Zero Balance Savings Account - Indus Delite Savings Account

What is a zero balance savings account?

A zero balance savings account is a unique savings account wherein you don’t need to maintain a minimum balance to operate the account. You can easily open a zero balance savings account online and manage your savings at attractive interest rates. Only initial funding of Rs 10000 is required for this special zero balance savings account.

What is an Instant Savings Account?

This type of account offers you the convenience of opening an account without ever visiting the branch. With 100% paperless and digital savings account opening process, the account can be used immediately
All you need to do is provide your PAN and Aadhaar card to begin your online bank account opening with zero balance.

How to open a zero balance saving account?

Our zero balance account opening online process is easy and hassle-free. For online bank account opening with zero balance, you need to follow these easy steps:

• Begin your zero balance account opening online with verification of your PAN and Aadhaar Card
• Fill in the application form with the necessary details
• Fund your zero balance bank account!
• Complete your video-KYC with our representative

How Can I Convert My Indus Delite Zero Balance Account Into My Salary Account?

Simply share your Indus Delite Savings Account details with your company HR to start getting your salary in your Indus Delite Savings Account. (Please ensure you have completed your Video KYC).

Additional benefits of making Indus Delite your Salary Account?

Get your Delights Debit Card Issuance Fee of Rs 499 waived off on your first salary credit (customers with minimum salary credit of INR 10,000 will be eligible). Debit card issuance fees will be reversed post the first salary credit of INR 10,000 or more. The offer is applicable only for customers who request their debit card on or after 22^nd December 2023.

Are there any minimum balance requirements?

Indus Delite Saving Account is Zero Balance Saving Account. A zero balance savings account is a unique savings account wherein you don’t need to maintain a minimum balance to operate the account.

Can I open a zero balance savings account online?

Yes, you can easily initiate your zero balance account opening online using a few simple steps. Our Indus Delite Savings Account is a Zero balance savings account offering you attractive interest rates and world-class banking facilities with minimum requirements. To open this online zero balance account, all you need is your PAN and Aadhaar card to verify your details.

Who can open a zero balance account?

For zero balance account opening online, the applicant must be at least 18 years of age with a valid Aadhaar card number linked to their mobile and a physical copy of the PAN card available. Further, to complete the video KYC of a zero balance bank account instantly, the applicant must have a camera facility on their desktop/laptop for the video-KYC.

How to open a zero balance account without a PAN card?

To open a zero balance savings account online, you need to have a valid physical copy of your PAN and have a valid Aadhaar number linked with your mobile. You cannot begin your zero balance account opening online without a PAN card.

Can I open a zero balance account in IndusInd Bank?

Yes, you can begin your banking journey at IndusInd Bank with Indus Delite, our unique zero balance savings account which lets you enjoy the best banking services with zero balance requirements and attractive interest rates.
Best of all, you may carry out your zero balance account opening online from anywhere. All you need is your PAN and Aadhaar to verify your details and open a savings account instantly. Complete the application process online and open a zero balance savings account without any restrictions.

How to open online zero balance account in IndusInd Bank?

When it comes to your zero balance account opening online, IndusInd Bank promises a quick and hassle-free experience. With our four-step simple process, you can use your zero balance bank account without any limitations. All you need to do is:

• Verify your PAN and Aadhaar Card
• Fill in the application form with the necessary details
• Fund your Account
• Complete your video-KYC

Can I open an Instant Savings Account online?

Yes. You can easily open such an account online. The process is hassle-free and 100% paperless.

How can I track my Instant Savings Account?

When you get an instant zero balance savings account opened online, you can easily track and manage your account by downloading the IndusMobile app. The account can also be managed through whatsapp banking and video branch facility

How to use a Zero Balance Savings Account?

With Indus Delite instant savings account, you can deposit and manage your funds seamlessly at attractive interest rates. Additionally, this zero balance savings account comes with a complimentary virtual debit card, which is easily accessible on the Indus mobile app to make safe and secure digital transactions seamlessly. The app can be used to pay bills, order online, book cabs and more. The Indus Delite account can thus become your gateway to a world of financial convenience!

What are the interest rates offered on opening a Zero Balance Account?

Your Indus Delite account comes with the promise of earning attractive interest rates on your savings. Get started with your zero balance account opening online and watch your hard-earned savings grow!

How can I open a bank account online instantly?

Your zero balance savings account opening with IndusInd Bank can take place instantly in just four easy steps. To get started, you need to submit your PAN and Aadhaar card and fill in a quick application form with all the necessary details.
Our bank representative will get in touch with you for the video-KYC process. And that’s it! A few clicks are all you need for your zero balance account opening online!