Apply for Two Wheelers Loan Online

Two Wheeler Loan

Two Wheeler EMI Calculator

It’s really a dream for many of us to own a bike!! At IndusInd, we make your dream come true!! Calculate EMI for your dream bike.

I wish to avail a loan amounting at interest rate for approximately months only.

calculate now


Benefits of Two Wheeler Loan

Owning your dream bike is now much more simple and easy with IndusInd Bank’s custom fit two wheeler finance.

Attractive interest rates

We offer the best and competitive interest rates for two wheeler loans across India.

Repayment tenure

Choose the loan tenure from our wide, easy and flexible repayment tenure starting from 12 months to 36 months for normal two wheelers and up-to 60 months for High-end and High-street Bikes.

Loan processing and documentation

Quick loan processing time within 4 hours of convenient doorstep documentation in a hassle free manner.

Loan Offering

Get up to 95% on road finance from IndusInd Bank with loans starting from Rs. 15000/- to ride your dream bike.


Feature of Two Wheeler Loan

We make your dream come true with minimal bike loan eligibility criteria. Helping you commute in your own dream bike!

The two wheeler loan eligibility criteria for salaried individuals are as follows:

  • Individuals having a minimum gross salary of Rs. 10,000/month
  • At the time of loan application, age must be minimum 21 years and maximum 60 years.
  • Individuals with a stable current employment.

We make your dream come true with minimal bike loan eligibility criteria. Helping you commute in your own dream bike!

The two wheeler loan eligibility criteria for Self-employed individuals are as follows:

  • Individuals having a minimum 3 years of stable business experience.
  • At the time of loan application, age must be minimum 21 years and maximum 65 years.
  • ITR of the last two years / Proof of business.

 

Hassle free, online and minimal documentation process at your time of convenience with instant approvals and quick loan disbursement.

Income Proof for Salaried Individuals:

  • Self-attested photocopy of any one of the following:
  • Form 16 (or) Latest 3 months’ salary slips (or) Latest Income Tax Returns
  • Bank Statement
  • Identity proof
  • Residence proof

Hassle free, online and minimal documentation process at your time of convenience with instant approvals and quick loan disbursement.

Income Proof for Self-employed Individuals:

  • Self-attested photocopy of any one of the following:
    • Latest Income Tax Returns
    • Bank statement
    • Identity proof
    • Residence proof
  • No Income Proof:
    • Self-attested photocopy of any one of the following
    • Bank statement
    • Business incorporation certificate/business continuity proof for last 3 years
    • Owned residence proof
    • Repayment Track
    • Identity proof
  • Income Proof (Agricultural):
    • Self-attested photocopy of any one of the following:
      • Pattadar passbook / proof of Agri-land
    • Bank statement
    • Owned residence proof
    • Repayment Track
    • Identity poof

Transparent and pocket friendly two wheeler loan EMI Schemes without any hidden charges. Bike (or) Motorcycle finance in the best possible way!!

Download Schedule of Charges

FAQs

1. What is a two wheeler loan?

A two-wheeler loan helps you buy a scooter or motorcycle of your choice. Two-wheeler loans are available both for working professionals and self-employed individuals. You can repay the loan amount in Easy Monthly Instalments (EMIs).

2. How to apply for two wheeler loans?

Applying for a two-wheeler loan on IndusInd Bank is easy. Visit the website and fill out the online application form by providing details like name, mobile number, email address, and pin code. If you fulfil the eligibility criteria, your application will be approved instantly.

3. Am I eligible for a two wheeler loan?

You need to visit the website to check the eligibility criteria to apply for a two-wheeler loan. The eligibility criteria for salaried and self-employed individuals are different. Ideally, you need to be 21 years of age, have stable employment, and meet the minimum gross salary requirements.

