Overview

Care Health Insurance brings you an extensive travel insurance plan that curbs out the worries of uninvited troubles on your dream family holiday. Avail remarkable benefits like up-gradation to business class during medical emergencies and much more at no sub-limits and fair premium charges on a per-day basis!

International Travel Insurance Plan Details

Compensates for up-gradation to business class for return air travel, in case of hospitalization for over five consecutive days, due to injury sustained whilst on a trip.

We cover both In-Patient and Out Patient (OPD) treatment while on your trip abroad.

 

Even Pre-Existing Diseases are covered if they happen in life threatening emergency medical conditions.

There are no sub limits for age 60 and less in any of our plans. For age 61 & above, Explore platinum has no sub limits.

 

In case of Hospitalization we even pay an extra specified amount per day of stay at the hospital to meet numerous allied expenses such as attendant's meals, transportation and communication incurred etc.

 

Covers all costs incurred for any emergency transportation and evacuation services, to transfer you to an appropriate medical facility within our network.

 

Covers transportation expenses for one immediate family member to travel to the insured's current location.

 

We cover expenses for your checked-in baggage that you lost while in custody of the Common Carrier. We also cover expenses in case of a delay in receipt of the checked-in baggage beyond 12 consecutive hours. Even expenses for the issue of a new or duplicate passport are given by us.

 

We Cover expenses incurred if your departure is delayed beyond 12 consecutive hours due to specified reasons/issues.. We even cover expenses sustained by the insured, arising out of cancellation or interruption of the trip.

 

24/7 help line numbers, Multi trip plan options for reduced costs, treatment in home country cover, no upper age limit, personal accident cover.

Features of International Travel Insurance Plan

Care Health Insurance’s Explore gives you a Health Ki Guarantee with comprehensive  carearound the globe.

Explore V3 Key Highlights

  • 7 Region Specific plan to suit your needs.
  •  Schengen approved Travel Insurance
  • No age bar
    • Hospitalisation Cover- In patient and Out- patient
    • Daily Allowance for Hospitalisation Expenses
    • Pre- Existing Disease Coverage under Life Threatening Condition Up to 100% of SI or Max. up to $,100,000  
    • Common Carrier Accidental Death and Disability
    • Dental Treatment
    • Return of Minor Child
    • Up-gradation to Business Class
    • Refund of Visa fee (if visa Rejected)
    • Automatic Trip Extension
    • Loss of Passport and/or International Driving License
  • Key Coverage for Medical Needs:

    Key Coverage for Non- Medical Needs:

Policy Benefits and Conditions

Description Explore Asia (Plan 1) Explore ANZ (Plan 2) Explore Africa (Plan 3) Explore Europe (Plan 4) Explore Canada+ (Plan 5) Explore Silver(Plan 6) Explore  Gold (Plan 7) Explore Platinum (Plan 8)
Sum Insured US $ 10k, 25K, 50K & 100K US $ 25K, 50K & 100K US $ 25K, 50K & 100K € 30K & 100K US $ 50K & 100K US $ 25K, 50K & 100K,200k US $ 50K, 100K, 200k,300K & 500K US $ 50K, 100K, 300K 500K
Geographical Scope Asia Australia & New Zealand Africa Europe & UK Worldwide excluding US Worldwide Including US & Canada / Worldwide excluding US & Canada
Trip Options                
Single Trip Yes Yes Yes Yes Yes Yes Yes Yes
Multi-trip (Policy will be on annual basis) Yes No No No No Yes Yes Yes
Trip Duration (in days) – Single Trip Min 2 2 2 2 2 2 2 2
Trip Duration (in days) – Single Trip  Max 365 365 365 365 365 365 365 365
Multi-trip Maximum Trip Duration (in days) 30 or 45 or 60 N.A. N.A. N.A. N.A. 30 or 45 or 60 30 or 45 or 60 30 or 45 or 60
Entry Age – Single Trip                
Minimum Child: 1 day
Adult: 18 Years
Child: 1 day
Adult: 18 Years
Child: 1 day
Adult: 18 Years
Child: 1 day
Adult: 18 Years
Child: 1 day
Adult: 18 Years
Child: 1 day
Adult: 18 Years
Child: 1 day
Adult: 18 Years
Child: 1 day
Adult: 18 Years
Maximum Child: 24 Years
Adult: Lifelong
Child: 24 Years
Adult: Lifelong
Child: 24 Years
Adult: Lifelong
Child: 24 Years
Adult: Lifelong
Child: 24 Years
Adult: Lifelong
Child: 24 Years
Adult: Lifelong
Child: 24 Years
Adult: Lifelong
Child: 24 Years
Adult: Lifelong
Entry Age – Multi-trip Yes No No No No Yes Yes Yes
Minimum Child: 1 day
Adult: 18 Years
N.A. N.A. N.A. N.A. Child: 1 day
Adult: 18 Years
Child: 1 day
Adult: 18 Years
Child: 1 day
Adult: 18 Years
Maximum Child: 24 Years
Adult: Lifelong
N.A. N.A. N.A. N.A. Child: 24 Years
Adult: Lifelong
Child: 24 Years
Adult: Lifelong
Child: 24 Years
Adult: Lifelong
Family Option* (Available only for Single Trip Policies). Yes Yes Yes Yes Yes Yes Yes Yes

* Family Option means covering more than one member of a family under the same Policy for same sum insured on individual basis.

