*Earn 2 Reward Points on Weekends & 1.5 Reward Points on weekdays for every INR 100 spent
Iconia Amex Credit Card
- World-class privileges that offer experiences that last a lifetime.
Overview
Overview
The IndusInd Bank Iconia Amex Credit Card is designed specially to cater to your lifestyle requirements with tailor-made golf, lifestyle and travel privileges.
Best-in-class rewards programme.
Fuel surcharge waiver
Complimentary access to Amex lounges
From 1st March 2024, the value of non-cash redemption (excluding airmiles) will be 1 RP = Rs.0.75
From 1st March 2024, the value of cash redemption will be 1 RP = Rs.0.50
Disclaimer: Dear Customer, we have discontinued this product for new sourcing, and same is only displayed as a reference for existing IndusInd Bank Iconia Amex Credit Cardholders. You may choose to apply from our existing range of Credit Card products that match your lifestyle.
Effective 1st September 2024, maximum reward points allowed for cash redemption will be 5000 per calendar month
Rewards
Benefits
Experience Montblanc- a brand with the commitment to excellence and fine craftsmanship since 1906. Choose from an exquisite collection of watches, writing instruments, jewellery, leather goods and eyewear.
Mont Blanc stores now are located in 6 cities and we have 12 stores across the country.
Click here for terms and conditions
Indulge in a world of extravagance with the Luxe Gift Card – One Card, Several Indulgences. Get access to more than 30 global luxury and premium brands with a presence of over 360 stores across 30 cities in India.
Please Click here for terms and conditions.
A Collection Of Intimate Luxury Hotels Hidden In Holiday Destinations Across India. Combine luxury with simplicity and retreat to a life you've always wanted.
For reservations, please contact: Phone: +91 7999555222 or Email: sales@postcardresorts.com
*Click here for terms and conditions.
With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more.
These brands are subject to change at the discretion of the Bank & Vouchagram.
Please note, welcome gift is only applicable on select fee plan.
Click here know the TnC and list of Essential categories available under Vouchagram
You are spoilt for choice! With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Pantaloons, Bata, Raymond, Charles and Keith, Louis Philippe, Hush Puppies, and more.
These brands are subject to change at the discretion of the Bank & Vouchagram.
Please note, welcome gift is only applicable on select fee plan.
Click here to know the TnC and list of Brands available under Vouchagram
Sitting in a movie hall munching your favourite butter popcorn acts as a major stress buster. So take some time off your busy schedule and enjoy watching the latest blockbusters with your loved ones. Book movie tickets with either of our partner (Bookmyshow) using your card, and you’ll get two tickets for the price of one.
Transactions will be classified as Weekday/Weekend as per the transaction date and will reflect in your credit card account accordingly. ‘Transaction Date’ is defined as the date on which you swipe your card for a particular transaction.
BookMyShow.com:
Movie offer:
Buy one and get one movie ticket free*
A cardholder can avail of one free movie ticket per month
Offer valid on all theatres via BookMyShow across all major cities
Please log onto www.bookmyshow.com to book your tickets today
*Price of the free ticket can only go up to Rs 200. If the second ticket is priced above Rs 200, the cardholder will have to pay the reminder using their IndusInd Bank Credit Card.
Click here for the terms and conditions
Travelling, either for business or leisure, can be planned conveniently through IndusInd Bank. We aim to make your travels more comfortable and pleasurable whether you are travelling within the country or abroad.
Enjoy access to 600+ lounges across the globe with a complimentary Priority Pass and also avail of numerous other travel offers.
Value offering:
| Annual membership | Priority Pass cost | Annual benefit |
|---|---|---|
| Priority Pass Membership | USD 99 x 2 | USD 198 (Rs 9900 per annum approximately) |
Different travellers have different requirements. IndusInd Bank understands these diversities and brings to you a set of unique travel assist programs – ‘Travel Plus’.
You already have access to over 600 VIP airport lounges around the world as part of the Priority Pass Program. With the Travel Plus Program, you also enjoy special waivers on lounge usage charges outside India.