4. What are the benefits of two wheeler loans?

There are many benefits of opting for two wheeler loans from IndusInd Bank. Some of the benefits of applying for a two-wheeler loan are:

  • Get the best and most competitive interest rates for two-wheeler loans across India.
  • Applicants can choose loan tenure from the IndusInd Bank’s broad, easy and flexible repayment tenure, starting from 12 months to 36 months for regular two-wheeler loans and up to 60 months for high-end and high-street bikes. 
  • Quick loan processing time within 4 hours of convenient doorstep documentation in a hassle-free manner.
  • Get up to 95% on-road finance from IndusInd Bank with loans starting from Rs. 15000.

5. What are loan tenures available in case of a two-wheeler loan? How much time will I have to repay the loan?

IndusInd Bank offers flexible tenure to applicants.  They can choose loan tenure  from 12 months to 36 months for regular two-wheeler loans and up to 60  months for high-end and high-street bikes.

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Terms and Conditions

I/We accept the Terms & Conditions, Terms of Use, Privacy Policy

Consent for Bureau pull

I/We unconditionally consent to IndusInd Bank to receive my Consumer Credit Information from TU CIBIL.

Authorisation to Contact

I/We authorise IndusInd Bank and its representatives to contact me via channels like SMS, Email or WhatsApp and other channels, regarding this application and other applicable offers. This consent will override any registration under DNC/NDNC. I also agree for sending alert messages and details on WhatsApp.

In short : Authorise IndusInd Bank to contact you for loan application

Residence Declaration

I/We also confirm that I/We am/are major, resident of India and currently residing in India and not Politically Exposed Person.

Enquiry Authorisation

I/We authorize IndusInd Bank to make any enquiries regarding my application, including without limitation, to carry out verification / validations / authenticity check of my documents / information so provided in my application or gathered through the device I have applied through, by using technology enabled algorithms or processes (either by itself or through its various service providers)

In short : Authorise IndusInd Bank to verify your official documents.

Disclosure Consent

I give consent to the Bank to disclose, without notice to me/us, information furnished by me/us in application form(s)/related documents executed in relation to the facilities availed from the Bank, other branches/subsidiaries/affiliates, credit bureaus like CIBIL, EQUIFAX etc. /rating agencies, service providers and/or their agents/ partners/ vendors whether located in India or overseas, as it deems fit and in accordance with the applicable guidelines of the Reserve Bank of India (RBI).

In short : Authorise IndusInd Bank to disclose your financial information to required parties.

Disclosure to Service Providers

I/We also acknowledge the right of the Bank to provide/share details of my/our account/application to such service providers and/or their agents/partners/vendors for any activities related to the operations or above stated verification activities without any specific consent.

In short : Authorise IndusInd Bank to disclose your account information to required parties.

Information for Complaints & Claims

Furthermore, I agree and acknowledge that the use of the information furnished by me/us in application form(s)/related documents for the above purposes, to the Bank and/or above transferees shall not be made basis for any complaint, claim, suit, demand or cause of action or other proceeding against the Bank or the transferees by me or any party claiming under my name, as legal heirs/successors.

In short : Agree not to use any information in legal proceedings against bank for information given by me/us.

Aadhaar Details Consent

I voluntarily opt for Aadhaar OVD KYC or e-KYC or offline verification, and submit to IndusInd Bank my Aadhaar number, Virtual ID, e-Aadhaar, Masked Aadhaar. I authorize IndusInd Bank for downloading details of my AADHAAR using biometric / OTP authentication route from UIDAI.

In short : Authorise IndusInd Bank to access Aadhaar information

Applicant Relationship Disclosure

  • I confirm that I am not related to any of the Directors/Senior Officers of IndusInd Bank.
  • I confirm that I am not a director of any other Bank or relative of a director of any other Bank.
  • I confirm that I am not a Firm/Company in which a director of any other Bank as partner/guarantor/director.
  • I confirm that I am not a Firm/Company in which relatives of directors of any other Bank, are interested a partner/guarantor/director.
  • I confirm that I am not director/relative of director or senior officer of the Bank.
  • I confirm that I am not a Firm/Company in which relatives of directors or senior officer of the Bank are interested a partner/guarantor/director/hold substantial interest.
  • I confirm that I am not a director of Subsidiaries/Trustees of Mutual Funds/Venture Capital Funds set up by IndusInd Bank or any other Bank.

 

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