How to use:

• IndusInd Bank has partnered with TWID for redemption of Reward Points at different merchants through payment option “Pay with Rewards”.
• “Pay with Rewards” is a new-age payment method where reward points of your applicable IndusInd Bank are shown for you to use your points at site of Partner Merchants to make payment for your orders. This is Points + Pay where you can pay the entire bill amount using your points and IndusInd Bank Credit Card.
• While making payment at Merchant’s portal (website or mobile application) after selecting the product/ service, select “Pay with Rewards” at the payment page. You will be redirected to Select Points Page, where your linked rewards will automatically show up
• You may select any one of the rewards from the list, click on “Proceed to Pay” and complete the transaction 
• Please make sure, mobile number registered with Bank and merchant should be same to redeem Reward Points through “Pay with Rewards” option. 

• Maximum redemption of Reward Points can be done for up to 25% of the bill payment amount or 25% of your Reward Points balance, whichever is lower.
• For TATA AIA, maximum redemption can be done up to 15% of the bill payment amount or 15% of your Reward Points balance, whichever is lower.
• Amount to be paid other than through Reward Points can be paid only by using IndusInd Bank Credit or Debit card 
• Reward Points redemption will be same as the product offering 
•  In case of cancellation, Terms and Conditions of merchant will be applicable. In case of refund, settlement of refund will be done first towards payment done through other mode (Credit Card/ Debit Card) and then towards Reward Points. 
• In case Payment is failed, but amount is deducted from account, refund will be initiated within 24 - 48 hrs and the same will be credited in account within 5 - 7 business days as per the standard banking procedure. The Reward Points would be credited in the customer account within 45 days.
• List of merchants is subject to change. IndusInd Bank or TWID does not hold any liability to customers for removal of any merchant from “Pay with Reward” platform 

List of merchants for redemption of Reward Points: Yatra, JioMart, Zepto, IGP, BookMyShow, Snapay, Netmeds, Jio Prepaid, Jio Postpaid, Jio Fibre,Boat Lifestyle, Gaana, Online Café Coffee Day, Abhibus, ConfirmTKT, The Man Company, Spartan Poker, MyChoize, Clovia, Medibuddy, Clovia, PC Jeweller, EyeMyEye, Hashtag, Tennishub, Wakefit, Zoomin, TATA AIA and many more.