Benefits
Loans for purchase or Construction of house and modifications
Balance transfer facility available
Avail PMAY subsidy benefits
Wide geographic coverage
Flexible repayment tenures upto 20 years
Loan Calculator
These Calculations may vary from actual figures.
Download Schedule of ChargesEligibility
Eligibility
- Income: Minimum ₹1 Lakh per annum
- Age: 21 years to retirement age
- Stability: Minimum 1 year in the current employment & 1 year in current residence
- Property age: 45 years at the time of loan maturity
Documents for Salaried Individuals
-
Application :Property document as per empanelled lawyer’s clearance report
-
Income Proof :
- Form 16
- Last 3 months' salary slips
- Latest Income Tax Returns
- 6 months’ Bank Statements
-
KYC documents:
- Aadhaar Card
- PAN Card
- Passport size photographs
-
Balance Transfer
- LOD & FC letter from existing financier
-
Vaikunt (PMAY):
- Income declaration letter from applicants & Letter of undertaking
Eligibility
- Income: Minimum ₹1 Lakh per annum net profit
- Age: 21 years to 65 years
- Stability: Minimum 3 years’ experience in same line of business & 1 year in current residence
- Property age: 45 years at the time of loan maturity
Documents for Self Employed Individuals
-
Application :Property document as per empanelled lawyer’s clearance report
-
Income Proof:
- Latest Income Tax Returns
- Balance Sheet for the previous financial year
- Bank statements for the last 1 year
- Business Incorporation Certificate
-
No Income Proof:
- 6 months' bank statements
- Business incorporation certificate/business continuity proof for last 3 years
-
KYC documents
- Aadhaar Card
- PAN Card
- Passport size photographs
-
Balance Transfer:LOD & FC letter from existing financier.
-
Vaikunt (PMAY):Income declaration letter from applicants & Letter of undertaking
Similar Products
Personal Loan
With IndusInd Bank’s personal loan, you can achieve all your goals. You can effectively turn your dream into reality.
Key Feature and Benefits
- Easy documentation
- Flexi loan tenure
- Best-in-class features
Loan against Property
Apply for IndusInd Bank Loan against Property to meet your business or personal needs which helps you unlock the hidden value of your property.
Key Feature and Benefits
- Loan Against Residential or Commercial Property
- Loan for Purchase of Commercial Property
- Additional Finance
- Balance Transfer
- Lease Rental Discounting
Terms and Conditions apply. All Loans at the sole discretion of IndusInd Bank Ltd.
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