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Signature credit card features

Product Overview

You’ve earned the fame, the prestige and the success. It’s now time to celebrate it with the finer things in life – privileges that are as unique as your charm, and benefits that are as exciting as every new day. With the IndusInd Bank Signature Credit Card, you can enjoy the best-in-class privileges in travel, lifestyle, dining, golf, and more.

Because a signature is often the beginning of something amazing; the start of a new success story.


click here to know more about credit card safety.

Signature Welcome

Welcome to the Signature Life. Just like your unique signature, it’s a life that’s second to none. With the IndusInd Bank Signature Credit Card, we bring you a host of privileges that you deserve to celebrate and share with your family and friends.

With the Signature Life, choices are always abundant. It gives you the freedom to choose what matters most and pick your indulgence from some exciting welcome gifts. It’s our humble way of welcoming you to the IndusInd Bank privileged family.

Jet Airways:

Take off to wherever you fancy, with a special promo code from Jet Airways. Get a one-way ticket with a 100% discount on base fare and airline fuel charges. Other applicable taxes can be paid using your IndusInd Bank Signature Credit Card.

You will receive the promo code on your registered email ID and mobile number.

Please note: The above welcome gifts are available at select fee points only. Our phone banking assistance will be happy to answer any questions you may have regarding the same

Click here to know the terms and conditions.

Oberoi Hotels:

Got a luxurious sojourn on your mind? Whether it’s for business or pleasure, you can enjoy a leisurely stay at one of the best Oberoi Hotels, courtesy IndusInd Bank.

If you’d like to reserve your room, please contact Oberoi Central Reservations (Toll free: 1 800 11 2030; Telephone: +91 11 2389 0606; Email: reservations{} ; Fax: +91 11 2389 0500) after receiving your Oberoi Gift Voucher*

Please note: The above welcome gifts are available at select fee points only. Our phone banking assistance will be happy to answer any questions you may have regarding the same.

*Click here for terms and conditions

Genesis Luxury Vouchers:

Enjoy a lifestyle makeover as you shop for some top global brands. Get access to over 14 international brands with our Genesis Luxury Vouchers and shop to your heart’s content.

Please note:These welcome gifts are available at select fee points only. Kindly call our phone banking number for further details.

Click here for terms and conditions

Signature Quick Redeem Service

Get rewarded quickly!
It is our constant endeavour to add value to our relationship and enrich it with the best services. And so we have introduced the Quick Redeem Service. When you transact using your IndusInd Bank Signature Credit Card, you can request for quick redemption. This enables you to earn reward points and redeem them instantly.

The Quick Rewards Redemption Process

  • After completing your transaction using the IndusInd Bank Credit Card, you will receive a transaction message followed by a Quick Redemption Service message highlighting the number of points earned on that particular transaction.
  • The transaction message will be followed immediately by a Quick Redemption Service message highlighting the number of rewards earned on the particular transaction.
  • If you’d like to redeem your reward points, SMS keyword ‘Instant‘ followed by the number of reward points mentioned in the previous message and forward it to 5676757. We will process your request within three working days.

For instance,
If you do a transaction of Rs. 1,00,000 on your IndusInd Bank Signature Credit Card:

Transaction Value Reward Points Earned@ 1.5% Merchant Name
1,00,000 1500 Shoppers Stop

You’ll get the following SMS stating that you have earned 1500 reward points for the transaction and instructions to redeem them instantly:
Dear Customer, you have earned 1500 reward points on your IndusInd Bank Credit Card for a txn of Rs. 100000 at "Shoppers Stop" on 27/06/18.To redeem the points as Cash Credit SMS Instant 1500 to 5676757 from your registered Mobile No.
For quick redemption, just type Instant 1500 and send it to 5676757 and we shall process your request in three working days

*Click here for the terms and conditions.

Signature Golf

It’s tee time! If you’re a golfer, you’ll love the golfing benefits you enjoy with IndusInd Bank*. As a cardholder, you can avail of complimentary golf games and lessons**especially hosted for you at leading golf clubs in Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune.

Some great rounds await you! Call our concierge to learn more about the list of golf courses and book your complimentary session today.

*Golf Privileges brought to you by IndusInd Bank in conjunction with Apexlynx

**The offer is subject to applicable detailed terms and conditions.

Please click here for details and terms and conditions.

To view the list of clubs for complimentary green fees and golf lessons , Please Click here

Signature Life

Love watching movies on weekends? We have something amazing for all you movie buffs. As an IndusInd Bank Signature Credit Card holder, you can easily book tickets with our partners BookMyShow and Sathyam Cinemas for you and your companion. Get two tickets for the price of one!


