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FD Interest Rates Calculator

Fixed Deposit Calculator

  • Calculate the maturity amount and the interest you will get on a fixed deposit.

  1. Personal
  2. Calculators & Tools
  3. Fixed Deposit Calculator

Calculate Fixed Deposit Returns with Ease

Fixed Deposits (FDs) have long been a favoured choice for investors seeking stability and assured returns on their savings. However, with the multitude of FD options available, choosing the right FD can be daunting. This is where the need for a fixed deposit calculator becomes apparent. The IndusInd Bank FD calculator provides a convenient, efficient way to estimate the potential returns on investment.

I would like to invest for year/s and month/s with a re-investment option and earn an interest rate 7.50%

Calculate Now

*T&C apply, Term Deposits Terms & Conditions

*This is an estimated maturity amount.
*Only for resident individual customers
*Please ensure pop up is enabled on the browser before proceeding

View Interest Rates
These Calculations may vary from actual figures.

Features & Benefits of IndusInd Bank FD Calculator

The IndusInd Bank FD rates calculator offers a range of benefits to assist you in making sound financial decisions. Here's what makes our FD returns calculator stand out:

1. User-Friendly Interface

The IndusInd Bank Fixed deposit returns calculator has an intuitive interface, making it easy for users of all levels to navigate and input their data effortlessly.

2. Accurate Calculations

Our FD rate calculator uses advanced algorithms to provide precise calculations of your potential FD returns, considering variables such as principal amount, tenure, and interest rate.

3. Customisation Options

A fixed deposit rates calculator also allows you to tailor your calculations to suit your needs. You can customise the tenure, interest rates, and compounding frequencies to explore various scenarios and make informed investment decisions.

4. Instant Results

Our fixed deposit interest calculator provides instant results on your screen, eliminating the need for manual calculations or complex formulas.Ā 

5. Accessible Anytime, Anywhere

You can access the IndusInd FD interest calculator from the comfort of your home, office, or on the go.Ā 

6. Free of Cost

You can enjoy the benefits of our FD returns calculator at no cost. There are no hidden fees or charges associated with using our calculator, making it a valuable resource for all.

How to Use an FD Calculator?

Follow these simple steps to make the most of our FD maturity calculator:

1. Enter Principal Amount

Enter the amount you intend to invest in the Fixed Deposit.

2. Select Tenure

Choose the duration for which you plan to keep your money invested in the Fixed Deposit, typically ranging from a few months to several years.

3. Cross-check the Interest Rate

The applicable interest rate offered by IndusInd Bank for the selected tenure will be prefilled in our FD calculator field.

4. Generate Calculation

Click on the ā€˜Calculate Nowā€™ button to generate the estimated returns.

5. Review Results

View the instantly calculated results, including the maturity amount and accrued interest.

6. Adjust Parameters

If desired, you can adjust the principal amount and tenure fields of our fixed deposit calculator to explore different scenarios and compare potential returns.

Formula used in FD Maturity Calculator

The term deposit calculator utilises straightforward formulas to estimate the maturity amount of your investment, which are as follows:

For simple interest FD:

M = P + (P x R x T/100), where ā€“

  • M = Maturity amount
  • P = Principal amount that you deposit
  • R = Rate of interest per annum
  • T = Tenure in years

For compound interest FD:

M= P + P {(1 + I/100) t ā€“ 1},

Where:

  • P = principal amount
  • I = rate of interest per period
  • t = tenure

Now that you know about the Fixed Deposit Calculator, click here to open an FD with IndusInd Bank.

With IndusInd Bankā€™s Fixed Deposit offerings, your funds are safe, secure, and you enjoy benefits of one of the highest interest rates on our FDs. They help your funds grow steadily and securely. So, invest with peace of mind, knowing that your money is working as hard as you do. Moreover, with our 100% online and hassle-free booking process, you can book an FD in minutes from anytime, anywhere. Even non-IndusInd Bank customers can open a Fixed Deposit account easily.

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FD Calculator FAQs

  • What is Fixed Deposit?

    A Fixed Deposit (FD) is a financial instrument offered by banks and non-banking financial companies, allowing investors to invest their funds for a fixed time and earn returns at a fixed interest rate. The interest rate remains unaffected by market fluctuations and assures guaranteed returns on maturity.

  • How do we use the Fixed Deposit (FD) Calculator?

    A Fixed Deposit (FD) calculator can be used to determine the interest and the amount you will get at the time of maturity. Using the fixed deposit calculator is a simple process. You need to enter your investment amount and the required tenure of FD in years and months. The applicable interest rate, interest amount, maturity amount, and maturity date will be displayed to the customer.

  • How to calculate Fixed Deposit (FD) maturity amount?

    You can use the FD calculator to calculate the amount you will get upon maturity of the fixed deposit. You need to enter your investment amount and the required tenure of FD in years and months. The applicable interest rate, interest amount, maturity amount, and maturity date will be displayed to the customer.

  • How is the interest amount on Fixed Deposit (FD) calculated?

    The interest rate on a fixed deposit is calculated based on the tenure and prevailing interest rate applicable at the time of opening the fixed deposit. The interest rate and the subsequent interest amount varies basis tenure There are two methods to calculate interest on a fixed deposit ā€“ Simple Interest (SI) and Compound Interest (CI).

