SFlexible options to pay through EMI, Reward points or Credit.
This first-of-its-kind card in India brings together a variety of benefits that treat you to the very best of a Credit and Debit Card.
Life may throw many financial challenges, and sometimes you need extra cash to handle them. A sudden medical bill, a much needed house repair or a vacation you can't miss are some situations that may leave you wondering that you need a loan of ₹50,000 instantly. Getting an instant personal loan can be helpful in such situations.
100% Online Paperless Process
Attractive Interest Rates
Instant Approvals
Flexible Repayment Options
Low Processing Fee
Direct money transfer in your account
Here are various scenarios in which a ₹50,000 Personal Loan can be useful:
Personal Loan for Home Renovation:
Want to repaint your living room to ensure your living space reflects your style? Consider it done with IndusInd Bank’s ₹50,000 instant personal loan.
Need to buy the perfect ring for the perfect proposal? Apply for a ₹50,000 personal loan with IndusInd Bank and get your plan rolling.
Worried about the visa fee for that much-awaited international trip? Let IndusInd Bank’s ₹50,000 personal loan take care of it while you focus on creating unforgettable memories.
Personal Loan for Medical Emergencies:
Need funds to cover an unexpected medical test? Apply for a ₹50,000 instant personal loan from IndusInd Bank to take care of the costs of the tests without any delay.
Personal Loan for Debt Consolidation:
Regain financial control by consolidating multiple debts into a single manageable repayment plan.
Use our Personal Loan EMI calculator tool to get a clear understanding of what your monthly EMI payments would be on a ₹50,000 personal loan even before you apply for it:
These Calculations may vary from actual figures. For more details, visit here.
Use our personal loan EMI calculator to calculate your applicable EMIs and determine your annual repayment amount even before applying for a loan.
IndusInd Bank’s Instant Personal Loan is for everyone - salaried individuals, business owners and self-employed professionals. If you need a ₹50,000 personal loan, you can check your eligibility as per the criteria mentioned here.
IndusInd Bank offers attractive interest rates on personal loans.
Personal Loan Interest Rates | Starting from 10.49% |
Loan Amount | ₹ 30,000 - 50 Lacs |
Loan Processing Fees | Up to 3.5% |
Loan Tenure | 12 - 60 months |
Stamp Duty | At actuals (as per state) |
*All Fees & Charges are exclusive of applicable Government taxes or charges.
*You can obtain an online instant personal loan for amounts between ₹30,000 to ₹5 Lacs and tenure ranging 12 - 48 months.
Click the "Apply Now" button below and provide your details and loan requirements.
Based on your eligibility, we will present the best available offer.
Complete the video KYC process and digitally sign the loan agreement.
Set up automatic repayments and receive instant disbursement into your bank account.
Yes, you can get an instant personal loan of ₹50,000 without any documents based on your creditworthiness, income, and repayment capacity.
Here is how to get an instant loan of ₹50,000:
The EMI depends on the interest rate offered by the bank. However, to help you make a sound decision, here is a table with different tenures and ₹50,000 loan EMI details.
Tenure (in months) | EMI (at 10.5% Rate of Interest) *actual interest rate may vary | Total Amount Payable |
---|---|---|
12 | 4,407 | 52,890 |
24 | 2,319 | 55,652 |
36 | 1,625 | 58,505 |
48 | 1,280 | 61,449 |
Age: 21 years to 60 years old
Income: Minimum ₹25,000 monthly income
Work experience: Minimum 2 years with at least 1 year in current organization
You can check the detailed eligibility criteria here.
Yes, you can get a ₹50,000 loan without income proof through our digital journey. However, you will need details such as your PAN card and Aadhaar number handy during the application process.
To apply for a personal loan of up to ₹50,000, applicants should have CIBIL scores of 730 and above to avoid rejections.