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Features & Benefits

Fixed deposit features & benefits

You have worked hard to earn your money. Now, let your money work hard to earn for you, with IndusInd Bank Fixed Deposits.

The benefits of fixing your deposits with IndusInd Bank

  • Flexible range of tenures to suit your investment plans
  • Choice of various Fixed Deposit schemes
  • Interest payable monthly, quarterly, half yearly, annually or at maturity as per your convenience
  • Interest is payable by credit to your Savings / Current account
  • Competitive interest rates
  • Nomination facility available
  • Partial withdrawals permitted
  • Auto Renewal facility
  • Special rates for Senior Citizens
  • Tax Saver Deposits (upo Rs 1,50,000)
  • Convenience of booking deposit through Indusnet / Phone Banking

In addition to the above, we understand that the reasons for applying for a Fixed Deposit can be many. IndusInd Bank offers information on interest rate, eligibility and the process of applying for Fixed Deposits for better understanding.:

Fixed Deposit Eligibility Criteria

Fixed Deposit Interest Rates

How to Apply for Fixed Deposit


Fixed deposit eligibility

  • IndusInd Bank Fixed Deposits can be opened by Individuals, HUFs, Sole Proprietorships, Partnership Firms, Ltd. Companies, Guardians on behalf of Minors, Societies, Clubs, Trusts and Associations.
  • The FD rate applicable for a monthly interest option will be a discounted rate over the standard FD Rate. Please contact the nearest Branch/Phone Bankng for further information.



Great Way to Save Tax

Fixed Deposits are a great way to save tax and earn money in the form of interest. IndusInd Bank's fixed deposits are convenient and the bank presents a variety of schemes. Had a wonderful experience with IndusInd Bank's fixed deposits and I will continue to save money in this form!

Reviewer: Priyanka Kumar, New Delhi


Saving Has Become Easier

Saving was difficult in the initial working years. But with IndusInd Bank's fixed deposit schemes, I can now deposit a lumpsum and earn great interest on the amount. The partial withdrawal facility keeps me at peace. And the convenience of phone and internet banking makes the process hassle free. Wonderful!

Reviewer: Gitika Sharma, Navi Mumbai


Better Interest Rates than Most

I was confused about where to invest my money owing to the variety of options and institutions available. But when reading IndusInd Bank's policies and comparing the interest rates, I found that they offer the best in the market. The experience has been fulfilling, and not to forget their customer service is awesome!

Reviewer: Govind Mathur, Lucknow


Best Saving Experience

I was a little skeptical about investing money in a fixed deposit account due to the rigidity of most institutions that offer FDs. When I came across IndusInd Bank's fixed deposit schemes, it gave me the confidence to go ahead with it. Their policies are flexible with the interest payable to savings or current account and the partial withdrawal facility.

Reviewer: Payal Patel, Gandhinagar


Very Helpful in Saving

I have had a long relationship with IndusInd Bank and it has been a wonderful experience, especially after my retirement. I was worried about my savings but IndusInd Bank's fixed deposit schemes offer special interest rates for senior citizens and doorstep services which has made saving for my future much easier.

Reviewer: T. Chopra, Chandigarh


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  • Daily balance upto Rs.10 Lakhs 4 %
  • Daily balance above Rs.10 Lakhs and upto Rs.1 Crore 5 %
  • Daily balance above Rs.1 Crore and upto Rs 10 Cr 5.5 %
  • Daily balance above Rs.10 Crore 6 %

  • 1 year to 1 year 2 months 7 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 6.5 %
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