Value offering:
| Program | Travel insurance | Lounge usage | Enrolment fees | Annual saving |
|---|---|---|---|---|
| Travel Plus | Yes | Maximum of 8 lounge usage/yr of value USD 27 | Rs 5000 per annum w.e.f. 15th Oct 2013 | Rs 12,960 approximately |
Travel Insurance Cover Details:
IndusInd Bank has tied up with ICICI Lombard General Insurance Company Limited (‘Insurance Company’) as group manager to provide cardholders with the following insurance cover under the program:
| Insurance cover | Sum assured (up to) |
|---|---|
| Lost baggage | Rs 100,000 |
| Delayed baggage | Rs 25,000 |
| Loss of passport | Rs 50,000 |
| Lost ticket | Rs 25,000 |
| Missed connection | Rs 25,000 |
Click here for terms and conditions
At your service round the clock, our Concierge service brings you a team of professionals to provide quick and easy assistance on hotel reservations, flight bookings, and many other lifestyle requirements. This complimentary service is accessible from any corner of the world.
Wherever and whenever you need help, just give a call and we will sort your queries quickly!
Offers for you:
Pre-trip Assistance:
Solving all your travel anxieties, our concierge will provide you with all details about your travel destination, including key landmarks, modes of transport, weather information etc. This will help you pick and choose your travel arrangements as per your requirements.
Hotel Reservation:
Let the concierge make all the arrangements in the finest hotels across the world, ensuring you have a pleasurable and comfortable stay.
Flight Booking:
The Concierge will research and make flight bookings to help you get to your desired destination.
Sports and Entertainment Booking:
Entertainment is the spice of life. The Concierge will make sure you do not miss your favourite sporting or entertainment event by booking the right tickets for you and reminding you.
Exclusive Booking:
For exclusive events such as like workshops or talks by eminent personalities, just call and the concierge will provide you with all the information you need. If required, bookings and reservations can be made on your behalf whenever possible.
Flowers and Gifts:
The Concierge can have flowers or a special gift delivered to anyone at your request. Show your loved ones that you care by sending gifts anywhere in the world.
To reach our Concierge Desk, just call 1860 267 7777
Fuel prices are unstable and the trend is mostly upwards. Enjoy a waiver* of 1% on fuel surcharge at any fuel station across India.
Click here for terms and conditions
- Roadside repair service
- Emergency fuel supply
- Flat tire service
- Battery service
- Emergency towing service
- Accident management and medical assistance.
Electronic card transactions have undergone a lot of security enhancements and you no longer have to worry about fraudulent usage. ‘Total Protect’ is a first-of-its-kind program that covers you for a sum up to the credit limit on your credit card, and is available on add-on cards as well.
Total Protect covers you for the following:-
- Unauthorised transactions in case of loss/ theft of card: In case you lose your card, we provide an insurance cover up to 48 hours prior to you reporting the loss to IndusInd Bank.
- Counterfeit fraud: In the likely event of a loss of your card or card details, these could be used unscrupulously by producing counterfeit cards. We offer you insurance to protect yourself against such an eventuality.
Click here to know the terms and conditions of the applicable insurance policy
IndusInd Bank Iconia Credit Card also offers a complimentary personal air accident insurance cover of up to Rs 25 lakh.
We at IndusInd Bank are always at hand to help. Press forward and continue your journey.
Click here for terms and conditions
Platform Benefits
American Express® Connect
Travelling and dining made easy!
| American Express Connect provides a wide range of special offers across categories such as travel, lodging, dining, retail, and online shopping. To view the current list of offers, please Click here |
 |
American Express® EPAY
Tired of the monthly bill paying tedium? EPAY is at hand to simplify your tasks.
| American Express EPAY simplifies the way you pay utility bills such as electricity, gas, phone, and insurance premiums. Enjoy the ease of automatic payments through ‘AutoPay’, without worrying about due dates, writing cheques, or standing in queues. To know more and register, please click here. |
Complimentary benefits
- VISA card: No offers
- Mastercard card: Iconia Amex credit card is not offered on Mastercard network by IndusInd Bank.
- AMEX card: Complimentary lounge visits*.
*Please click here for terms and conditions.
