SFlexible options to pay through EMI, Reward points or Credit.
This first-of-its-kind card in India brings together a variety of benefits that treat you to the very best of a Credit and Debit Card.
A credit card is a plastic card that enables its owner to make purchases or access cash advances on credit. In other words, when you use a credit card to buy something, you're essentially borrowing money from the card issuer to make the purchase, with the promise that you'll pay the money back later.
Credit cards typically come with a credit limit, which is the maximum amount of money that the cardholder can borrow at any given time. Factors such as the cardholder's credit score, income, and credit history are taken into consideration by the card issuer to determine the credit limit.
Credit cards can be used to make purchases both in-person and online and can also be used to withdraw cash from ATMs, although this usually comes with additional fees and higher interest rates than regular purchases.
Credit cards also come with rewards programs that offer cash back, points, or other benefits for using the card to make purchases. Some cards may also provide additional benefits like travel insurance, theft/fraudulent transaction cover, airport lounge access etc. However, credit cards must be used responsibly to avoid accumulating debt, which can negatively impact your credit score.
Owning a credit card can be beneficial for various reasons, including:
At IndusInd Bank, we offer a variety of credit cards that cater to diverse lifestyles. Whether you enjoy shopping, dining, traveling the world, or exploring new destinations, we have a card that suits all your requirements. Have a look at the range of instant cards we offer below -
Here’s why you should consider choosing an IndusInd Bank Credit Card.
To apply for an IndusInd Bank Credit Card, you must meet the following prerequisites
Apply Online for IndusInd Bank Credit Card
That’s it! After completing the process, your card will be delivered to your address within 2-3 days.
A large number of people in India remain wary of using credit cards due to a lack of awareness about the benefits associated with them. With a bit of knowledge and some smart strategies, your credit card can be used to earn rewards and perks you never thought were possible! Here are some expert tips to help you maximise your credit card benefits.
Credit cards are a boon for all travellers as they help carry out all transactions without worrying about carrying cash or foreign currency while traveling. If you are a traveller by profession or travel frequently for business or pleasure, you would do well using a tailored credit card by IndusInd Bank during your travels. Read more to know how you can make your travel plan more rewarding.
Today credit card is no longer a luxury item. Considering their wide utility, credit cards have become a lifestyle accessory that not only opens up access to instant credit for all the small and big ticket purchases, but also helps one build a solid credit history over time. If you’re considering applying for an online credit card, here are 5 reasons why you should choose one from IndusInd Bank’s Instant Credit Card stack.