  • What is IndusInd Bank Fixed Deposit (FD) interest calculator?

    IndusInd Bank Fixed Deposit (FD) interest calculator is a tool to help customers determine the interest they would earn based on the investment amount, tenure and prevailing interest rate.

  • What is the interest rate on Fixed Deposit (FD) for senior citizens?

    The interest rates applicable on IndusInd Bank Fixed Deposit for senior citizens can be seen here.

  • How does IndusInd Online Fixed Deposit work?

    IndusInd Online Fixed Deposit can be opened instantly. Just follow the below 3 simple steps:
    Step 1 ā€“ Visit www.IndusInd.com and fill up the online application.
    Step 2 ā€“ Check the suitable Fixed Deposit type and authenticate your-self
    Step 3Ā ā€“Ā Complete the application and transfer fund online for deposit creation

    Your online fixed deposit will be created and you will receive a copy of the deposit details.

  • What are the ways of funding an Online Fixed Deposit account? When will the money get credited to my fixed deposit account?

    To open online fixed deposit account, you can pull funds from other bank accounts via Netbanking, UPI and debit card. If you are an existing account holder in IndusInd Bank, you use net banking to book an online fixed deposit.

  • Do I need to be an IndusInd Bank account holder to open Fixed Deposit?

    To open fixed deposit, one doesnā€™t need to be an IndusInd Bank account holder. The fixed deposit facility is available to both customers and non-customers of the bank. If you are a non-customer, you need to submit soft copies of Aadhaar number and PAN card to open fixed deposit in the bank.

  • Do I need to provide any documents for IndusInd Fixed Deposit?

    If you are an existing customer of IndusInd Bank, thereā€™s no need to provide any documents to open a fixed deposit account. For new customers, it is mandatory to validate themselves with Aadhaar number, OTP and PAN details. The entire process is online and you donā€™t need to deposit any hard copy of the validating proofs.

  • Can Online Fixed Deposit account be opened in the name of a Minor?

    No, an online fixed deposit cannot be opened by a minor. However, as per RBI, a fixed deposit can be opened by a minor of any age through their natural or lawfully appointed guardian.Ā Ā 

  • What is IndusInd Bank Fixed Deposit (FD) interest calculator?

    IndusInd Bank provides a tool to help investors calculate the return on investment when they invest in a fixed deposit. The FD interest calculator provided by IndusInd Bank will help depositors calculate the returns on their investment based on the amount, tenure and prevailing interest rate.

  • Who are eligible to open IndusInd Online Fixed Deposit account?

    To open an online fixed deposit with IndusInd Bank, you need to meet the following criteria:
    ā€¢Ā Ā Ā  Should be a citizen of India
    ā€¢Ā Ā Ā  Should be more than 18 years
    ā€¢Ā Ā Ā  Should have a valid KYC documents such as PAN and Aadhar

  • Is this facility available for existing customers?

    Yes, the online fixed deposit account is available for existing customers. In fact, customers already having an account can easily open an online fixed deposit using their internet banking or mobile banking app.

  • How can I redeem/withdraw the fixed deposits opened online?

    Ā Customers can redeem/withdraw their fixed deposit either online or offline. To withdraw the fixed deposit amount offline, customers need to visit the nearest IndusInd Bank branch. However, existing customers who opened an online fixed deposit account with IndusInd Bank can also withdraw the amount using IndusNet or IndusMobile Application.

  • What are the documents required for Fixed Deposit?

    Ā If you are an existing customer, you donā€™t need to furnish any documents to open a fixed deposit. However, if you donā€™t have an account, you will need to validate yourself. The validation process includes providing your Aadhaar number, PAN card details and an OTP that will be sent to your registered mobile number during the validation process. As this is an online fixed deposit account, you donā€™t need to provide FD documents.

  • How to calculate FD maturity amount?

    To calculate the FD maturity amount, you can simply use ourĀ fixed deposit calculator; input the principal amount and the tenure, and the calculator will instantly generate the estimated maturity amount.

  • What is IndusInd Bankā€™s fixed deposit interest rate?

    Fixed Deposit interest rates of IndusInd Bank range from 3% p.a. to 7.75% p.a. The exact interest rate you receive depends on the tenure of your FD and prevailing market conditions.Ā 

  • What is the minimum amount and tenure to start a fixed deposit?

    The minimum amount required to start a Fixed Deposit can vary depending on the chosen bankā€™s policies. Generally, banks have a minimum deposit requirement, which can range from as low as ā‚¹1,000 to ā‚¹10,000 or more.

  • How is fixed deposit interest calculated?

    Essentially, the interest is calculated on the initial principal amount using compound interest formulas and then added to the principal at the end of each compounding period.

  • Why choose IndusInd Bank for fixed deposit?

    Choose IndusInd Bank for an FD for its competitive interest rates and flexible tenure options. With a range of features and benefits, IndusInd Bank also ensures transparency and convenience in your investment journey with its user-friendly Fixed Deposit Calculator.

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FD Rate FD Rate
FD Rate
Regular Fixed Deposit

up to 7.75% interest p.a

Senior Citizen

up to 8.25% interest p.a

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