*Earn 1 Reward Points on Weekends & 0.75 Reward Point on weekdays for every INR 100 spent
Overview
Overview
The IndusInd Bank Iconia Visa Credit Card is designed specially to cater to your lifestyle requirements with tailor-made golf, lifestyle and travel privileges.
Best-in-class rewards programme.
Fuel surcharge waiver
From 1st March 2024, the value of non-cash redemption (excluding airmiles) will be 1 RP = Rs.0.75
From 1st March 2024, the value of cash redemption will be 1 RP = Rs.0.50
Disclaimer: Dear Customer, we have discontinued this product for new sourcing, and same is only displayed as a reference for existing IndusInd Bank Iconia Visa Credit Cardholders. You may choose to apply from our existing range of Credit Card products that match your lifestyle.
Effective 1st September 2024, maximum reward points allowed for cash redemption will be 5000 per calendar month
Rewards
Benefits
Experience Montblanc- a brand with the commitment to excellence and fine craftsmanship since 1906. Choose from an exquisite collection of watches, writing instruments, jewellery, leather goods and eyewear.
Mont Blanc stores now are located in 6 cities and we have 12 stores across the country.
Click here for terms and conditions
Indulge in a world of extravagance with the Luxe Gift Card – One Card, Several Indulgences. Get access to more than 30 global luxury and premium brands with a presence of over 360 stores across 30 cities in India.
Please Click here for terms and conditions.
A Collection Of Intimate Luxury Hotels Hidden In Holiday Destinations Across India. Combine luxury with simplicity and retreat to a life you've always wanted.
For reservations, please contact: Phone: +91 7999555222 or Email: sales@postcardresorts.com
*Click here for terms and conditions.
With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more.
These brands are subject to change at the discretion of the Bank & Vouchagram.
Please note, welcome gift is only applicable on select fee plan.
Click here know the TnC and list of Essential categories available under Vouchagram
You are spoilt for choice! With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Pantaloons, Bata, Raymond, Charles and Keith, Louis Philippe, Hush Puppies, and more.
These brands are subject to change at the discretion of the Bank & Vouchagram.
Please note, welcome gift is only applicable on select fee plan.
Click here to know the TnC and list of Brands available under Vouchagram
BookMyShow.com
Sitting in a movie hall munching your favourite butter popcorn acts as a major stress buster. So take some time off your busy schedule and enjoy watching the latest blockbusters with your loved ones. Book movie tickets with either of our partner (Bookmyshow) using your card, and you’ll get two tickets for the price of one.
Transactions will be classified as Weekday/Weekend as per the transaction date and will reflect in your credit card account accordingly. ‘Transaction Date’ is defined as the date on which you swipe your card for a particular transaction.
Movie offer:
Buy one and get one movie ticket free*
A cardholder can avail of one free movie ticket per month
Offer valid on all theatres via BookMyShow across all major cities
Please log onto www.bookmyshow.com to book your tickets today
*Price of the free ticket can only go up to Rs 200. If the second ticket is priced above Rs 200, the cardholder will have to pay the remaining using their IndusInd Bank Credit Card.
Click here for the terms and conditions
The Travel Plus programme is offered at an annual fee of Rs 5,000 where lounge usage charges of $27 are waived for a maximum of 8 international travels per year.*
*Not applicable on Amex cards.
Travel Insurance Cover Details:
IndusInd Bank has tied up with ICICI Lombard General Insurance Company Limited (‘Insurance Company’) as group manager to provide cardholders with the following insurance cover under the program:
Insurance cover | Sum assured (up to) |
---|---|
Lost baggage | Rs 100,000 |
Delayed baggage | Rs 25,000 |
Loss of passport | Rs 50,000 |
Lost ticket | Rs 25,000 |
Missed connection | Rs 25,000 |
Priority Pass Membership for you and your add-on card holder with access to 700+ lounges across the world.*
*Not applicable on Amex cards.
Click here for terms and conditions
Enjoy when you travel with our exclusive benefits:
- Pre-trip assistance
- Flight booking assistance
- Hotel reservations
- Sports and entertainment bookings
- Exclusive bookings
- Flower and gifts.
Fuel prices are unstable and the trend is mostly upwards. Enjoy a waiver* of 1% on fuel surcharge at any fuel station across India.
Click here for terms and conditions
- Roadside repair service
- Emergency fuel supply
- Flat tire service
- Battery service
- Emergency towing service
- Accident management and medical assistance.
Total Protect
Electronic card transactions have undergone a lot of security enhancements and you no longer have to worry about fraudulent usage. ‘Total Protect’ is a first-of-its-kind program that covers you for a sum up to the credit limit on your credit card, and is available on add-on cards as well.
Total Protect covers you for the following:-
- Unauthorised transactions in case of loss/ theft of card: In case you lose your card, we provide an insurance cover up to 48 hours prior to you reporting the loss to IndusInd Bank.
- Counterfeit fraud: In the likely event of a loss of your card or card details, these could be used unscrupulously by producing counterfeit cards. We offer you insurance to protect yourself against such an eventuality.
