Indus Rewards Debit Card Program

Overview

A loyalty Program for IndusInd Bank customers.

At IndusInd Bank, we believe that the best banking experiences are those that give you more than just what's expected. And our Indus Rewards program has been designed keeping this belief in mind. With IndusInd Bank’s range of Savings Accounts, besides the convenience of accessing your account anytime, anywhere, the ‘Indus Rewards’ program rewards you for performing even basic transactions on your account.

Banking couldn’t have been any more rewarding!!!

Features

A unique loyalty program for our customers, which rewards you for all types of spends using your IndusInd International Debit card! You can swipe your card at a merchant outlet, or use any of our Direct Banking Channels viz. ATMs, Internet Banking or Mobile Banking, to avail of the benefits under this program. And if you are someone who prefers cash for shopping and miscellaneous payments, you'll not feel left out either, as we reward you for ATM withdrawals as well!*

First transaction on each of the following channels will earn points as per the following grid:

ACTIVATION	Signature/ Signature Select/ Signature Care/ Signature Exclusive/ World Select/ World Exclusive/Signature Care	Titanium Delights	World Delights	Grandé World	Pioneer/Pioneer Private
1st Shopping Transaction (Domestic/ International) using the debit card (within 60 days of card issuance)	100	N/A	N/A	N/A	100
1st Ecommerce Transaction (Domestic/ International) using the Debit Card (within 60 days of card issuance)	50	N/A	N/A	N/A	50
Transaction on Internet Banking (within 60 days of Account opening)	100	50	100	100	100
Mobile banking Transaction (within 60 days of Account opening)	100	50	100	100	100
ATM Transaction at IndusInd Bank ATM (within 60 days of Card issuance)	100	N/A	N/A	N/A	100
ATM Transaction at Other Bank ATM (within 60 days of Card issuance)	50	N/A	N/A	N/A	50

Points on use at ATM, POS, Ecommerce, Mobile and Net banking as below:

REWARD POINTS ON USAGE	Signature/ Signature Select/ Siganture Care Signature Exclusive/ World Select/ World Exclusive/Plat Premier/ Plat Plus	Titanium Delights	World Delights	Grandé World	Pioneer Infinite	Pioneer Private Infinite
Shopping Transaction on Debit Card (Domestic)	6X Rewards Structure for every Rs 200, as per the following grid: Upto Rs. 5000: 2 Reward Points per Rs. 200 Rs. 5001 - 10,000: 3 Reward Points per Rs. 200 Rs. 10,001 - 20,000: 4 Reward Points per Rs. 200 Rs. 20,001 - 40,000: 5 Reward Points per Rs. 200 Above Rs. 40,000: 6 Reward points per Rs. 200	5 point for every Rs. 100 spent on Fuel, Dining and Entertainment (including OTT subscriptions)	5 point for every Rs. 100 spent on Fuel, Dining and Entertainment (including OTT subscriptions)	5 point for every Rs. 200 spent on Dining, Entertainment (including OTT subscriptions), Flights, Hotels & Holidays	1 point for every Rs. 200 spent	1 point for every Rs. 100 spent
Shopping Transaction on Debit Card (International/ Ecommerce)	6X Rewards Structure for every Rs 200, as per the following grid: Upto Rs. 5000: 2 Reward Points per Rs. 200 Rs. 5001 - 10,000: 3 Reward Points per Rs. 200 Rs. 10,001 - 20,000: 4 Reward Points per Rs. 200 Rs. 20,001 - 40,000: 5 Reward Points per Rs. 200 Above Rs. 40,000: 6 Reward points per Rs. 200	5 point for every Rs. 100 spent on Fuel, Dining and Entertainment (including OTT subscriptions)	5 point for every Rs. 100 spent on Fuel, Dining and Entertainment (including OTT subscriptions)	5 point for every Rs. 200 spent on Dining, Entertainment (including OTT subscriptions), Flights, Hotels & Holidays	1 point for every Rs. 200 spent	1 point for every Rs. 100 spent
Internet Banking Transaction	5 pts per transaction, upto 5 transactions Per month.	N/A	N/A	N/A	5 pts per transaction, upto 5 transactions Per month.	5 pts per transaction, upto 5 transactions Per month.
Mobile Banking Transaction	10 pts per transaction, upto 5 transactions Per month.	N/A	N/A	N/A	10 pts per transaction, upto 5 transactions Per month.	10 pts per transaction, upto 5 transactions Per month.
ATM Withdrawals at IndusInd Bank ATMs only	5 pts per transaction, upto 5 transactions Per month.	N/A	N/A	N/A	5 pts per transaction, upto 5 transactions Per month.	5 pts per transaction, upto 5 transactions Per month.
SI/ ECS	25 pts per 500, upto 75 Per month	10 pts per 500, upto 30 Per month	25 pts per 500, upto 75 Per month	25 pts per 500, upto 75 Per month	25 pts per 500, upto 75 Per month	25 pts per 500, upto 75 Per month

Debit Card - For minimum spend of Rs. 500/month for 3 months in a row
Internet Banking – For 1 internet banking transaction per month for 3 months in a row
Mobile Banking - For 1 transaction per month for 3 months in a row

PERSISTENCE	Signature/ Signature Select/ Signature Care/ Signature Exclusive/ World Select/ World Exclusive	Pioneer/ Pioneer Private
Debit Card - For minimum spend of Rs. 500/month for 3 months in a row	100	100
Internet Banking – For 1 internet banking transaction per month for 3 months in a row	25	25
Mobile Banking - For 1 transaction per month for 3 months in a row	50	50

* Terms & Conditions Apply

Max earning in a month for Titanium Delights: 750 Reward points
Max earning in a month for World Delights: 1000 Reward points
Max earning in a month for Grandé World: 1250 Reward points
Max earning in a month for World/Signature Select/Exclusive/Care: 3000 Reward points

Terms & Conditions

The use of Indus Rewards Services are governed by these Terms and Conditions herein below which are in addition to and not in derogation of any other terms and conditions applicable for Debit Cards provided by Bank to the customers.

Effective 1^st July 2017, customers will be able to redeem a maximum of 5000 IndusRewards Points per month.
Effective 1^st November 2024, the rewards program on your IndusInd Bank Debit Card will be revised. For details, please visit the Rewards Terms & Conditions page below.

The term Cashback may be used interchangeably with the merchandise/gifts redeemed via the catalogue. The benefits & cashback offered as part of IndusRewards program is funded by IndusInd Bank and/or participating partner.

IndusRewards Program