2.5% Cashback on Dining, Entertainment, OTT, Flights, Hotels & Holidays
Overview
Overview
A premium Debit Card, designed to make your banking journey convenient, rewarding and spectacular. It comes packed with assured cashback up to Rs.1250 per month on Dining, Entertainment, OTT, Flights, Hotels & Holidays along with dedicated assistance to help you bank with ease, at all times. What’s more, you get exclusive privileges including complimentary Golf and Lounge access. It’s truly spectacle, for those who are cut above the rest.
Complimentary Airport Lounge & Golf Access
Buy One Get One Movie Ticket on BookMyShow
20% Discount on Swiggy & Big Basket
Daily Limits: Rs 4,00,000/- ATM; Rs 8,00,000/- POS (Point-of-Sale)
Grandé World Debit Card Benefits
Grandé World Debit Card Other Benefits
For details of Insurance cover and process to claim Insurance, click here.
*An exchange rate is applied by the networks (VISA / MasterCard / RuPay) for processing the conversion from INR to the foreign currency.
Value Chart for Grandé World Debit Card
Get spectacular benefits of ₹1Lac+ with Grande Debit Card
Benefits* | Annual Savings |
---|---|
2.5% Cashback on Dining/ Entertainment/ OTT#/ Flights/ Hotels & Holidays (On spends of up to ₹50,000/month) |
₹ 15,000 |
Complimentary Lounge Access (2+2/quarter) |
₹ 24,000 |
Complimentary Golf Access (4 rounds + 12 lessons per year)^ |
₹ 44,160 |
1+1 Ticket on BookMyShow (16 Movie + 8 Event tickets per year) |
₹ 16,000 |
Up to 20% Discount on Big Basket (Estimated at ₹500/month) |
₹ 6,000 |
Up to 20% Discount on Swiggy (Estimated at ₹600/month) |
₹ 7,200 |
Total Savings | ₹ 1,12,360 |
*IndusInd Bank reserves the right to change, alter, or terminate any benefit at its sole discretion.
#OTT refers to audio/video platform services over Internet like Netflix, Amazon Prime, Zee5, Spotify, etc.
^Estimated at card networks standard rate of 57$ per round and 27$ per lesson
Grandé World Debit Card Cashback Details
- Successful transactions done by the Cardholder/s using Grande Debit Card will be eligible to earn IndusReward point on the following category with Merchant Category Codes (MCC) as per Network partners (Visa/Mastercard):
Category Merchant category Codes (MCC) Dining 5462 , 5499 , 5811 , 5812 , 5813 , 5814 , 5821 Entertainment 4899 , 5815 , 5818 , 5968 , 7032 , 7033 , 7829 , 7832 , 7841 , 7911 , 7922 , 7929 , 7932 , 7933 , 7941 , 7991 , 7992 , 7996 , 7997 , 7998 , 7999 Flights 3000-3350, 4511 Hotels & Holidays 3501-3999, 4722, 7011 - 5 IndusReward Points will be awarded to the Cardholder(s) for every Rs. 200/- (Rupees Two Hundred Only) spent on successful transactions using per Grande Debit Card on the above categories with MCC Codes.
- IndusReward points shall be awarded as per round off value of the transaction. Any transaction of value less than Rs.200/- (Rupees Two Hundred Only) shall not be eligible and will not be awarded any IndusReward point(s). for example, if a successful transaction value is Rs.550/-(Rupees Five Hundred and Fifty Only), then 10 points shall be awarded i.e. (400/200*5) and remaining value Rs.150/- (Rupees One Hundred and Fifty Only) in this case, shall not be considered for calculating the Indus Reward Points.
- Dining category with the abovementioned MCC Codes includes eateries like bakeries, restaurants, bars and nightclubs, food delivery transactions
- Entertainment category with the abovementioned MCC codes does not include online gaming and/or gambling.
- Successful transactions done by the Cardholder/s for entertainment i.e. OTT subscriptions, movie theatres, golf courses, amusement parks, circuses, zoos, recreational & sporting camps, will be eligible for IndusReward points.
- Flights Category includes all flight bookings done through airlines directly or via Online Travel Agencies (OTAs)
- Hotels and Holidays category includes hotel stay bookings through hotel chains directly or via Online Travel Agencies (OTAs). Tour and travel packages via OTAs are also includes. However, this category does not include bookings for mediums of commute like Train/Bus/Cab/Ferries/Boat/Cruise etc.
- Maximum IndusReward points that can be earned by a Cardholder per Grande Debit Card in a month will be capped at Rs.1250/- (Rupees One Thousand, Two Hundred and Fifty Only).
- The minimum accrued IndusReward points that can be redeemed by the Cardholder per Grande Debit Card is 500.
- The maximum accrued IndusReward points that can be redeemed by the Cardholder per Grande Debit Card in a calendar month is capped at 5000.
- Unutilized IndusReward points by the Cardholder will lapse and become unavailable automatically after 1 (one) year from the date of accrual on the Grande Debit Card.
- Transactions done by the Cardholder/s using Grande Debit Card on Ecommerce and offline Point of Sale (POS) only are eligible for IndusReward points.
- For General Terms and Conditions on IndusReward points, kindly visit here.