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Home Loan Overview

Owning a house for your family is always a cherished dream. It feels good when you have a home loan to call your own – Indusind Bank is proud to bring you Home Loans through HDFC ltd to fulfill your dreams.
With Indusind bank, fulfilling the ambition of owning your own house is not only easy but an unforgettable experience. We offer Home Loans in India through the most trusted & reputed housing finance company.

Features & Benefits

Home Loan Benefits:

  • Wide range of Home loan products
  • Doorstep service with fast & easy processing of loan application
  • Transparent dealing with no hidden charges
  • Simplified documentation
  • Attractive Home Loan
  • Balance transfer facility
  • Funding upto 30 years of tenor

Home Loan can be availed for following purpose –

  • Purchase of New Home – To buy or construct a house
  • Home Improvement – To modify/upgrade existing amenities & thereby increase the life of the assets
  • Home Extension – To expand/add space to the existing house
  • Top up housing loans – You have an existing property & want to borrow against the same to fund – higher education, marriage, medical expense etc

How to Apply

Apply for Home Loan

You can apply for a Home Loan online. Please click on the Apply Now button on this page, fill in your details and submit. We will get back to you for further processing. Alternately, you can visit the nearest branch.

Home Loan Documentation
  Salaried Customers Self Employed Professionals Self Employed Businessman
Application form Application form with photograph
KYC Documents Valid identity/Residence/Signature proof
Income Documents Latest 3 months salary slip Education Qualifications Certificate and Proof of business existence Education Qualifications Certificate and Proof of business existence
Form 16/ITR for last 3 years Last 3 years Income Tax returns (self and business) & Last 3 years Profit /Loss and Balance Sheet Business profile/Last 3 years Income Tax returns (self and business)/Last 3 years Profit /Loss and Balance Shee
Bank Statement Last 6 months bank statements
Processing fee Processing fee cheque Processing fee cheque Processing fee cheque


Easy documentation

IndusInd Bank made the process of getting a home loan seamless, almost like a child’s task. Easy documentation and the short time in which I was granted the loan left me surprised. I only had to apply for a home loan online. They took care of the rest. Highly efficient team.

Reviewer: Rajvir Singh, Chandigarh, July 02, 2018


Extremely Friendly Service

We had applied for a home loan online. The IndusInd Bank executives were extremely helpful while explaining the process of a home loan in detail and then patiently answering all our enquiries. And we could do all this from the comfort of our houses without making rounds to the bank.

Reviewer: Trupti Shetty, Hyderabad, June 29, 2018


Ancestral Home Restored

My ancestral house was in dire need of repairs. I was worried about whether I could get a home loan for it. A friend suggested me to apply for a home loan at IndusInd Bank. I got the loan under home improvement. I am still living in my ancestral home, and now it has been restored to perfect condition.

Reviewer: Moushumi Chatterjee, Siliguri, June 27, 2018


Seamless Process of Obtaining a Loan

I used to be of the ideology that getting a home loan was a tiresome process. Filing documents, submitting them at the bank, getting approval, delays in getting the loan, etc. But IndusInd Bank proved me wrong as I could apply for a home loan online. It was a worry free process.

Reviewer: Vanshika Desai, Vadodara, Siliguri, June 23, 2018


Transparent Dealings

With IndusInd Bank's Home loan, I was able to fulfil my dream of owning a house. What influenced me the most was the transparency of the whole process. No hidden charges or extra cost. I could apply for a home loan online and was quickly granted the same.

Reviewer: Abhishek Tripathi, Lucknow, Siliguri, June 21, 2018


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  • Daily balance upto Rs.10 Lakhs 4 %
  • Daily balance above Rs.10 Lakhs and upto Rs.1 Crore 5 %
  • Daily balance above Rs.1 Crore and upto Rs 10 Cr 5.5 %
  • Daily balance above Rs.10 Crore 6 %

  • 1 year to 1 year 2 months 8 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 7.5 %
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