Terms and Conditions – 5% Cash back offer

• 5% cash back offer (“Program”) is open to Selected Cardholders of IndusInd Bank Limited (“IndusInd Bank”/”Bank”), who have a valid and open IndusInd Bank Credit Card and who have received communication regarding the offer (“Eligible Cardholders”)

• For the purpose of the Program, Purchase Transactions would mean Transactions done using the IndusInd Bank Credit Card at a Merchant Outlet (Card Present), on-line Transaction, IVR Transaction, Mail Order / Telephone Order Transaction or through Standing Instructions. Cash Withdrawal and Loan on Phone transactions will not be considered for the purpose of this program
• For the purpose of this promotion, “Program Period” would mean ‘Shop Between’ dates mentioned in the present communication sent to the cardholder
• Program is valid for purchases made by Eligible Cardholders during the program period. Program is valid for both start and end days mentioned in the communication
• Under this Promotion, Eligible Cardholders using their IndusInd Bank Credit Card for Purchase of INR. 5000 or more during the program period will get 5% cash back
• The maximum Cash Back during the program period will be restricted to INR 500
• Cash back under this Program will be credited to Cardholder's Credit Card account within 45 days after the end of the program period.
• Only Settled Transactions i.e. Transactions which have been successfully posted into the customer’s card account will be considered for the purpose of this Promotion
• Purchase Transaction made on all cards in the Cardholder’s card account, Primary or Add-on cards will be eligible for determining qualification under this program
• Purchase Reversal Transactions posted on cardholder’s Card Account during the Program Period will be deducted from the Spends for determining qualification under this program, irrespective of whether the Original Transaction corresponding to this Reversal was done during the Program Period or before the Program Period
• Only approved undisputed Purchase transactions will be eligible for being considered under the Program.  All transactions that have been carried out on the Card during the Program Period and reversed subsequently for any reason whatsoever shall not be considered while determining qualification under this Program
• "Delinquent Credit Card Account" means an account of a Cardholder which has an outstanding which is past due or which, in the sole opinion of the Bank, has unsatisfactory credit standing. IndusInd Bank reserves the rights to at a later date, reverse the Pre-Load amount if the cardholder is delinquent or in the event that the cardholder disputes a transaction done during the Program Period or in the case of Purchase Reversal of transaction done during the Program period
• IndusInd Bank reserves the rights to amend or change the terms and conditions or nature of the Program or withdraw the Program partially or completely at any time without prior notice
• Participation in the Program is purely on a voluntary basis and this Program shall be in addition to and not in substitution/abrogation of any other features and benefits of the Card
• Terms of Cardholder’s Agreement applicable