Tokenize your IndusInd Bank Debit Card

Saving your Card on Merchant websites is now secured with Tokenisation!

As per RBI guidelines starting 1st October 2022, actual card number, CVV and Expiry date and any other sensitive information related to Debit cards cannot be stored by merchants or payment aggregators/gateways for processing online transactions. Only a Token (or an alias) of your card will be saved. Which means your card information cannot be compromised online.

So go ahead & tokenize your Debit Card now to avoid the hassle of entering the card details everytime you do an online transaction at your favourite merchants.

Benefits of Tokenization

No more re-entering card details for every transaction

No more re-entering card details for every transaction

Safe from fraudster

Safe from fraudster

Quick checkout with CVV & OTP


Merchant List

Go ahead & tokenize your Debit Card now to avoid the hassle of entering the card details everytime

Disclaimer

To manage your tokenized Rupay debit card (suspend/delete), please call at 1860 267 7777.

Debit Card Tokenisation FAQs

  • What is Tokenization?

    Tokenization is the process of replacing the actual card details with a unique code known as “Token” to make a transaction more safe & secured. A unique Token is created per card per merchant per device.

  • What are the steps to tokenize an IndusInd Bank Debit Card?

    • Go to my accounts/Saved Cards page on merchant website/App
    • Enter card details to add a Card
    • Complete a Re.1 / Rs.2 transaction with an OTP to tokenize your Card

    Alternatively, you can also opt to save your card details at the time of transaction to secure your card & enjoy the convenience of online shopping.

  • What are the charges that I need to pay for availing this service?

    You need not pay any charges for availing this service.

  • Why should I Tokenize a Debit Card?

    A secure/tokenised card transaction is safer as the actual card details are not shared / stored with the merchants to perform the transaction. Securing/Tokenisation also helps you save the hassle of inputting your complete card details each time.

  • How will I recognise my tokenized Debit card on the merchant page?

    You will be able to recognise your card using the last 4 digits of the card on the merchant page which is the only detail that will continue to be stored by the merchant.

  • Do I need to Tokenize my Debit Card for International online transactions?

    No, Tokenisation is applicable only for domestic transactions.

  • Do I need to Tokenize my Debit Card for transactions done at merchant stores/outlets?

    No, Tokenisation is required only for online transactions.

  • Is it mandatory for me to Secure/Tokenise my Debit Card?

    No, you can choose not to tokenize your Card. If not Secured/Tokenised, starting 1st October 2022, you would need to enter the full card number, CVV and Expiry date every time to do an online transaction.

  • Do I need to re-create a token if my Debit Card gets replaced or renewed or reissued or upgraded?

    You would need to again visit the merchant page and create a fresh token by following up the same steps used in creating the old token.

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