Terms & Conditions – Freedom Offer

(Indus Care & Indus Grande Care Savings Account Program)

Offer:

Lifetime waiver of Non-Maintenance Charge (NMC) for the Eligible Customers (defined below) holding Indus Care/Indus Grande Care Savings Account.

Offer Period:

01st August 2025 to 31st August 2025

Eligibility Criteria:

1. The Offer is valid only for Resident Indian Senior Citizens aged 60 years and above.
2. The Offer will be applicable for the following customers:

New-to-Bank (NTB) customers Criteria:

• Who opens an Indus Care/Indus Grande Care Savings Account with the Bank with either of the following:
  • ₹ 3 Lakhs Initial Payment (IP) or ₹ 15 Lakhs Fixed Deposit (FD) booked (minimum tenure of 1 Year) for Indus Care Savings Account
  • ₹ 7 Lakhs IP or ₹ 25 Lakhs FD booked (minimum tenure of 1 Year) for Indus Grande Care Savings Account

Existing-to-Bank (ETB) Criteria:

• Who upgrades their existing account to Indus Care/Indus Grande Care Savings Account with the Bank with either of the following:
  • Minimum FD of ₹15 Lakhs (minimum tenure of 1 Year) for Indus Care Savings Account
  • Minimum FD of ₹25 Lakhs (minimum tenure of 1 Year) for Indus Grande Care Savings Account
• FDs booked using fresh funds (not from existing IndusInd savings account balance) during the offer period will only be considered
• New Funds received after 31st July 2025 will only be considered under this Offer

Offer Terms and Conditions:

• This Offer exclusively covers the waiver of Non-Maintenance Charges (NMC). All other applicable charges as per the Bank’s product's Schedule of Charges will continue to apply.

General Terms and Conditions:

• This Offer is valid during the Offer Period only.
• Any transaction reversal/refund in either full/partial will not be considered for this Offer.
• Regular terms and conditions applicable on the account will continue to apply.
• Participation in the Offer is voluntary. It shall be deemed that the customer has participated on a voluntary basis.
• Any customer participating in the Offer shall be deemed to have read, understood, and accepted these terms and conditions.
• These terms are in addition to and not in derogation of the other applicable terms and conditions.
• All capitalized terms not defined herein shall have meanings as per the primary terms and conditions at IndusInd Terms.
• The Bank reserves the right to modify, replace, or withdraw the Offer without prior notice.
• Queries can be raised through phone banking within India at 18602677777 and outside India at 022-44066666.
• The Bank's decision regarding the Offer shall be final and binding.
• All applicable government duties, taxes, and levies (GST, TDS, etc.) will be borne by the customer.
• The Bank may extend or revoke the Offer period at its discretion.
• This Offer is subject to all applicable laws, guidelines, and regulations.
• The Bank reserves the right to disqualify any customer found to be engaging in fraudulent activity.
• Participation in the Offer implies acceptance of the Offer terms.
• No commitment is implied by the Bank to run future or similar offers.
• Disputes shall be governed by Indian law and subject to the jurisdiction of Mumbai courts.