Overview
A loyalty Program for IndusInd Bank customers.
At IndusInd Bank, we believe that the best banking experiences are those that give you more than just what's expected. And our Indus Rewards program has been designed keeping this belief in mind. With IndusInd Bank’s range of Savings Accounts, besides the convenience of accessing your account anytime, anywhere, the ‘Indus Rewards’ program rewards you for performing even basic transactions on your account.
Banking couldn’t have been any more rewarding!!!
Features
A unique loyalty program for our customers, which rewards you for all types of spends using your IndusInd International Debit card! You can swipe your card at a merchant outlet, or use any of our Direct Banking Channels viz. ATMs, Internet Banking or Mobile Banking, to avail of the benefits under this program. And if you are someone who prefers cash for shopping and miscellaneous payments, you'll not feel left out either, as we reward you for ATM withdrawals as well!*
First transaction on each of the following channels will earn points as per the following grid:
| ACTIVATION | Regular/Gold/ Titanium | Platinum/ Platinum Select/ Platinum Exclusive/Plat Premier/ Plat Plus |
Signature/ Signature Select/ Signature Exclusive/ World Select/ World Exclusive |
Titanium Delights | World Delights | Grandé World |
| 1st Shopping Transaction (Domestic/ International) using the debit card (within 60 days of card issuance) | 50 | 100 | 100 | N/A | N/A | N/A |
| 1st Ecommerce Transaction (Domestic/ International) using the Debit Card (within 60 days of card issuance) | 25 | 50 | 50 | N/A | N/A | N/A |
| Transaction on Internet Banking (within 60 days of Account opening) | 50 | 100 | 100 | 50 | 100 | 100 |
| Mobile banking Transaction (within 60 days of Account opening) | 50 | 100 | 100 | 50 | 100 | 100 |
| ATM Transaction at IndusInd Bank ATM (within 60 days of Card issuance) | 50 | 100 | 100 | N/A | N/A | N/A |
| ATM Transaction at Other Bank ATM (within 60 days of Card issuance) | 25 | 50 | 50 | N/A | N/A | N/A |
Points on use at ATM, POS, Ecommerce, Mobile and Net banking as below:
| REWARD POINTS ON USAGE | Regular | Gold/ Titanium | Platinum/ Platinum Select/ Platinum Exclusive |
Signature/ Signature Select/ Signature Exclusive/ World Select/ World Exclusive/Plat Premier/ Plat Plus |
Titanium Delights | World Delights | Grandé World |
| Shopping Transaction on Debit Card (Domestic) | 1 point for every Rs. 500 spent | 1 point for every Rs. 400 spent | 5X Rewards Structure for every Rs 200, as per the following grid: Upto Rs. 5000: 1 reward point per rs. 200 Rs. 5001 - 10,000: 2 Reward Points per Rs. 200 Rs. 10,001 - 20,000: 3 Reward Points per Rs. 200 Rs. 20,001 - 40,000: 4 Reward Points per Rs. 200 Above Rs. 40,000: 5 Reward points per Rs. 200 |
6X Rewards Structure for every Rs 200, as per the following grid: Upto Rs. 5000: 2 Reward Points per Rs. 200 Rs. 5001 - 10,000: 3 Reward Points per Rs. 200 Rs. 10,001 - 20,000: 4 Reward Points per Rs. 200 Rs. 20,001 - 40,000: 5 Reward Points per Rs. 200 Above Rs. 40,000: 6 Reward points per Rs. 200 |
5 point for every Rs. 100 spent on Fuel, Dining and Entertainment (including OTT subscriptions) | 5 point for every Rs. 100 spent on Fuel, Dining and Entertainment (including OTT subscriptions) | 5 point for every Rs. 200 spent on Dining, Entertainment (including OTT subscriptions), Flights, Hotels & Holidays |
| Shopping Transaction on Debit Card (International/ Ecommerce) | 2 points for every Rs. 500 spent | 2 points for every Rs. 400 spent | 6X Rewards Structure for every Rs 200, as per the following grid: Upto Rs. 5000: 2 Reward Points per Rs. 200 Rs. 5001 - 10,000: 3 Reward Points per Rs. 200 Rs. 10,001 - 20,000: 4 Reward Points per Rs. 200 Rs. 20,001 - 40,000: 5 Reward Points per Rs. 200 Above Rs. 40,000: 6 Reward points per Rs. 200 |