  Deductible Explore Asia (Plan 1) Explore ANZ (Plan 2) Explore Africa (Plan 3) Explore Europe (Plan 4) Explore Canada+ (Plan 5) Explore Silver(Plan 6) Explore  Gold (Plan 7) Explore Platinum (Plan 8)
Sum Insured   US $ 10k, 25K, 50K & 100K US $ 25K, 50K & 100K US $ 25K, 50K & 100K € 30K & 100K US $ 50K & 100K US $ 25K, 50K & 100K,200k US $ 50K, 100K, 200k,300K & 500K US $ 50K, 100K, 300K 500K,
                   
Hospitalization Expenses    Yes Yes Yes Yes Yes Yes Yes Yes
-In-patient Care US $ 100 / € 75 Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI
Out-patient Care US $ 100 / € 75 Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI
Daily Allowance 2 days US $ 25 per day, max 5 consecutive days US $ 25 per day, max 5 consecutive days US $ 25 per day, max 5 consecutive days € 25 per day, max 5 consecutive days US $ 25 per day, max 5 consecutive days x US $ 25 per day, max 5 consecutive days US $ 25 per day, max consecutive 5 days
Compassionate Visit N.A. x x x x x x x Up to US $ 5,000
Return of Minor Child N.A. x x x x x x x Up to US $ 2,000
Up-gradation to Business Class N.A. Up to US $ 1,000 Up to US $ 1,000 Up to US $ 1,000 Up to € 750 Up to US $ 1,000 x Up to US $ 1,000 Up to US $ 1,000
Dental Treatment US $ 100 / € 75 Up to US $ 300 Up to US $ 300 Up to US $ 300 Up to € 300 Up to US $ 300 Up to US $ 300 Up to US $ 400 Up to US $ 500
Common Carrier Accidental Death and Disability N.A. x x x x x x x US $ 5,000
Personal Accident N.A. US $ 15,000 US $ 15,000 US $ 15,000 € 10,000 US $ 15,000 US $ 15,000 US $ 20,000 US $ 25,000
Repatriation of Mortal Remains N.A. Up to US $ 10,000 Up to US $ 25,000 Up to US $ 10,000 Up to € 30,000 Up to US $ 50,000 Up to US $ 50,000 Up to US $ 50,000 Up to US $ 50,000
Trip Cancellation N.A. Up to US $ 1,000 Up to US $ 1,000 Up to US $ 1,000 Up to € 750 Up to US $ 1,000 NA Up to US $ 1,000 Up to US $ 1,000
Trip Interruption N.A. Up to US $ 500 Up to US $ 500 Up to US $ 500 Up to € 300 Up to US $ 500 NA Up to US $ 500 Up to US $ 500
Trip Delay   $25 per  each set of 4 hours delay; Up to 150 $ $25 per  each set of 4 hours delay; Up to 150 $ $25 per  each set of 4 hours delay; Up to 150 $ € 20 per  each set of 4 hours delay; Up to 120 € $25 per  each set of 4 hours delay; Up to 150 $ NA $25 per  each set of 4 hours delay; Up to 150 $ $25 per  each set of 4 hours delay; Up to 150 $
Loss of Checked-in Baggage $50/€30 Up to US $ 500 Up to US $ 500 Up to US $ 500 Up to € 300 Up to US $ 500 NA Up to US $ 750 Up to US $ 1000
Delay of Checked-in Baggage 12 hours US $ 100 US $ 100 US $ 100 € 100 US $ 100 NA US $ 100 US $ 100
Loss of Passport and/or International Driving License N.A. US $ 300;
Max. US $ 100 in case of loss of IDL
US $ 300;
Max. US $ 100 in case of loss of IDL
US $ 300;
Max. US $ 100 in case of loss of IDL
€ 200;
Max. € 75 in case of loss of IDL
200
US $ 300;
Max. US $ 100 in case of loss of IDL
NA US $ 300;
Max. US $ 100 in case of loss of IDL
US $ 300;
Max. US $ 100 in case of loss of IDL
Personal Liability US $ 100 / € 75 Up to US $ 100,000 Up to US $ 100,000 Up to US $ 100,000 Up to € 75,000 Up to US $ 100,000 NA Up to US $ 100,000 Up to US $ 100,000
Hijack Distress Allowance N.A. $100 per day for max. 5 consecutive days $100 per day for max. consecutive 5 days $100 per day for max. 5 consecutive days €75 per day for max. 5 consecutive days $100 per day for max. 5 consecutive days NA $100 per day for max. 5 consecutive days $100 per day for max. 5 consecutive days
Missed Flight Connection 6 hours Up to $300 Up to $300 Up to $300 Up to €200 Up to $300 NA Up to $300 Up to $300
Automatic Trip Extension as applicable  under Benefit 1 Up to 7 consecutive days Up to 7 consecutive days Up to 7 consecutive days Up to 7 consecutive days Up to 7 consecutive days Up to 7 consecutive days Up to 7 consecutive days Up to 7 consecutive days
Value Added Services (VAS) VAS Services are provided by Assistance Service Provider such as Medical Evacuation, Emergency Medical Repatriation, Psychological Hotline etc refer to Policy Wordings for details

Optional Covers

Life Threatening Condition due to PED as applicable  under Benefit 1 Up to 10%; Max. up to $10000 Up to 10%; Max. up to $10000 Up to 10%; Max. up to $10000 Up to 10%; Max. up to $10000 Up to 10%; Max. up to $10000 Up to 10%; Max. up to $10000 Up to 10%; Max. up to $10000 Up to 10%; Max. up to $10000
Refund of Visa fee (if visa Rejected) NA Up to $150 Up to $150 Up to $150 Up to €100 Up to $150 Up to $150 Up to $150 Up to $150
FD Rate FD Rate
FD Rate
Regular Fixed Deposit

up to 7.99% interest p.a

Senior Citizen

up to 8.49% interest p.a

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