  • Buy one movie ticket and get the other one absolutely free*.
  • Customer can avail up to 3 free tickets in a month.
  • Offer valid on all theatres registered with Bookmyshow across all major cities.
  • Please log onto to book your tickets today.

*Click here for terms and conditions.

Sathyam Cinemas

  • Buy one movie ticket and get the other one absolutely free*.
  • Customer can avail up to 4 free tickets in a month.
  • Offer valid in Chennai only.
  • Please log onto to book your tickets today.

*Click here for terms and conditions.

Offer valid till 31st March, 2021

Signature Travel

There are many perks to being a frequent globetrotter. Along with exploring and discovering the world, you can now save more, fly effortlessly, and enjoy every day of your global adventures with IndusInd Bank.

Priority Pass Program:
At IndusInd Bank, we value your enduring patronage and constantly strive to offer highest-quality services to nurture our relationship. As our exclusive customer, you are eligible for a unique complimentary Priority Pass program that gives you access to over 600 premium airport lounges across the world.

Value Offering

Annual membership Priority Pass cost Annual Benefit
Priority Pass Membership USD99 X 2 USD 198 (approx. Rs.9900)

*Click here for terms and conditions

Travel Plus Program :

For the busy traveller, we have an exclusive travel assist program – Travel Plus. Along with access to 600+ VIP lounges across the world, you can enjoy special waivers on lounge charges outside India.

Value Offering:

Program Travel Insurance Lounge usage Enrolment fees Annual Saving
Travel Plus Yes Maximum of 8 lounge usage/yr of value $27 Rs. 5,000 per annum w.e.f. 15th Oct 2013 Approx. Rs. 12,960

Travel Insurance Cover Details:

IndusInd Bank, in association with ICICI Lombard General Insurance Company Limited, provides cardholders with the following insurance cover under the Travel Plus program:

Insurance cover Sum assured (up to)
Lost baggage Rs. 100,000
Delayed baggage Rs. 25,000
Loss of passport Rs. 50,000
Lost ticket Rs. 25,000
Missed connection Rs. 25,000

Click here for terms and conditions.

Signature Concierge

Wouldn’t you like to have someone assist you with your unique requirements? We understand your busy lifestyles and therefore offer you a 24-hour concierge service, ready to serve you at your beck and call.
Our complimentary service perfectly aligns with your bespoke lifestyle and delivers everything you need – on time, every time. Our efficient team is accessible from anywhere in the world. Just ask for our assistance, sit back, and relax! We’ve got your back.

Our concierge brings you:
Pre-trip Assistance:
Getting pre-trip jitters when travelling to a new destination? Want to know if it’s ideal for your kids and has enough activities to keep them engaged? What about the weather conditions and modes of transport? Don’t worry! Let us dig up all the information you need while you celebrate the excitement with your family.

Hotel Reservation:
Let us know your destination and preferences and our concierge will make all the arrangements at the best hotels in the world. You can be assured of a pleasurable and comfortable stay whenever you travel.

Flight Booking:
Worried about changing airfare rates? Can’t find the time to book your tickets? Just give us a call and we’ll make all the necessary flight arrangements to help you get to your desired destination.

Sports and Entertainment Booking:
Whether you’re a cricket fan or a football lover, you can witness the magic live on the field as we get you tickets to your favourite match. You’ll never miss out on your sporting events when you’ve got our concierge by your side.

Exclusive Booking:
For those who want to register for special events/workshops or attend talks by eminent personalities, our concierge will get you all the information about exclusive events across the world and even make reservations on your behalf.

Flower and Gift:
Whether you want to send flowers or cakes to celebrate birthdays and anniversaries or send corporate gifts to clients across the world, our concierge will do it just right. Whether it’s blue irises you’re looking for, French wine of a particular vintage, or some indulgent Swiss chocolates, just call us and we’ll deliver them for you.
If you’d like to avail any of these services, our team is just a call away. Please call our Concierge Desk at 1860 267 7777.

Signature Freedom

Escape the surcharge on petrol pumps! Get a waiver* of 1% on fuel surcharge at any petrol pump across India.

Value Offering:

Petrol Surcharge Waiver Monthly Savings Annual Savings
Monthly fuel usage @ Rs. 8000 Rs. 80 Rs. 960

The information given in this value offering is based on certain assumptions and is for illustration purpose only. Actual savings will depend on the usage pattern of the cardholder.

