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Features & Benefits

Signature Debit card Features & Benefits

We understand that you deserve more on your Debit Card. IndusInd Bank presents "Signature Debit Card", designed to deliver superior value through exciting features, offers and convenience of cashless payments for shopping, dining, entertainment and much more.


Introducing InstaPIN! A unique feature for instantly generating your Debit Card PIN within seconds. Just walk into the nearest ATM and select the InstaPIN option to generate your permanent Debit Card PIN

Joining Benefits

  • Vouchers from leading brands worth - Rs 4000 – On the first Swipe(Only for Signature cards charged Rs 5,000/-) Click here for terms and conditions.
  • 100 Reward Points – On the first shopping transaction (+50 points for first online shopping)
  • 100 Bonus Points On activating the card at IndusInd bank ATM
  • 100 Bonus Points for activating NB using this Card (New account holders)
  • 100 Bonus Points for activating Mobile Banking

On-going Benefits

  • Buy one Get One – on (All on the first come basis)
    • Signature Debit Card : 4 Tickets in a quarter ( Max value Rs 350/- )
  • Lost Card Liability (3,00,000/-) + Air accident Insurance ( 30,00,000/-) + Personal Accident Insurance (2,00,000/-) + Purchase Protection (Rs 50,000/-)
  • Accelerated IndusRewards Points : Unique 6X rewards structure including kicker for Online and International usage
  • Points redemption and Shopping on IndusMoments
  • Secure Online Shopping : Online shopping with your Debit Card is safe and Secure, when you sign up for Verified By Visa. Alternatively, you can do an Online purchase transaction using OTP ( One Time Password ) on your registered mobile number
  • Complementary Lounge access at select Domestic & International airports in India limited to 2 visits per quarter per card (Minimum account balance of Rs. 100 required for complementary access). For details on the list of lounges, visit
  • Limits:
    • Signature Exclusive Debit Card : Purchase Limit : Rs 4,00,000/- Per Day & ATM Limit Rs 2,00,000/- Per Day
    • Signature Select Debit Card : Purchase Limit : Rs 3,00,000/- Per Day & ATM Limit Rs 1,50,000/- Per Day
    • Signature Debit Card : Purchase Limit : Rs 3,00,000/- Per Day & ATM Limit Rs 1,50,000/- Per Day
Maximum Rewards


For Swipe Transactions: Reward Points for every Rs. 200 spent as per the following Grid

Your Monthly Spends Points per Rs.200/-
Upto Rs.5,000/- 2
Between Rs.5,001/- to Rs.10,000/- 3
Between Rs.10,001/- to Rs.20,000/- 4
Between Rs.20,001/- to Rs.40,000/- 5
Above Rs.40,001/- 6

For more details on rewards program, click here

Maximum Benefits

Our Maximum Platinum VISA Debit Card allows you Maximum Convenience:

  • Access over 2,300 IndusInd Bank ATMs across India for cash withdrawals, cash/cheque deposits, visa credit card bill payment, balance enquiry, mobile top-up and other miscellaneous requests
  • Withdraw cash at any of the 120,000 VISA / PLUS ATMs in India and over a million ATMs across the world, through bilateral arrangements with our network partners, VISA and NFS
  • Use your card for shopping at over 9,00,000 merchant locations in India and over 26 million merchant locations across the world


Signature Debit card charges

a) Joining Fee : Rs 5000 + Taxes

b) Annual Fee (2nd year onwards) : Rs 1499 + Taxes

Signature Exclusive Debit Card is Charged at Rs 299 Plus Taxes every year ( Only for Exclusive Banking customers )

Signature Select Debit Card is Charged Rs 499 Plus Taxes Every Year ( Only for Select Banking Customers)


Customer Reviews

Truly Reliable

The Signature Debit Card by IndusInd is a very reliable product. The point system is a bonus to a solid product. I always use this card to make all my purchases thanks to the rewarding point and cashback system.

Reviewer: Sakshi Sharma, Delhi, February 27, 2017


Easy Online Payment

Great card! The Signature Debit Card by IndusInd really gives you a premium feel. The card is great in terms of rewards and is easily usable on all ATMs and outlets as well as for online payments. The staff at IndusInd was also very helpful when I wanted to redeem points.

Reviewer: Devina Patil, Delhi, February 25, 2017


Attractive Offers

The Signature Debit Card is one of my favourites as it is easy to use and offers great rewards and points on spending. The added benefits like free tickets and lounge access in airports make it my preferred debit card.

Reviewer: Aman Malik, Roorkee, February 24, 2017


Good Features

Great reward points! I was able to redeem my points while shopping which was an added bonus. The point system and added features of the card make the Signature Debit Card a great deal!

Reviewer: Shekhar Kaushik, Dehradun, February 22, 2017


Speedy Service

I decided to upgrade my classic debit card to IndusInd’s signature card. It was a great investment as the rewards and the points you earn are worth it. The card was delivered quickly by IndusInd and the InstaPIN is an added convenience.

Reviewer: Ruth Newmai, Nagaland, February 20, 2017


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  • Daily balance Upto Rs. 1 Lakh 4 %
  • Daily balance above Rs. 1 Lakh & upto (& including) Rs. 10 Lakhs 5 %
  • Daily balance above Rs.10 Lakhs 6 %

  • Above 1 year 4 months to below 2 years 7.25 %
  • Indus Tax Saver Scheme - 5 years (upto Rs 1.5 lacs) 7.15 %
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