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Indus Partner: Joint Savings Account

Overview

Indus Partner joint savings account that lets you manage your savings with ease, designed especially for couples, partners, and households with shared financial goals. With IndusInd Bank joint account, you get access to the best banking services at your fingertips!

Experience our range of customized services, unmatched benefits and curated offers to suit the needs of the household with the best joint savings account at your service!

Savings Worth Rs. 65,900

Savings Worth Rs. 65,900

Cashback, free movie tickets, fee waivers & more
Free Small/Medium Lockers for 1st Year

Free Small/Medium Lockers for 1st Year

50% off Second year onwards
Family Banking

Family Banking

Share your Account privileges with upto 4 family members- FREE
Free movie tickets Via BookMyShow

Free movie tickets Via BookMyShow

Buy One Get One free on movie tickets Via bookmyshow.com
Complimentary Airport Lounge

Complimentary Airport Lounge

on Visa Signature Debit Card
Cashback & Rewards on Debit Card

Cashback & Rewards on Debit Card

Earn upto 6X reward points for every Rs 200spent

Features of Joint Account for Couples

Welcome to Indus Partner - One of a kind Joint Savings Account for Partners, Couples and Households who have shared investment dream and financial goals.

The Product is loaded with offers and facilities to deposit your shared income, manage your household expenses, a locker to keep safe your shared assets and plan for your future investments.

Benefits Saving Worth
Free Movie tickets in a year from bookmyshow.com(6000 X 2)* ₹12,000
100% discount on locker for Year 1 (worth up to) ₹10000
50% off on locker Year 2 onwards  (worth up to) ₹5000
Free Demat for 1 year ₹500
Cashback on shopping on Visa Signature Debit Card (6000 X 2)* ₹12,000
Total Annual Discount on Swiggy* ₹14,400
Total Annual Discount on bigbasket.com (6000 X 2)* ₹12,000
TOTAL SAVINGS WORTH ₹65,900

Offers are subject to change

The program comes with a delightful blend of services and rewards which will deliver hassle free banking along with unmatched privileges.
*The Savings get two folds as the delightful deal powered by our Partners is doubled with two cards, each given to a partner ( Primary and Secondary Account Holders)
** Product is available only to two Holders, Mode of Operation of Account has to be necessarily Either or Survivor / Anyone or Survivor.

With IndusInd Bank’s Partner (Joint) account, you get access to a world of Special Privileges. When you open a joint savings account, you get-

Complimentary Airport Lounge Access (Available to both Partners using their respective Signature Cards)
Get free access to lounges at domestic airports with your Visa Signature Debit Card. Know more.

Unlimited Free ATM Withdrawals
Enjoy unrestricted, complimentary access at all ATMs within India.

Here are the various offers and discounts you can avail with IndusInd Bank Partner (Joint) account

Delightful Deals
Use your IndusInd Bank Debit Card & Get up to 20% off on Swiggy and Big Basket. Know More

Free Movie tickets worth Rs. 6000
Buy 1 Get 1 Free on Movie tickets booked on bookmyshow.com. Get up to 3 tickets free in a  quarter, worth up to Rs. 500 each with your  Visa Signature Debit Card.

Attractive cashback
Enjoy 6X rewards on shopping with your Visa Signature Debit Card. Redeem these reward points for Cashback. Know more

Dining Delights
Enjoy up to 15% off on the best of restaurants in your city Know More

Best of Deals
Fabulous offers on Travel, Fashion & Shopping Know More

Save Money on International Travel
Enjoy discounted cross currency markup of 1% on transactions done via your Visa Signature Debit Card at International merchants & ATMs


All The Deals are available with Each Card being held by both the Partners, so double the Benefit and double the Joy !!!! Enjoy a blissful Partnership.

With IndusInd Bank, the endless joint bank account benefits will make your life easy. Enter the world of financial convenience and unmatched benefits

Free Zero Balance Account for your family
Group accounts of upto 4 family members and enjoy relationship benefits across all grouped accounts.