*Click here for terms and conditions

Signature Auto Assist

Being on the road comes with its shares of ups and downs. While you can enjoy the journey and the scenic drives, you might also face some car troubles that could dampen your spirits.
But with IndusInd Bank by your side, you have nothing to worry. Just call our Auto Assist services to get help anytime on the road. We’ll be happy to get you and your car safely to your destination.

Roadside Repair Service:
In case your vehicle breaks down due to any mechanical or electrical problems, Auto Assist can arrange for a mechanic to repair your vehicle at the breakdown location.

Emergency Fuel Supply:
Stranded on the road with no fuel? Call Auto Assist and we’ll arrange to deliver up to five litres of fuel at your location. You can then safely visit the nearest petrol pump and continue your journey in peace.

Flat Tire Services:
You can never be prepared for a flat tyre. Luckily, you can always call us to handle it for you. Auto Assist will arrange for a mechanic to fix things so that you can drive on safely.

Lost Keys:
Forgot your keys inside the car or misplaced them far away from home? No sweat! Auto Assist can arrange for a locksmith to either open your car or make a new key.

Battery Service:
Car won’t start in the middle of the road? Stranded with no clue what to do? If you’re facing battery issues, our Auto Assist service offers battery repair or replacement at the breakdown location.

Emergency Towing Assistance:
In case your car needs to be towed after a breakdown, we can arrange for a towing service and take your car to the appropriate repair shop.

Accident Management & Medical Assistance:
In the unfortunate event of an accident or an emergency, the Auto Assist team will help you by coordinating necessary activities, including emergency message transmission, arranging for emergency medical assistance, towing of vehicles, and more. We understand how bothersome accidents can be, and offer quick and reliable services in times of need.
Auto Assist services are available in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata.
With IndusInd Bank, you can be safe and worry-free, wherever you go.
For further details, please call our Concierge Desk at 1860 267 7777.

*Click here for the terms and conditions of the applicable insurance policy.

Signature Assurance

Total Protect

Worried about fraudulent usage of your card? We understand the security threats to your card and thereby offer the ‘Total Protect’ program, a first-of-its-kind initiative that covers you for a sum up to the limit of your Credit Card and add-on cards.

'Total Protect' covers you for the following:-

  • Unauthorised Transactions in case of loss/theft: Get an insurance cover up to 48 hours prior to reporting the loss of your card to the Bank.
  • Counterfeit Fraud: If your card or card details are stolen and used unscrupulously by producing counterfeit plastic, we offer you insurance to protect yourself against such incidents.

Click here for the terms and conditions of the applicable insurance policy.

Air accident cover

Along with your IndusInd Bank Signature Credit Card, get a complimentary personal air accident insurance cover of up to Rs.25 lakh.
When IndusInd Bank is here to lend you a helping hand, you have nothing to worry about.

Click here for the terms and conditions


Signature Credit Card Reward Points

Signature Rewards

At IndusInd Bank, we have designed a simple and easy Rewards program that enables you to earn rewards faster. You can redeem your points quickly using any one of our redemption options.

Earning of Reward Points:
See your points grow every time you use your IndusInd Bank Signature Credit Card for business or pleasure. No matter where you spend, for every Rs.100 spent on your IndusInd Bank Signature Credit Card, you get 1.5 Reward Points.

Please note, effective 1st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Signature Credit Card.

Your celebrated lifestyle is full of choices. Shouldn’t your card offer the same?

Redemption of Rewards

We understand your need for choice and thus, have tailored our redemption options to offer the following:

IndusMoments Click here for terms & conditions
Oberoi Hotels & Resorts Stay vouchers Click here for terms & conditions
Genesis Luxury Vouchers Click here for terms & conditions
Airline miles on Jet Airways Click here for terms & conditions
Airline miles on Vistara Click here for terms & conditions
Cash Credit Click here for terms & conditions

Click here for generic terms and conditions and to get the step-by-step guide to redeem your reward points against any of the mentioned Redemption options.


Signature credit card offers

Visa Signature Blockbuster weekend Offer:
  • When you book one movie ticket, you get one ticket absolutely free!
  • The offer is valid only for Visa Signature Cardholders
  • This offer can be availed for tickets on Thursday, Friday, Saturday and Sunday (4 days)
  • The movie ticket discount is capped at ₹300 per transaction
  • Log on to to book your tickets today.

Click here for further details

Visa Lounge Access Program

Offer details

It’s time for a refreshing upgrade to your travel experiences. Get complimentary access to some of the best airport lounges in India when you own a Visa Signature Credit Card. Escape the airport chaos and relax in luxury as you indulge in gourmet meals, enjoy the comfortable seating, browse on free Wi-Fi and widescreen TVs, and unwind with bar services.

