto 2 instruments per month- Rs. 350 per instrument On 3rd & 4th instrument - Rs. 500 per instrument 5th instrument onwards - Rs. 750 per instrument |
| Outward | Nil Charges up to 25 cheques per month, thereafter Standard Charges $ |
| NACH / ECS | |
| NACH / ECS Return | Rs. 200 |
| Debit Card | |
| Grande World Debit Card | Free |
| ATM/POS Limit on Debit Card | Limit As per Debit Card Taken, Refer Standard Schedule of Charges for Debit Card |
| Account Statement | |
| Adhoc Statement printed | Rs. 10 per page |
| Charges+ | |
| Cheque Pickup (On call) | Free Once in a day |
| Cheque Pickup (Beat) Per month | Free |
| Door Step Cash upto Rs. 3 Lacs (Per Call) | Free once in a day |
| Door Step Cash above Rs. 3 Lacs (Per Call) | Standard Charges* - from Rs. 3 to 5 Lacs - Rs. 250, from Rs. 5 to 10 Lacs - Rs. 400,from Rs. 10 to 20 Lacs - Rs. 800, contact branch for cash above Rs. 20 Lacs |
| Doorstep Cash up to Rs. 3 lacs (Beat) per month | Free once in a day |
| Doorstep Cash above Rs. 3 Lacs(Beat) per month | Standard Charges* - from Rs. 3 to 5 Lacs - Rs. 5,500, from Rs. 5 to 10 Lacs - Rs. 9,000, from `10 to 20 Lacs - Rs. 16,000,contact branch for cash above Rs. 20 Lacs |
+Available in Select Location Only
| Collections | Local Cheque Deposit | Cheques deposited at any location of IndusInd Bank for clearing in the same location | Funds Transfer within IndusInd Bank | Outstation Cheque Deposit on IndusInd Bank Location | Outstation Cheque Collection, payable at Non-IndusInd Bank Locations |
| Payments | Anywhere Payment - Cheques paid at any location of IndusInd Bank | Cash Withdrawal - any IndusInd Bank Branch or ATM |
| Other Services | Non-financial Transactions - Other Bank ATMs in India^ | Email Statement (Daily) | Dormant Account Activation | Internal Transfer Return Charges | Account Closure Charges |
| NEFT / RTGS / IMPS | Branch | Online (through Indus Net) |
| Remittances | |
| Inward Remittances | Free |
| Non Trade Outward Remittances | Rs. 83 |
| FIRC Issuances | Free |
| Exports | |
| Export Bills for Collection & under LC | Rs. 83 |
| Advance Export Bills | Rs. 83/bill |
| Export LC Advising | Rs. 83 |
| BRC issuances for all export transactions | Free |
| Imports | |
| Advance Payments for Imports | Rs. 83 Flat |
| Direct Import Bills | Rs. 83 Flat |
| Import Bills for Collection | Rs. 83 Flat |
| Miscellaneous Charges | |
| Swift Charges | Rs. 83 |
| International Courier Charges | Rs. 1000 |
| Registered Post Charges | Rs. 83 |
| Commission in lieu of exchange | 0.125% |
| ^Total Relationship Value = Current Account AQB + Savings Account AQB + Fixed Deposits AQB (3 months rolling average) |
| *Free Monthly Cash Withdrawal Limit at Non-IndusInd Bank ATMs is capped at 50 transactions per month subject to Average Monthly Balance maintenance of Rs.10,000 in previous month. In case the Average Monthly Balance in previous month is less than Rs.10,000, then 5 transactions are Free. Cash Withdrawal transactions above the specified limits will be charged at Rs. 21 per transaction. | Cash Withdrawal outside India is Rs.125. |
| $Standard Cheque Return (Outward) Charges: Rs. 50 per cheque for IndusInd Bank Location & Rs. 100 per cheque + out-of-pocket expenses for Other Locations |
| ^W.e.f. 20th December 2023, number of Non-financial ATM transactions i.e. Balance Enquiry, Mini-statement, PIN Change, Mobile Banking Registration, Cheque Book Request, Statement Request and Aadhar Number Seeding, etc. on Non-IndusInd Bank ATM is limited to 5 transactions per day. |
| +Available in Select Locations |
| PAP - Payable at Par | GST and FX conversion tax would be applicable as per current regulations. |