Complimentary Insurance
Enjoy complimentary Insurance cover worth Rs. 35.5L with your Visa Signature Debit Card. Know more.

Discount on Locker

Get 100% off on small/medium locker for First Year.  Enjoy 50% off Second Year onwards.

Free Demat
Enjoy AMC Waiver for your IndusInd Demat Account for 1 Year.

Loan Benefits
Need urgent funds? Avail quick loan facilities with your bank joint account and get 10% discount on Loan Processing Fee.

Free Fastag
Get a Free* FastTag for your Car ride, contact your nearest Branch or Relationship Manager for details

*Issuance fee will be reversed as a cashback.

1. Apply Now As Individual

  • This is an online Account Opening Journey to open Account within 5 minutes.
  • All you need is a Mobile number linked with your Aadhaar and PAN.
  • In case you wish to Add your Spouse/Partner as Secondary holder you may do so later at the nearest IndusInd Bank Branch.

 

2. Apply Now As Joint

  • On click of Apply now you shall be taken to a Lead Form.
  • Kindly share your details and we shall contact you shortly.


Fees & Charges of Indus Partner (Joint) Bank Account

When you sign up for our joint Savings Account, certain fees and charges may be applicable. These charges are nominal, transparent and disclosed by IndusInd Bank upfront so that you know what you are paying or being charged for.

Rest assured, you will have access to the most affordable banking services for you and your partner!

Please click here to see the detailed Schedule of Benefits for the account variant.

Please click here for Savings Account T&C.


Eligibility Criteria of Indus Partner (Joint) Bank Account Opening

Browse the grid* below for eligibility details for Indus Partner (Joint) Savings Account. Available for two Holders only with Mode of Operation as Either or Survivor/Anyone or Survivor.
For further details, please contact your Relationship Manager or call our phone banking number: 1860 267 7777.

Savings Account Single

1 Lakh*

Savings Account Grouped

1 Lakh*

Savings + Fixed Deposits

10 Lakhs*

Contact Us

Visit our nearest Branch for opening your account or call at our toll-free contact centre number 1860 267 7777.


IndusInd Bank with Convenience

Enjoy tailor-made benefits for a seamless banking experience.

FAQs for Indus Partner

  • What is a joint bank account?

    A joint account is a type of bank account shared by two account holders. One can consider opening a joint bank account with their spouse or a family member. Any eligible individual can submit an application for a bank joint account where both the account holders will have equal access to the funds deposited therein.
    IndusInd Bank joint account works just like a regular savings account, with the added convenience of managing your finances with your partner at attractive interest rates.

  • How to open a joint bank account?

    Opening a joint bank account is a quick and easy process. To submit your joint bank account application, all you need to do is-

    • Click on Apply Now
    • Fill in the lead form with your personal details
    • Click submit
    • Our representative will get in touch with you for further process

     

  • How does a joint account work?

    A joint account operates much like a regular savings account. The primary difference is the number of account-holders managing the account. You can submit an application for a joint account with spouse or any other partner
    All the account holders have equal rights on the amount deposited in this account, where they can deposit or withdraw funds as and when needed.
    One can submit a joint account application and carry out banking transactions on an either/or basis. This means that transactions can be approved by the signature of either one of the account holders or all of them. This mode of operation has to be selected at the time of account opening

  • Who can withdraw money from a joint savings account?

    The right of withdrawing money for the account holders is dependent on the mode of operation selected at the time of account opening. Account holders can opt to deposit or withdraw funds from the joint account, with signatures of any one or both

  • What are the benefits of a joint bank account?

    A joint account provides a lot of exciting benefits to the account holders. Here are some of the most significant joint bank account benefits-

    • Joint accounts are an excellent option for couples, as you can submit an application for a joint account with wife or husband or your partner and easily deposit funds regularly to meet your shared financial goals
    • It is also ideal for spouses who are co-borrowers on loan; both partners can deposit their share of the loan and pay the EMIs timely
    • Parents can open a joint account with their children to start saving for their future
    • Business partners can also benefit from opening a joint bank account as it can make business transactions much more convenient and transparent