Overview

#BankOnHappiness Festive Offers on IndusInd Debit Card EMI transaction

Partner Offer
Samsung Appliances Upto 22.5% Instant discount*
IFB Appliances Upto 10% Cashback
Xiaomi Upto Rs.3000 Amazon Vouchers
Vijay Sales 5% Instant discount
Reliance Digital 10% Instant discount
Poorvika 10% Cashback
Sangeetha 5% Instant discount
TVS Motors 5% Cashback
DIGI1 5% Instant discount
Arcee 5% Instant discount
Kohinoor 5% Instant discount

 

 SAMSUNG Appliances

  • Offer :- Up to 22.5% Instant discount
  • Offer period :- 01 Oct – 31 Oct 2022             
  • Offer Details:
    • Products applicable for Offer: Refrigerators, Panels, Washing Machine, Air Conditioners, Microwave Ovens, Home-theater system.
    • Up to 22.5% Instant discount or Cashback at Samsung Brand Stores
    • Up to 20% Instant discount or Cashback at all merchant stores, except Samsung brand stores
    • *For details click: https://www.indusind.com/in/en/personal/offers/samsung-cd-offer.html

IFB Appliances

  • Offer :- Up to 10% Cashback
  • Offer period :- till 31 Oct 2022
  • Offer Details:
    Detail Applicable at
    Offer:-5% additional cash back up to Rs.2000 Applicable on select products at All stores
    Offer:-10% additional cash back up to Rs.3000 Applicable on select products at Non-Brand stores
    Offer:-10% additional cash back up to Rs.5000 Applicable on select products at IFB Brand stores

           

Xiaomi

  • Offer :- Up to Rs.3000 Amazon Vouchers on purchase of Xiaomi Mobiles, TV and Laptop
  • Offer period :- 11 – 31 Oct 2022
  • Offer Details:
    • Applicable only on transactions at Pine Labs POS terminals^, and if the transaction is done under Xiaomi -> Brand EMI option
    • Not applicable at Mi exclusive showrooms
    • Voucher activation code will be shared with eligible customers over SMS by 10 Nov ’22. The vouchers will be shared in denomination of Rs.500. Example: Customer eligible for Rs. 2000 Offer, will get 4 x Rs. 500 Amazon vouchers
    • The Voucher value can be added and utilized on the Amazon Pay balance account
    • Applicable under Brand EMI option only at Pine Labs terminals
      Eligible Product Minimum transaction amount Rs. Offer - Amazon Vouchers worth Rs.
      Note 11 Pro +5G 14999 1000
      Note 11s. 12500 1000
      Redmi Note 11( 6+ 64) & Redmi Note 11( 6+ 128) 10999 1000
      Redmi Note 11 Pro 16999 1000
      Redmi Note 11T ( 6+128) & Redmi Note11T ( 8+128) 11999 1000
      Xiaomi 11 Lite NE 5G6+128 17999 1000
      Xiaomi 11 Lite NE 5G8+128 18999 1000
      Xiaomi 11T Pro8+128 28999 2000
      Xiaomi 11T Pro8+256 30000 2000
      Xiaomi 11T Pro12+256 30000 2000
      Xiaomi 12 Pro 5G 44999 3000
      All Mi and Redmi branded laptops 30000 2000
      All Mi and Redmi TVs 30000 3000

TVS Motors

  • Offer :- 5% Cashback on TVS motorcycles & scooters
  • Offer period :- 01 - 31 Oct 2022
  • Offer Details: 5% Cashback, Min eligible EMI trxn: Rs. 30,000,
    Max cashback per trxn: Rs.2500
  • Offer is valid only once per Card per month
  • Applicable only on transactions at Pine Labs POS terminals

Vijay Sales

  • Offer :- 5% Instant discount
  • Offer period :- 01 - 31 Oct 2022
  • Offer Details: 5% Cashback, Min eligible EMI trxn: Rs. 15,000.
    Max cashback per trxn: Rs.2000
  • Offer is valid only once per Card per month
  • Applicable only on transactions at Pine Labs POS terminals

Reliance Digital

  • Offer :- 10% Instant discount
  • Offer period:- 20 - 27 Oct 2022
  • Offer Details: 10% Instant discount, Min eligible EMI trxn: Rs. 10,000,
    Max cashback per trxn: Rs.5000
  • Offer is valid only once per Card per month
  • Applicable only on transactions at Pine Labs POS terminals

