18602677777
Quick Links
Vehicle Auction
Rates
Apply for Loan Against Securities Online

Loan Against Securities

  • Avail overdraft facility (OD) against your securities while staying invested.

  1. Personal
  2. Loans
  3. Loan against securities

Why us?

IndusLAS offer an overdraft facility (OD) against approved securities such as Shares, Mutual Fund Schemes / Units, Govt & PSU Bonds including Sovereign Gold Bonds (SGB). You can avail maximum loan against your investments to get all that you ever wanted in your personal, business or professional life without liquidating your securities.

Stay Invested in Shares, Mutual Funds, Bonds & enjoy Liquidity against your investments

Benefits

Higher Loan Amount against your securities

Single Scrip Lending

Widest Range of approved securities

Third Party DP Securities Acceptable

No Charge / Penalty for non-usage of funds

No Prepayment Charges

Eligibilty

Individual

  • Indian Residents
  • Age between 18 to 70 years
  • Holding approved securities

NonĀ Individual

  • Indian Entities
  • Loan only against approved Debt Mutual Funds and Bonds

Note: The Bank may seek additional documents for sanction of loan facility, if required

Documents Required

Individual

  • Application form and loan agreement
  • KYC documents such as identity proof, signature proof and address proof.
  • Demat Account Statement or Statement of Holdings (MF)
  • Annexure W / lien request letter for pledging of securities
  • For loan amount greater than Rs 50 Lac, last two years ITR with computation of income and last three months Bank Statement

NonĀ Individual

  • Application form and loan agreement
  • KYC documents such as identity proof, signature proof and address proof.
  • Demat Account Statement or Statement of Holdings (MF)
  • Annexure W / lien request letter for pledging of securities with Board Resolution
  • Audited Balance Sheet, Profit & Loss Account, Bank Statement and ITR return for the last two years.

Schedule of charges

Click onĀ the link below for details:

Loan Processing Time (TAT)

Status of application would be known within 7 (seven) working days of receiving the application with all the necessary documents and any additional information that the Bank may require solely for the purpose of evaluating the loan proposal or otherwise.

Calculator

Want to know how much loan you can avail against your security?Ā Click here:

Similar Products

Gold Loan
Gold Loan

We know your gold is worth a thousand sentiments and opportunities. Presenting IndusInd Bank Gold Loans - Smart way to fund your dreams.

Key Feature and Benefits
  • Minimum Documentation
  • Instant Disbursal
  • Tenure: 3-24 months
  • Upto 10 Lakh Loan
Apply Now
Know More
Personal Loan
Personal Loan

With IndusInd Bankā€™s personal loan, you can achieve all your goals. You can effectively turn your dream into reality.

Key Feature and Benefits
  • Easy documentation
  • Flexi loan tenure
  • Best-in-class features
Apply Now
Know More
Loan against Property
Loan against Property

Apply for IndusInd Bank Loan against Property to meet your business or personal needs which helps you unlock the hidden value of your property.

Key Feature and Benefits
  • Loan Against Residential or Commercial Property
  • Loan for Purchase of Commercial Property
  • Additional Finance
  • Balance Transfer
  • Lease Rental Discounting
Apply Now
Know More

Suggested Products

Motor Insurance
Motor Insurance

Protect your vehicle against unfortunate situations with IndusInd Bankā€™s Motor Insurance which offers extensive coverage.

Explore More
Life Insurance
Life Insurance

Secure the future of the ones you love, in more ways than one with IndusInd Bankā€™s Life Insurance Plans.

Explore More
Health Insurance
Health Insurance

Watch over your loved ones from miles away with IndusInd Bankā€™s Health Insurance Plans.

Explore More

Note: The Bank may seek additional documents for sanction of loan facility, if required

FD Rate FD Rate
FD Rate
Regular Fixed Deposit

up to 7.75% interest p.a

Senior Citizen

up to 8.25% interest p.a

BOOK FD
Apply Now Apply Now
Apply Now