Loan on Credit Cards

Loan on Credit Cards

Indus Easy Loan
Indus Easy Loan is a very convenient and quick option to get ready cash when you need it the most. Your IndusInd Bank credit card already has a loan amount pre-approved for you, depending on your unutilised credit limit. All you need to do is apply and receive your much needed cash.

Indus Easy EMI
In our constant endeavour to enhance value for you, IndusInd Bank has introduced the Indus Easy EMI facility. This facility gives you the option to convert your high value credit card purchases into easy and flexible EMIs. You can convert any of your credit card purchases on IndusInd Bank credit cards of over INR 2,000 into easy monthly installments, within 45 days of making the purchase.

Indus Easy Loan

Indus Easy Loan Benefits:

  • Zero documentation
  • Pre-qualified loan amount on your Credit Card
  • Loan Against Credit Card Limit and Loan Above Credit Card Limit
  • Ease of repayment; as monthly EMI is billed in your Credit Card Statement
  • Flexible tenure options
  • Low processing fees
  • Option to pre-close the Indus Easy Loan anytime
  • Cooling off period of 7 days for Digital loans

Click Here for detailed terms & conditions

Indus Easy EMI

Indus Easy EMI Benefits:

  • Spend big pay small - Make high value purchases and pay in low value EMIs
  • No Documentation - Pre-approved facility depending on your credit limit
  • Low processing and pre-closure fees - One time processing fee and an option to pre-close anytime*

Click here for detailed terms & conditions


  • What is the maximum amount of loan I can get?

    Indus Easy Loan is a loan against the unutilised credit limit and so, depending on various parameters, IndusInd Bank calculates the maximum loan a customer can get. Minimum loan amount that you can get as a Indus Easy Loan is INR 5,000.

  • What are the benefits I get from using this product?

    Besides the fact that this allows you to have cash within 7 working days of approval of the Indus Easy Loan, you can repay the loan in simple EMIs without having to go through a detailed loan approval procedure somewhere else.

  • What are the benefits of Indus Easy EMI?

    Indus Easy EMI allows you to shop to your heart's content without the need of having to pay immediately. This also helps reduce your interest burden as the interest rate may be lower than the normal interest rate on the credit card*.


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