Sangeetha electronics stores

  • Offer :- 5% Instant discount
  • Offer period:- 05 - 31 Oct 2022
  • Offer Details: 5% Instant discount, Min eligible EMI transaction: Rs. 15,000,
    Max cashback per transaction: Rs. 1500
  • Offer is valid only once per Card per month
  • Applicable only on transactions at Pine Labs POS terminals

Poorvika electronics stores

  • Offer :- 10% Instant discount
  • Offer period :- 01 - 31 Oct 2022
  • Offer Details: 10% Instant discount, Min eligible EMI trxn: Rs. 15,000,
    Max cashback per trxn: Rs.1500
  • Offer is valid only once per Card per month
  • Applicable only on transactions at Pine Labs POS terminals

Arcee Electronics

  • Offer :- 5% Instant discount
  • Offer period :- 01 - 31 Oct 2022
  • Offer Details: 5% Instant discount, Min eligible EMI trxn: Rs. 20,000,
    Max cashback per trxn: Rs.2000
  • Offer is valid only once per Card per month
  • Applicable only on transactions at Pine Labs POS terminals

DIGI1 Electronics

  • Offer :- 5% Instant discount
  • Offer period :- 01 - 31 Oct 2022
  • Offer Details: 5% Instant discount, Min eligible EMI trxn: Rs. 20,000,
    Max cashback per trxn: Rs.2000
  • Offer is valid only once per Card per month
  • Applicable only on transactions at Pine Labs POS terminals

Kohinoor Electronics

  • Offer :- 5% Instant discount
  • Offer period :- 01 - 31 Oct 2022
  • Offer Details: 5% Instant discount, Min eligible EMI trxn: Rs. 20,000,
    Max cashback per trxn: Rs.2000
  • Offer is valid only once per Card per month
  • Applicable only on transactions at Pine Labs POS terminals
  • Applicable only on Debit Card EMI transactions at Pine Labs POS terminals
  • To check your eligibility for EMI on Debit Card, SMS: MYOFR to 5676757
  • Store list :

Terms & Conditions

  • The Cashback will be posted to customer account within 90 days from Offer transaction month end.
  • No two offers from the Bank can be clubbed together & availed in one transaction e.g. If there are 2 offers from the Bank that are applicable to a purchase, the customer will either be eligible for the Brand offer or an offer running on Merchant stores. In such scenario the Brand Offer will be given preference and will be considered for cashback posting.
  • The cashback is over and above any EMI Cashback/Manufacturer cashback given by the OEM/Brand for ‘No-cost EMI’.
  • Offer applicable only on IndusInd Debit Card EMI and Credit Card EMI transactions.
  • The transaction should be done only on the Pine Labs EDC machine, and the cashback offer should be mentioned on the transaction charge-slip. The Offer will be considered valid only on transactions processed under 'Brand EMI' option on Pine Labs machine.
  • The Rate of interest as mentioned on the product webpage of the Bank shall be applicable against respective tenures. Rate of interest shall be calculated on monthly reducing balance.
  • In case of cancellation/return of your order or foreclosure of the Debit Card EMI, transaction will not qualify for the Offer under this program.
  • IBL customer is under no obligation to purchase the product under this offer.
  • IBL does not endorse any products made available under this offer.
  • If the Credit Card EMI is pre-closed for any reason or the original transaction cancelled/refunded, the customer will not be eligible for cash back.
  • Final approval for any cash back program shall be at the sole discretion of IndusInd Bank and is subject to the Cardholder’s performance on the Credit Card.
  • IndusInd Bank reserves the right at any time without previous notice to add, alter, modify, change or vary all or any of these terms and conditions or to replace, wholly or in part, this scheme by another scheme, whether similar to this scheme or not, or to withdraw it altogether. Which if done shall be binding on the cardholder and the cardholder shall abide by the said rules. If withdrawn, those who have opted shall continue to get the right to pay through EMIs for the already approved conversion.
  • Please visit https://www.indusind.com/in/en/personal/indus-easy-emi-tnc.html for detailed TnCs of Credit Card EMI program.
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