RBI Retail Direct Scheme

  • Retail investors (individuals) now have the facility to open and maintain the ‘Retail Direct Gilt Account’ (RDG Account) with RBI.
  • RDG Account can be opened through an ‘Online portal’ provided by RBI for the purpose of the scheme.
  • The ‘Online portal’ will also give the registered users access to primary issuance of Government securities and Trading in Secondary Markets, access to NDS-OM platform and investment in Sovereign Gold Bonds.
  • The scheme of Reserve Bank of India (RBI) Retail Direct has been formulated as a one-stop solution to facilitate investment in Government Securities by individual investors.
  • Minimum Investment amount of Rs. 10,000 for Government of India Treasury Bills (T-Bills), Government of India dated securities (dated G-Sec) and State Development Loans (SDLs) or One Gram of Gold through Sovereign Gold Bonds (SGB); also these securities can be gifted/transferred to a relative/friend/anybody who fulfils the eligibility criteria in accordance with the provisions of the Government Securities Act, 2006 and Government Securities Regulations, 2007.
  • Click here to open account under the RBI Retail Direct Scheme. Alternately, you can get in touch with relationship manager for any queries.