Terms & Conditions for Top spender/Insurance Campaign

• The IndusInd Bank “Insurance offer” is open to only select customers holding a valid IndusInd Bank   Debit Card and have been communicated the offer through SMS/Email/MPN only.
• The programme is valid from 20th February 2022 to 31st March 2022. The Offer is brought to you by IndusInd Bank Limited ("IndusInd Bank") and participation in the Offer is voluntary.

Offer1:

• Get 500 reward points on doing minimum one transaction of Rs 15,000 or more under Insurance category during the offer period

Offer2:

• Get Rs 30,000 worth of Amazon vouchers by being the top 2 spender during the campaign period.
• TimesPrime Membership worth Rs 999 for top spender everyday on doing minimum Rs 20,000 online spends on 3 different MCCs  using your IndusInd Bank Debit Card 

Offer T&C:

• Offer Valid between 20th February 2022 to 31st March 2022
• Offer will be applicable only once per customer during the offer period.
• Offer will be applicable only once per debit card during the offer period.
• Reward points will be given only for Insurance category MCC.
• IndusInd Bank reserves the right to determine the top spenders during the Campaign Period. Decision of the Bank with regards to the same shall be final and binding on the Cardholders.
• Vouchers are in the form of voucher points that can be claimed for Amazon brand vouchers.
• Voucher brand Terms and Conditions apply. Multiple denomination voucher will be given based on stock availability. Voucher is for single use only.
• The link to claim vouchers will be shared on customer's mobile numbers. Please ensure your mobile number is updated in the bank records.
• The voucher will be sent to the customers on their registered mobile numbers within 90 days of offer expiry
• A customer is eligible for only one reward during the offer period and Reward will be sent to the winners within 90 days of offer expiry.
• In case of reversals/ refunds of transactions in a customer account, rendering the customer ineligible as the top spender, where the customer has received Vouchers/TP membership/ reward Points, the value of the Voucher i.e. Rs. 30,000/- or TP membership i.e. Rs 999 or 500 Rewards points will be recovered from the customer’s account.
• Transactions considered for the offer eligibility include only payments made using Debit Card on retail and online merchants. Payments/transactions/withdrawals done using Mobile Banking, Net Banking, ATM and Wallet will not be considered for the offer eligibility.
• IndusInd Bank reserves the right to disqualify any customers from the benefits of this offer inter alia for events like unusual transaction pattern that may indicate collusion between merchant and cardholder, recycling of funds via wallets/fund transfers, financial transactions, business expenses solely or any cases of charge back.

General Terms & Conditions

• The offer is valid only on select IndusInd Bank cards.
• The offers are brought to you by IndusInd Bank Limited ("IndusInd Bank") and any participation in the offer is voluntary.
• The offers are applicable to the customers to whom the SMS/mailer is addressed.
• Customers are required to use their IndusInd Bank Debit Cards to pay for the services/product under the offers to avail the vouchers
• The offers are on-going till the specified validity date
• Tax liability, if any, to be borne by the Cardholder.
• IndusInd Bank shall neither be responsible for nor guarantee delivery of SMS/Emails to the customer and shall not be liable for non-delivery of the same arising due to mobile network issues, DND activation by customers, and personal email settings of customer.
• Regular Debit Card Terms and Conditions apply. IndusInd Bank reserves the right to alter any of the terms and conditions of the offer or to withdraw the offer completely at any time without prior notice.
• IndusInd Bank shall neither be responsible for nor guarantee the quality of products bought through the vouchers.
• IndusInd Bank shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered as a result of availing the Offers.
• The offers are subject to force majeure events.
• The participation in the program shall constitute deemed acceptance by the Cardholder of all the terms and conditions governing the Programme.
• IndusInd Bank does not warrant, represent or guarantee the quality of goods / services availed by the customers.
• IndusInd Bank Debit Cardholders irrevocably agree and acknowledge that IndusInd Bank makes no guarantee or warranty that the participating Merchants shall honour the offer.
• Accordingly, IndusInd Bank Debit Cardholders shall not make any claim or seek compensation against IndusInd Bank in relation to any loss, damage, expense suffered in relation to non-fulfilment by the participating Merchants under this program.
• Any dispute as regards the quality of the products and services are to be taken by Cardholder directly with Merchants.
• IndusInd Bank reserves the right to disqualify any customers from the benefits of this offer inter alia for events like unusual transaction pattern that may indicate collusion between merchant and cardholder, recycling of funds via wallets/fund transfers, financial transactions, business expenses solely or any cases of charge back.
• The Bank at its sole discretion can decide cardholders who can avail these offers. The decision of IndusInd Bank will be considered as final and binding for rewarding the customers/employees.
• In all matters relating to the Programme, the decision of IndusInd Bank shall be final and binding in all respects.
• The Bank reserves the right at any time without prior notice to add, alter, modify, all or any of these terms and conditions or replace, wholly or in part, this Offer by any other Offer, whether similar to this offer or to withdraw it altogether without giving prior notice.
• The terms and conditions of the programme shall be in addition to and not in substitution/derogation to the primary terms and conditions governing the card and shall at all times be read along with terms of the Card member Agreement and such other terms and conditions that the Bank may deem appropriate in its sole discretion. Any irreconcilable contradiction between the terms and conditions contained herein and the Card member Agreement, then terms of the Card member Agreement to prevail the present conditions.
• Any disputes arising out of this offer shall be subject to the exclusive jurisdiction of competent courts in Mumbai.