Click here to know the terms and conditions of the applicable insurance policy
Air accident cover
IndusInd Bank Iconia Credit Card also offers a complimentary personal air accident insurance cover of up to Rs 25 lakh.
We at IndusInd Bank are always at hand to help. Press forward and continue your journey.
Click here for terms and conditions
Platform Benefits
Visa offers you swift and secure transactions
Click here to know more about the offers
Contact
For assistance and further guidance, we request you to please call our helpdesk at 18602677777, email us at premium.care@indusind.com or visit any of your nearest IndusInd Bank branch credit card helpdesk for details..
Fees and charges
Here is a summary of IndusInd Bank’s Iconia Visa credit card fee:
- Add-on card fee: Nil
- Interest rate on balance in case of partial bill payment: Monthly: 3.83% ; Annually: 46%
- Interest-free tenure: You have 50 days as an interest-free period from when the credit card statement is generated. This is not applicable if the total amount due is not paid off in full.
- Late payment charges
Total amount due Charges (Rs) Up to Rs 100 Nil Rs 101 - Rs 500 100 Rs 501 - Rs 1,000 350 Rs 1,001 – Rs 10,000 550 Above 10,000 700 - Over-limit charges The over-limit charge is 2.5% of the over-limit amount that you use. This is subject to a minimum of Rs 500.
- Charges for credit card payment through outstation cheque.There are no additional charges when you pay through outstation clearing cheques. Please note that outstation cheques only from IndusInd Bank locations can be accepted for making credit card payments.
- Reissuance/card replacement fee. Rs 100
- Charges for overseas transaction 3.5% of the transaction and currency conversion charges (dynamic).
- Credit card payment cheque return charges. Rs 250
- Balance enquiry charges on non IndusInd Bank ATMs. Rs 25
- Charges for cash withdrawal/cash advancement 2.5% of the advance amount subject to a minimum of Rs 300.
- Railway booking surcharges As applicable on the booking website.
- Charges for making credit card payment in cash Rs 100
- GST charges At the current rate, as notified by Ministry of Finance, Government of India
- Duplicate statement charges Rs 100 per statement (beyond last 3 months)
- Priority pass usage charges Up to US $27 per person per visit
- Issuance charge Rs 3,499
- Annual renewal fee Nil
Payment
Credit card payment modes:
We can assist you with your credit card bill payment. Simply type credit card payment to proceed or you can easily pay IndusInd Bank’s credit card bill with a range of payment options given below:
- Mobile banking:
Login to the mobile banking application- Click on Menu on bottom left
- Go to Fund Transfer in Payments
- Select One Time Transfer and select IndusInd Acc/Credit Card from drop down
- Fill in the required details to complete your payment.
- Internet banking:
Login to Internet Banking- Click on Fund Transfer and navigate to IndusInd Credit Card Payment.
- Select the appropriate option to make payment as per your convenience.
Please note you can also pay other bank’s credit card bills by visiting Other Visa Credit Card Payments under the Fund Transfer category.
- Cheques/draft drop boxes: You can make your credit card payments via a cheque or a draft at multiple drop box locations such as branches and ATMs.
- NACH Facility: Simply email us the duly filled NACH form at premium.care@indusind.com or submit it at the nearest branch for authorising us to debit your other bank account.
Click here to download the NACH form. - Auto debit facility: Submit the duly filled Auto Debit form in any nearest branch to authorise us to debit your IndusInd bank account for credit card bill payment.
If you hold an account with IndusInd Bank you can click here to download the Auto Debit mandate form. And for more detailed information on this please click here.
Complimentary benefits
- VISA card: No offers
- AMEX card: Complimentary lounge visits*.
*Please click here for terms and conditions.
Value Table
Iconia Credit Card Privileges
Annual Estimation | |
---|---|
Iconia Privileges | Savings |
Priority Pass Membership that you can share with your partner | USD 99 x 2 = Rs 13,266 |
Catch the latest flicks with complimentary tickets twice a month | Rs 4800 |
Save on fuel surcharges## | Rs 2400 |
Annual value of Reward Points on an average spend of Rs 30,000 per month | Rs 6120 |
Total Savings | Rs 26,586 |
Note: This data is based on certain assumptions and is for illustration purpose only. Actual savings may vary depending on your individual usage pattern. | |
##Please note that service tax levied on fuel surcharge (if any) will not be waived and will need to be borne by the cardholder. |
Eligibility
Eligibility
If you are interested to opt for IndusInd Bank’s Iconia Visa Credit Card, you will have to meet the following criteria:
Your income/ITR should be:
- For salaried individuals: Rs 3,60,000 per annum
- For self-employed: Rs 4,80,000 per annum
Documentation:
- KYC Documents: Pan card, Aadhaar card and photograph is mandatory.
- Other acceptable address proofs, in case your communication address varies from Aadhaar Card, are voter’s ID, driving license, passport, etc.
- Income Documents
For salaried individuals:
- Last 3 month’s bank statement
- Last 3 month’s salary slip or other bank’s credit card details.
For self-employed individuals:
- Latest copy of ITR or other bank’s credit card details.
Note: All the above documents need to be self-attested by the applicant. For any further assistance on credit card documentation, please feel free to reach our helpdesk at 1860 267 7777.