6X Rewards Structure for every Rs 200, as per the following grid: Upto Rs. 5000: 2 Reward Points per Rs. 200 Rs. 5001 - 10,000: 3 Reward Points per Rs. 200 Rs. 10,001 - 20,000: 4 Reward Points per Rs. 200 Rs. 20,001 - 40,000: 5 Reward Points per Rs. 200 Above Rs. 40,000: 6 Reward points per Rs. 200 |
5 point for every Rs. 100 spent on Fuel, Dining and Entertainment (including OTT subscriptions) | 5 point for every Rs. 100 spent on Fuel, Dining and Entertainment (including OTT subscriptions) | 5 point for every Rs. 200 spent on Dining, Entertainment (including OTT subscriptions), Flights, Hotels & Holidays |
| Internet Banking Transaction | 2 pts per transaction, upto 5 transactions Per month. | 3 pts per transaction, upto 5 transactions Per month. | 5 pts per transaction, upto 5 transactions Per month. | 5 pts per transaction, upto 5 transactions Per month. | N/A | N/A | N/A |
| Mobile Banking Transaction | 2 pts per transaction, upto 5 transactions Per month. | 5 pts per transaction, upto 5 transactions Per month. | 10 pts per transaction, upto 5 transactions Per month. | 10 pts per transaction, upto 5 transactions Per month. | N/A | N/A | N/A |
| ATM Withdrawals at IndusInd Bank ATMs only | 2 pts per transaction, upto 5 transactions Per month. | 3 pts per transaction, upto 5 transactions Per month. | 5 pts per transaction, upto 5 transactions Per month. | 5 pts per transaction, upto 5 transactions Per month. | N/A | N/A | N/A |
| SI/ ECS | 10 pts per 500, upto 30 Per month | 10 pts per 500, upto 30 Per month | 25 pts per 500, upto 75 Per month | 25 pts per 500, upto 75 Per month | 10 pts per 500, upto 30 Per month | 25 pts per 500, upto 75 Per month | 25 pts per 500, upto 75 Per month |
- Debit Card - For minimum spend of Rs. 500/month for 3 months in a row
- Internet Banking – For 1 internet banking transaction per month for 3 months in a row
- Mobile Banking - For 1 transaction per month for 3 months in a row
| PERSISTENCE | Regular/Gold/ Titanium | Platinum/ Platinum Select/ Platinum Exclusive |
Plat Premier/ Platinum Plus | Signature/ Signature Select/ Signature Exclusive/ World Select/ World Exclusive |
Titanium Delights/World Delights/Grandé World |
| Debit Card - For minimum spend of Rs. 500/month for 3 months in a row | 50 | 100 | 100 | 100 | N/A |
| Internet Banking – For 1 internet banking transaction per month for 3 months in a row | 10 | 25 | 25 | 25 | N/A |
| Mobile Banking - For 1 transaction per month for 3 months in a row | 25 | 50 | 50 | 50 | N/A |
* Terms & Conditions Apply
Max earning in a month for Titanium Delights: 750 Reward points
Max earning in a month for World Delights: 1000 Reward points
Max earning in a month for Grandé World: 1250 Reward points
Max earning in a month for Gold/ Classic/Titanium: 1000 Reward points
Max earning in a month for Platinum/Platinum Select/ Platinum Exclusive/ Platinum Plus/Platinum Premier: 2000 Reward points
Max earning in a month for Signature: 3000 Reward points
Terms & Conditions
The use of Indus Rewards Services are governed by these Terms and Conditions herein below which are in addition to and not in derogation of any other terms and conditions applicable for Debit Cards provided by Bank to the customers.
- Effective 1st July 2017, customers will be able to redeem a maximum of 5000 IndusRewards Points per month.
- Effective September 1st 2019, The rewards program on your IndusInd Bank Debit Card will be revised. For details, please visit the Rewards Terms & Conditions page below.
The term Cashback may be used interchangeably with the merchandise/gifts redeemed via the catalogue. The benefits & cashback offered as part of IndusRewards program is funded by IndusInd Bank and/or participating partner.
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