Tata AIG Two Wheeler Insurance Plan

Riding a two-wheeler may be a pleasant experience, while it takes you through longest of distances and the narrowest of streets. However, one must consider the safety factor equally well. With Tata AIG’s Auto Secure - Two Wheeler Package Policy secure yourself and your two-wheeler. We cover loss or damage to your two-wheeler, liability to third parties and personal accident cover to the Owner-Driver. In addition, we offer unique add-on covers that enhance the protection offered in the standard package policy.

• Benefits of TATA AIG  Auto Secure - Two Wheeler Package Policy Loss of or Damage to the Vehicle Insured - We will indemnify against: (i) fire, explosion self-ignition or lightning; (ii) burglary, housebreaking or theft; (iii) riot and strike; (iv) earthquake; (v) flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost; (vi) accidental external means; (vii) malicious act; (viii) terrorist activity; (ix) while in transit by road rail inland - waterway lift elevator or air; (x) landslide, rockslide
• Liability to third parties - We will indemnify against legal liabilities for: a) death of or bodily injury to any person including occupants carried in the vehicle; b) damage to property of the third party.
• Personal accident cover for owner-driver compensates for bodily injury / death sustained by the owner-driver of the vehicle
• Additional Third Party Property Damage Cover^# We will pay for damage to property other than the property belonging to You or held in Your trust, custody and control up to the limit specified in the policy schedule provided that damage to property is solely and directly caused by accident by the insured vehicle. 

The above limit is in respect of any one claim or series of claims arising out of one event/occurrence in excess of maximum limit of liability covered under Section II (Liability to Third Parties )of the policy.

• Additional Personal Accident Cover to Owner-Driver^#  In the unfortunate event of an accident resulting into death and injury to owner-driver, this cover provides additional Personal Accident cover in addition to coverage provided under the policy. The additional limit offered to any insured for this add-on cover will be over and above standard coverage.
• Additional Personal Accident Cover to unnamed persons^#- In the unfortunate event of an accident resulting into death and injury to any person driving the insured vehicle or travelling as occupant, they will get protection for an additional amount in addition to coverage provided under the policy. 

The additional limit offered to any insured for this add-on cover will be over and above standard coverage

• Emergency Medical Expenses^# will reimburse for medical expenses incurred for treatment of bodily injury sustained by You or occupant in case of an accident from the insured vehicle use.

Consumable Expenses^#  We will cover cost of consumables required to be replaced/replenished arising from an accident to the insured vehicle. Consumable for the purpose of this cover shall include engine oil, gear box oil, lubricants, nut & bolt, screw, distilled water, grease, oil filter, bearings, washers, clip, break oil and items of similar nature excluding fuel.