Credit Card - Apply for Credit Cards Online & Get Instant Approval

Documents needed for online credit card application

• No physical documents are required
• Keep your Aadhaar number and PAN card handy to speed up the application process
• Proof of residence if your current address is different form the one in Aadhaar

• What is a Credit Card?

  A credit card is a financial tool provided by banks that allows cardholders to borrow funds within a predefined credit limit. It offers the convenience of cashless transactions, both online and offline.

  Cardholders need to pay back the borrowed amount, either in full or through monthly instalments, along with any applicable interest and fees. Credit cards also come with various benefits, such as reward points, travel privileges, access to exclusive deals, and brand-specific benefits.

  IndusInd Bank offers a range of credit cards tailored to your unique needs. Our Credit Cards come with exciting reward programs, cashback offers, complimentary experiences, exclusive privileges like airport lounge access, travel insurance coverage, and more.

   

  Apply now to experience the convenience and benefits of an IndusInd Bank Credit Card today!

   

• Why should you apply for an IndusInd Bank Credit Card?

  At IndusInd Bank, we understand that every customer has a different financial need. Considering this, we have designed the best credit card range with endless benefits and privileges to meet the specific needs of our customers. The card range offered by IndusInd Bank maximises everything starting from rewards, cashback, entertainment deals, dining offers, and more. You can easily apply online and select a card that best matches your requirements.

• What are the steps to apply for an instant Credit Card?

  Getting your own instant credit card is easy. You need to follow the steps mentioned below to apply for credit card online:

  • Visit https://induseasycredit.indusind.com/customer/credit-card/new-lead and provide few basic details like your mobile number, PAN card number etc. to get started.
  • Verify your address details
  • Choose a card that best matches your requirements
  • Complete your application with an instant video KYC
  • Sit back & relax, the card will be delivered to your address within 24-48 hours.

• How to check Credit Card application status?

  You can call our Helpline Number 18602677777 to check the status of IndusInd Bank credit card application. The bank will send an SMS to your registered cell phone number as soon as your application is processed.

• How to activate IndusInd Credit Card?

  Your card comes pre-activated for PIN based domestic transactions. To start using the card instantly, you can set your credit Card Pin through the Mobile Banking App (IndusMobile) or Net Banking (IndusNet). You can also manage your transaction preferences and set transaction limits basis your usage requirement on IndusInd Service Portal by visiting https://pay.indusind.com/crd/#/login

• What are reward points and how can I use them?

  Reward points are a form of incentive offered by credit card issuers, earned by cardholders through eligible transactions. Accumulated over time, reward points reflect the cardholder's spending activity. These points can be redeemed for various benefits, such as airline miles, brand vouchers and gift cards, merchandise or even direct cash credit to card account depending on the credit card's rewards program. IndusInd Bank credit card holders can call the Phone Banking service to place a reward points redemption request. They can also redeem their reward points online on the official website of Indus Moments by visiting www.indusmoments.com. IndusInd card holders also get to enjoy evergreen reward points where they can redeem the points anytime as per their convenience without worrying about the expiry of accumulated reward points.

• What is a credit card balance?

  The credit card balance refers to the total amount of money owed by a cardholder to the credit card issuer. It encompasses all the transactions, purchases, fees, and interest charges incurred during a specific billing cycle. The balance is a dynamic figure that fluctuates based on the cardholder's spending and payment activities. It is crucial for cardholders to manage their credit card balance effectively, either by paying the outstanding in full each month to avoid interest charges or by making at least the minimum payment to avoid late payment fees and maintain a positive credit standing. Understanding and keeping track of the credit card balance is essential for maintaining financial responsibility and preventing the accumulation of excessive debt.

• How to increase IndusInd Credit Card limit?

  You can request IndusInd Bank to increase your credit card limit. The bank will review your credit history to determine whether you qualify for an increase in your credit limit. You must make on-time payments, keep a low credit utilisation ratio, show proof of an increase in income, and maintain a high credit score to increase the likelihood that your application will be approved.

• What is a credit card statement?

  A credit card statement is a detailed record of a cardholder's financial activity within a specific billing cycle. Issued by the credit card company on a monthly basis, this statement provides a comprehensive overview of transactions made using the credit card during that period. It includes details such as the date of each transaction, the merchant involved, the amount spent, and any applicable fees or interest charges. Additionally, the statement outlines the total outstanding balance, minimum payment due, and the payment due date. Cardholders can use the credit card statement to track their spending, review charges for accuracy, and understand the overall financial status of their credit card account. It serves as a crucial tool for financial management and responsible credit card use.

• Which credit cards from IndusInd Bank are lifetime free?

  Unlock a world of convenience and savings with IndusInd Bank's lifetime free credit cards. Enjoy the ease of cashless transactions, enhanced security features, and the flexibility that our feature-rich cards offer. Here is the IndusInd Bank lifetime free credit card list, with each card tailored to suit your lifestyle and spending habits:

  • Legend credit card
  • Platinum RuPay credit Card
  • Platinum Visa credit card
  • Platinum Aura Edge credit card
  Our competitive interest rates and attractive offers ensure you get the most value for your daily spending. From reward points that never expire to fuel surcharge waivers and exclusive deals across dining, travel, and shopping – experience financial freedom like never before. Apply online today and step into a lifetime of rewards and savings with IndusInd Bank.

• Whom can I reach out to in case of queries/assistance required during the journey or post Credit Card issuance?

  In case of any queries or assistance, you can call us on our 24-hour customer care number - 18602677777 or write to us at premium.care@indusind.com

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