5% Cashback on Fuel, Dining, Entertainment, OTT
Overview
Overview
Road trips on your mind? Or a leisurely brunch? Or maybe you want to unwind with a movie. Whatever you choose, we have got your back with a 5% cashback on all your Fuel, Dining (including food delivery), and Entertainment (inclusive of OTT subscriptions, movies & multiple leisure activities) transactions via Delights Debit Card.
Buy One Get One Movie Ticket on Book My Show
20% discounts on Swiggy & 10% discount on Big Basket
₹ 499 (+Taxes) Issuance/Annual Fee
Daily Limits: Rs 50,000/- ATM ; Rs 1,00,000/- POS (Point-of-Sale)
Delights Debit Card Benefits
Complimentary Insurance on Delights Debit Card
1,00,000
Lost Card Liability
50,000
Purchase Protection
For details of Insurance cover and process to claim Insurance, click here.
Savings at a glance
| Benefits* | Annual Savings |
|---|---|
| 5% Cashback on Fuel/Dining/Entertainment/OTT# (On spends of up to ₹15,000/month) |
₹ 9,000 |
| 1+1 Movie Ticket on BookMyShow (Up to ₹250/quarter) |
₹ 1,000 |
| Up to 10% Discount on Big Basket (Estimated at ₹150/month) |
₹ 1,800 |
| Up to 20% Discount on Swiggy (Estimated at ₹600/month) |
₹ 7,200 |
| Total Savings | ₹ 19,000 |
*IndusInd Bank reserves the right to change, alter, or terminate any benefit at its sole discretion.
#OTT refers to audio/video platform services over Internet like Netflix, Amazon Prime, Zee5, Spotify, etc.
Cashback on Delights Debit Card
- Successful transactions done by the Cardholder/s using Delights Debit Card will be eligible to earn IndusReward points on the following categories with Merchant category Codes (MCC) as per Network Partners (Visa/Mastercard):
Category Merchant category Codes (MCC) Fuel 5172 , 5541 , 5542 , 5983 Dining 5462 , 5499 , 5811 , 5812 , 5813 , 5814 , 5821 , 7011 Entertainment 4899 , 5815 , 5818 , 5968 , 7032 , 7033 , 7829 , 7832 , 7841 , 7911 , 7922 , 7929 , 7932 , 7933 , 7941 , 7991 , 7992 , 7996 , 7997 , 7998 , 7999 - 5 IndusReward Points for every Rs. 100/- (Rupees One Hundred Only) will be awarded on successful transactions done by the Cardholder/s using per Delights Debit Card on the above categories with Merchant category Codes (MCC). IndusReward points shall be awarded as per round off value. Any transaction by the Cardholder using the Delight Debit Card of value less than Rs.100/- (Rupees One Hundred Only) will not be eligible and will not be awarded any IndusReward point(s). If a successful transaction value is Rs.550/-(Rupees Five Hundred and Fifty Only), then 25 points shall be awarded i.e. (500/100*5) and remaining value Rs.50/- (Rupees Fifty Only) in this case, shall not be considered.
- Dining category with the abovementioned Merchant category Codes (MCC) does not include restaurants and bars operating as a part of hotels/motels of accommodation, room service of hotels and motels of accommodation chains. Successful transactions done by the Cardholder/s using the Delights Debit Card at standalone eateries like bakeries, restaurants, bars and nightclubs will be eligible for IndusReward points.
- Entertainment category with the abovementioned Merchant category Codes (MCC) does not include online gaming and/or gambling. Successful transactions done by the Cardholder/s for entertainment i.e. OTT subscriptions, movie theatres, golf courses, amusement parks, circuses, zoos, recreational & sporting camps will be eligible for IndusReward points.
- Maximum IndusReward points that can be earned by a Cardholder per Delights Debit Card in a month will be capped at 750 (Seven Hundred and Fifty) IndusReward points. Value of 1 IndusReward point is equal to Re. 1 (Rupee One Only).
- Unutilized IndusReward points by the Cardholder will lapse and become ineffective
- Transactions done by the Cardholder/s using Delight Debit Card on Ecommerce and offline Point of Sale (POS) only are applicable for IndusReward points.
- For General Terms and Conditions on IndusReward points, kindly visit here.
Card Fee Reversal
Get your card for free by getting the card fee reversed. Limited Period Offer!
| Description | New Account Issuance (1st Year) Fee Reversal |
Existing account Issuance (1st Year) & Annual Fee Reversal |
|---|---|---|
| Requirements to be fulfilled by Cardholders: | Spend ₹25,000 (or more) on Card within 3 months* OR Maintain Average Monthly Balance of ₹25,000 (or more) on account for 3 months* For Subsequent year fee reversal, please refer conditions enlisted under “Existing Account". |
Spend ₹25,000 (or more) on Card within 3 months* |
*3 Months are defined as subsequent 3 calendar months from card issuance/Anniversary date.
For more information, please click here
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