On every primary card, you can get up to 2 complimentary lounge visits per quarter.

The current offer is valid till 31st March 2019.

Click here for facilities and list of eligible lounges.

Click here for further details to avail the offer.

Click here to know more about latest offers

Value Table

Signature credit card privileges

Annual Estimation
Signature Privileges Savings on Market Value
A travel-friendly Priority Pass membership for yourself and your partner $99 x 2 = Rs. 13,266
Complimentary golf once a month at one of the select prestigious clubs (approximately Rs.2250 green fees per 18-hole round) Rs. 27,000
Golf lessons by professionals and Hole-in-One insurance Rs..23000
1 free movie ticket with every ticket purchase – 3 times a month Rs. 7,200
Savings on Fuel Surcharge## Rs. 2,400
Annual value of reward points you earn on spending Rs.30,000 per month (450 points per month) Rs. 5,400
Total Savings Rs.78,266
*Please note that these figures are based on a hypothetical estimate of expenses. The actual savings may vary as per individual card usage.


Great Privileges

If you want a credit card, consider IndusInd’s Signature Card for multiple privileges in travel, dining, movies and more. Hands-down, it’s the best card you can own for yourself and your family!

Reviewer: Megha Patel, Baroda, 5th May 2017


So Much More Comfort and Relaxation in International Lounges

Being a frequent international traveller, I was delighted with the travel benefits of my Signature Card. It gave me an opportunity to get excellent waivers on lounge usage charges around the world. Thank you, IndusInd Bank, for making my travel so much more relaxing and comfortable.

Reviewer: Shubham Aggarwal, New Delhi, 5th May 2017


Buy 1 Get 1 Free on Movies

Being a total Bollywood fan, I watch a lot of movies with my wife. Now, I can get one ticket free on BookMyShow, thanks to IndusInd Bank’s Signature Credit Card!

Reviewer: Kartik Jhakker, Kota, 3rd May 2017


Quick Redemption of My Reward Points

The Quick Redeem Service with IndusInd Bank’s Signature Credit Card allowed me to redeem my reward points instantly. This was such a great benefit when I went shopping!

Reviewer: Jai Zapate, Thane, 3rd May 2017


The Joy of a Free Flight!

When I received IndusInd Bank’s Signature Credit Card, I also got a one-way free ticket on Jet Airways to the city of my choice! With the 100% discount on base fare, I was able to save a lot which I could use to shop at my destination! I am extremely happy to have chosen this card.

Reviewer: Aashna Kaushik, Greater Noida, 2nd May 2017


Easy Application, Prompt Delivery, Exciting Benefits

At IndusInd Bank, instant services are not just a promise, but an assured delivery. As I was travelling abroad, I needed a credit card immediately. After applying for the Signature Credit Card online, I received it within a few days! Kudos for the quick services and the wide range of benefits offered by IndusInd Bank.

Reviewer: Ramesh Nagpal, Amritsar, 26th May 2016


The Perfect Choice for Regular Card Users

I had my apprehensions before applying for a credit card. However, after using my IndusInd bank card, I don’t need to look for any more options. When anyone asks for a credit card recommendation, I always suggest applying for IndusInd Bank’s credit card so that everyone can enjoy the multiple benefits the card offers.

Reviewer: Nikhil Narvekar, Noida, 24th May 2016


Premium Services, Premium Care

As an avid credit card user, I have used multiple cards from different banks but the diversity and range offered by IndusInd Bank’s Signature Credit Cards are hard to match. The company has always handled my grievances promptly and rewarded me with lots of exciting benefits. I will continue a long-term relationship with IndusInd Bank.

Reviewer: Jinesh Vyas, Ahmedabad, 21st May 2016


Unlimited Adventures Made Possible with Signature

Ever since I started using my IndusInd Bank Signature Credit Card, my travels have been highly rewarding and gratifying. I thoroughly enjoy all the privileges and benefits in India and outside when I use my card. Also, when I become a proud customer, I was given the choice to select my welcome gift. The incredible experiences continue even today, after so many years. Highly satisfied.

Reviewer: Jimmy Chawla, Ludhiana, 17th May 2016


Indulging Benefits with IndusInd Bank’s Credit Card

I am delighted with the quality credit services offered by my Signature Credit Card. It gives me excellent payment options and various privileges. I can enjoy my travel, dining, and other indulgences much better with Signature by my side. This is a genuinely premium card that delivers all the exclusive experiences I’ve always desired.

Reviewer: Vivek Gupta, Delhi, 14th May 2016


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