Contact
For assistance and further guidance, we request you to please call our helpdesk at 18602677777, email us at premium.care@indusind.com or visit any of your nearest IndusInd Bank branch credit card helpdesk for details..
Fees and charges
Here is a summary of IndusInd Bank’s Iconia Amex credit card fee:
- Add-on card fee: Nil
- Interest rate on balance in case of partial bill payment: Monthly: 3.83% ; Annually: 46%
- Interest-free tenure: You have 50 days as an interest-free period from when the credit card statement is generated. This is not applicable if the total amount due is not paid off in full.
- Late payment charges
Total amount due Charges (Rs) Up to Rs 100 Nil Rs 101 - Rs 500 100 Rs 501 - Rs 1,000 350 Rs 1,001 – Rs 10,000 550 Above 10,000 700 - Over-limit charges The over-limit charge is 2.5% of the over-limit amount that you use. This is subject to a minimum of Rs 500.
- Charges for credit card payment through outstation cheque.There are no additional charges when you pay through outstation clearing cheques. Please note that outstation cheques only from IndusInd Bank locations can be accepted for making credit card payments.
- Charge Slip Request charges Rs. 300
- Reissuance/card replacement fee. Rs 100
- Charges for overseas transaction 3.5% of the transaction and currency conversion charges (dynamic).
- Credit card payment cheque return charges. Rs 250
- Balance enquiry charges on non IndusInd Bank ATMs. Rs 25
- Charges for cash withdrawal/cash advancement 2.5% of the advance amount subject to a minimum of Rs 300.
- Railway booking surcharges As applicable on the booking website.
- Charges for making credit card payment in cash Rs 100
- GST charges At the current rate, as notified by Ministry of Finance, Government of India
- Duplicate statement charges Rs 100 per statement (beyond last 3 months)
- Priority pass usage charges Up to US $27 per person per visit
- Issuance charge Rs 3,499
- Annual renewal fee Nil
Payment
Credit card payment modes:
We can assist you with your credit card bill payment. Simply type credit card payment to proceed or you can easily pay IndusInd Bank’s credit card bill with a range of payment options given below:
- Mobile banking:
Login to the mobile banking application- Click on Menu on bottom left
- Go to Fund Transfer in Payments
- Select One Time Transfer and select IndusInd Acc/Credit Card from drop down
- Fill in the required details to complete your payment.
- Internet banking:
Login to Internet Banking- Click on Fund Transfer and navigate to IndusInd Credit Card Payment.
- Select the appropriate option to make payment as per your convenience.
Please note you can also pay other bank’s credit card bills by visiting Other Visa Credit Card Payments under the Fund Transfer category.
- Cheques/draft drop boxes: You can make your credit card payments via a cheque or a draft at multiple drop box locations such as branches and ATMs.
- NACH Facility: Simply email us the duly filled NACH form at premium.care@indusind.com or submit it at the nearest branch for authorising us to debit your other bank account.
Click here to download the NACH form. - Auto debit facility: Submit the duly filled Auto Debit form in any nearest branch to authorise us to debit your IndusInd bank account for credit card bill payment.
If you hold an account with IndusInd Bank you can click here to download the Auto Debit mandate form. And for more detailed information on this please click here.
Eligibility
Eligibility
If you are interested to opt for IndusInd Bank’s Iconia Amex Credit Card, you will have to meet the following criteria:
Your income/ITR should be:
- For salaried individuals: Rs 3,60,000 per annum
- For self-employed: Rs 4,80,000 per annum
Documentation:
- KYC Documents: Pan card, Aadhaar card and photograph is mandatory.
- Other acceptable address proofs, in case your communication address varies from Aadhaar Card, are voter’s ID, driving license, passport, etc.
- Income Documents
For salaried individuals:
- Last 3 month’s bank statement
- Last 3 month’s salary slip or other bank’s credit card details.
For self-employed individuals:
- Latest copy of ITR or other bank’s credit card details.
Note: All the above documents need to be self-attested by the applicant. For any further assistance on credit card documentation, please feel free to reach our helpdesk at 1860 267 7777.
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