Personal Loan for Home Renovation


If you're considering giving your home a fresh new look or undertaking major remodeling project, our personal loan can be a flexible and convenient financing option for you. Whether you're looking to upgrade your kitchen, renovate your bathroom, or create a stunning outdoor space, get the funds you need for all your home renovation needs, instantly. So, with IndusInd Bank Personal Loan, transform your living space into the dream home you've always envisioned.

How can IndusInd Bank Personal Loan Help with Home Renovation Expenses?

IndusInd Bank Instant Personal Loan can be used for various purposes during home renovation. Here are some common areas where a personal loan can come in handy.

  • Materials and Supplies: Our personal loan can help cover the costs of purchasing construction materials, such as cement, tiles, paint, plumbing fixtures, electrical components, and other necessary supplies.
  • Labor Costs: Hiring contractors, carpenters, plumbers, electricians, and other skilled professionals is a common part of home renovation projects. IndusInd Bank Personal Loan can help finance the costs associated with these services.
  • Contractor Fees: If you decide to hire a general contractor to oversee your renovation project, our personal loan can be used to pay for their services. This includes fees for project management, coordination, and handling the various other factors involved.
  • Permits and Licensing: Home renovations often require obtaining permits and licenses from local authorities. These can come with fees and charges. Our personal loan can assist in covering these expenses.
  • Equipment and Tools: Depending on the scope of your renovation, you may need to rent or purchase specialized equipment or tools. Our personal loan can be used to finance these needs, ensuring you have the necessary equipment for the project.
  • Architectural and Design Services: If you're working with an architect or interior designer to plan and create the vision for your renovation, our personal loan can help finance their services and expertise.
  • Unexpected Expenses: Home renovations can sometimes uncover unexpected issues, such as hidden structural problems or electrical issues that require additional repairs. IndusInd Bank Personal Loan can provide the funds needed to address these unforeseen expenses.
  • Landscaping and Outdoor Renovations: If your renovation project extends to your outdoor space, our personal loan can cover costs related to landscaping, hardscaping, patio or deck construction, fencing, and other outdoor improvements.

Benefits of Using IndusInd Bank Personal Loan for Home Renovation

IndusInd Bank personal loan for home renovation offers a range of benefits, such as:

  • Digital application process: Our personal loan application process is 100% paperless, simple, and quick. So, you can get your funds instantly right from the comfort of your home.
  • Instant approval: As there’s no hassle of in-person bank visits and physical documentation, we offer instant approval and speedy disbursal with no scope of delays.
  • Competitive interest rates: We offer personal loan for home renovation at best-in-class interest rates, starting from just 10.49%, making it an affordable option.
  • No collateral or guarantor required: To make it easier for you to access the funds, our personal loan does not require collateral or any guarantor.
  • High loan amounts: To help you manage all your home renovation expenses, we offer a loan amount starting from as low as ₹30,000 to up to ₹5 lakh.
  • Flexible repayment options: We offer flexible repayment tenure options ranging from 12 to up to 72 months. Thus, making it easier for you to repay the loan comfortably.

Calculate EMI on your Personal Loan

Get a clear understanding of your repayment schedule and plan your finances wisely with just a few simple inputs. Calculate your monthly EMI amount and the total cost of the loan over the loan term with our EMI calculator.

I wish to avail a Personal loan amounting at interest rate for approximately months.


These Calculations may vary from actual figures. For more details, visit here.

Eligibility Criteria

Whether you are a salaried individual or a business owner or a self-employed professional, you can avail IndusInd Bank Personal Loan. You can check your eligibility as per the criteria mentioned here.

Personal Loan for Home Renovation FAQs

  • What is a Personal Loan and how can I use it for home renovation expenses?

    A personal loan is a type of unsecured loan that requires no guarantee or collateral. IndusInd Bank Personal Loan can be used for all sorts of home renovation expenses. You can use the funds for covering expenses such as materials and supplies cost, labor costs, contractor fees, permits and licensing cost, equipment and tools expenses, architectural and design services, unexpected expenses, landscaping and outdoor renovations.

  • How can I qualify for a personal loan for home renovation expenses?

    You can check your eligibility for an IndusInd Bank Personal Loan here.

  • How much money can I borrow with home renovation loan?

    The loan amount offered under IndusInd Bank Digital Personal Loan ranges from ₹30,000 to ₹5 lakh.

  • Do I need collateral to apply for a home renovation loan ?

    No, IndusInd Bank Personal Loan for home renovation requires no guarantee or collateral.

  • How can I apply for a personal loan for home renovation expenses online?

    Applying for IndusInd Bank Instant Personal Loan is a simple 4-step process that just takes a few minutes. Here are the steps involved.

    • Click on the ‘Apply Now’ button above
    • Provide your personal details and loan requirement
    • Get the best loan offer as per your need
    • Complete Video KYC verification and digitally sign to validate & get instant disbursal
  • What is the home renovation loan rate of interest?

    With IndusInd Bank, house renovation loan interest rate starts at, as low as 10.49%.

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