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Features & Benefits

Recurring Deposit Features & Benefits

With IndusInd Regular Recurring Deposit we encourage your regular savings, where in you can invest a fixed amount every month for a fixed period.

Fixed monthly installments are being remitted to Recurring Deposit by a Standing Order, ECS mandate or by regular direct remittance

Opening Balance: INR.500/-

Recurring Deposit Interest Rate: As applicable for term deposits including the benefits of senior citizens

TDS in Interest: As per the current Income Tax regulations

Deposit Tenor: 12 months to 120 months

Nomination facility: Available

Premature Closure: Allowed

RDs can only be booked in multiples of 100.


Please click here for interest rates.

How to Apply

How to Apply for Recurring Deposit

You can open a Regular Recurring Deposit online. Click on the Apply Now button on this page, fill in your details and submit it. We will get back to you for further KYC process. Alternately, you can visit a branch and submit the Deposit Account form.


  • Application form
  • Passport size photograph
  • Proof of residence
  • Introduction letter by any IndusInd Bank existing customer
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  • Daily balance upto Rs.10 Lakhs 4 %
  • Daily balance above Rs.10 Lakhs and upto Rs.1 Crore 5 %
  • Daily balance above Rs.1 Crore and upto Rs 10 Cr 5.5 %
  • Daily balance above Rs.10 Crore 6 %

  • 1 year to 1 year 2 months 7 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 6.5 %
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