Tata AIA Pro Fit

Overview

Tata AIA Pro-Fit comprises of Tata AIA Smart Health, A Unit-linked, Non-participating, Individual Health Insurance Plan (UIN: 110L168V02), Tata AIA Sampoorna Health, A Non-Linked, Non- Participating Individual Health rider (UIN: 110A167V01) & Tata AIA OPD Care, A Linked, Non-Participating, Individual Health Rider (UIN: 110A166V01)

Tata AIA Pro-Fit provides financial protection to you and your family members during health emergencies without compromising on your familyā€™s long-term goals like dream home, education, marriage, retirement etc. You get the benefit of Unit-Linked Insurance Plan that helps you grow your health savings through marked-linked~ returns and prepare you for any medical exigencies.

With Tata AIA Pro-Fit get, comprehensive Health Cover (that pays fixed benefits with no deductibles), Wellness benefits, Medical Benefits and Life Cover while growing your Wealth over the long-term.

Key Features

  • Benefit payout for 133 listed surgeries and unlimited non-listed surgeries
  • Benefit payout for 136 listed and all other non-listed daycare surgeries
  • Benefit payout on diagnosis of any of covered 57 Critical illnesses**.
  • Upfront discount on 1st year premium% and renewal premium discount based on vitality status*.
  • Get daily cash benefit of up to ā‚¹20,000/- on hospitalization & Up to ā‚¹40,000/- on ICU admission***
  • Lump-sum payout in case of Total and Permanent Disability due to accident
  • Ensure financial protection to your loved ones in your absence.
  • Enjoy the benefit of cover up to 100 years of age.
  • Get services like Outpatient consultations, physiotherapy sessions, pharmacy & diagnostic cover etc under Tata AIA OPD Care
  • Avail best-in-class medical care globally.
  • Avail additional 10% of sum assured to cover overhead expenses for self and companion when availing treatment abroad under Overseas Treatment Booster.
  • Experience cashless claim service across network hospitals

Disclaimer

  • Tata AIA Pro-Fit comprises of Tata AIA Smart Health, A Unit-linked, Non-participating, Individual Health Insurance Plan (UIN: 110L168V02), Tata AIA Sampoorna Health, A Non-Linked, Non- Participating Individual Health rider (UIN: 110A167V01) & TATA AIA OPD Care, A Linked, Non-Participating Individual Health rider (UIN: 110A166V01).
  • *Tata AIA Vitality - A Wellness Program that offers you an upfront discount on rider premium at policy inception. You can also earn rider premium discount / cover booster (as applicable) for subsequent years on policy anniversary basis your Vitality Status (tracked on Vitality app) Please refer rider brochures for additional details on health and wellness beneĀ¬fits.
  • **Under CritiCash Benefit of the Tata AIA Sampoorna Health Rider, Benefit payouts for multistage critical illnesses are offered depending on the category of the illness. For minor critical illnesses such as cardiac arrest, angioplasty, Early-stage cancer etc, the payout will be 25% of sum assured. For major critical illnesses such as Heart attack, Major head trauma, Parkinsonā€™s disease, Alzheimerā€™s disease etc., the payout will be 100% of sum assured. For a catastrophic illness like end stage cancer or major organ/bone marrow transplant, the payout will be 150% of sum assured. Refer list of critical illnesses for benefit payouts
  • ***Hospitalization Benefit under the CritiCash Benefit of the Tata AIA Sampoorna Health rider is payable on a minimum of consecutive 24 hours of hospitalization in India. Hospitalization has to treat an injury due to an accident or Sickness and should have been advised in writing by a medical professional. Benefit payout is subject to annual limit opted by the policyholder
  • The assessment under the wellness program shall not be considered as a medical advice or a substitute to a consultation/treatment by a professional medical practitioner.
  • Linked Insurance Products do not offer any liquidity during the Ā¬first fiĀ¬ve years of the contract. The policy holder will not be able to surrender/ withdraw the monies invested in Linked Insurance Products completely or partially till the end of the Ā¬fifth year.
  • ~Market-linked returns are subject to market risks and terms & conditions of the product. The assumed rate of returns or illustrated amount may not be guaranteed and depends on market fluctuations.
  • The fund is managed by Tata AIA Life Insurance Company Ltd.
  • For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
  • Premium paid in the Unit Linked Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the Insured is responsible for his/her decisions.
  • Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any).
  • Please make your own independent decision after consulting your financial or other professional advisor.
  • Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart Health is only the name of the Unit Linked Health Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
  • Unit Linked Insurance products are different from the traditional insurance products and are subject to the risk factors. Please know the associated risks and the applicable charges, from your Insurance Agent or Intermediary or Policy Document issued by the Insurance Company.
  • Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund's NAV will be affected by interest rates and the performance of the underlying stocks.
  • The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.
  • Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the Insurance Company
  • Discount on policy will be subject to sales literature and policy contract.
  • Buying a Health Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
  • All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.
  • Insurance cover is available under the product.
  • Discounts are applicable on rider premium only.
  • Discount on policy will be subject to sales literature and policy contract.

INDUSIND Bank Limited (CA0001) is the Corporate Agent of Tata AIA Life Insurance Company Limited and does not underwrite the risk or act as an insurer. INDUSIND Bank Limited, 2401, Gen Thimmayya Rd. (Cantonment), Pune-411001. Participation by the Bank's clients in the Insurance products is purely on a voluntary basis. The contract of Insurance is between Tata AIA Life and the Insured and not between the Bank and the Insured.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110 ā€¢ CIN: U66010MH2000PLC128403). Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Lifeā€™s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at . Visit us at: www.tataaia.com or SMS 'LIFEā€™ to 58888.

L&C/Advt/2023/Sep/3224

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS / FRAUDULENT OFFERS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint

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up to 7.99% interest p.a

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up to 8.49% interest p.a

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